Dave Inc. (DAVE)
NASDAQ:DAVE
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Total Valuation
Dave has a market cap or net worth of $3.42B. The enterprise value is $3.93B.
Market Cap$3.42B
Enterprise Value$3.93B
Share Statistics
Dave has 11,400,165 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,400,165
Owned by Insiders5.71%
Owned by Institutions35.73%
Financial Efficiency
Dave’s return on equity (ROE) is 0.56 and return on invested capital (ROIC) is 41.61%.
Return on Equity (ROE)0.56
Return on Assets (ROA)0.40
Return on Invested Capital (ROIC)41.61%
Return on Capital Employed (ROCE)0.50
Revenue Per Employee2.02M
Profits Per Employee714.84K
Employee Count274
Asset Turnover1.14
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Dave is 16.9. Dave’s PEG ratio is 0.07.
PE Ratio16.9
PS Ratio5.34
PB Ratio8.39
Price to Fair Value8.39
Price to FCF10.22
Price to Operating Cash Flow11.62
PEG Ratio0.07
Income Statement
In the last 12 months, Dave had revenue of 554.18M and earned 195.87M in profits. Earnings per share was 14.65.
Revenue554.18M
Gross Profit480.40M
Operating Income186.62M
Pretax Income168.03M
Net Income195.87M
EBITDA182.20M
Earnings Per Share (EPS)14.65
Cash Flow
In the last 12 months, operating cash flow was 326.80M and capital expenditures -299.00K, giving a free cash flow of 326.50M billion.
Operating Cash Flow326.80M
Free Cash Flow326.50M
Free Cash Flow per Share28.64
Dividends & Yields
Dave pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.33
52-Week Price Change35.14%
50-Day Moving Average231.07
200-Day Moving Average213.08
Relative Strength Index (RSI)66.03
Average Volume (3m)510.11K
Important Dates
Dave upcoming earnings date is Aug 12, 2026, After Close (Confirmed).
Last Earnings DateMay 5, 2026
Next Earnings DateAug 12, 2026
Ex-Dividend Date―
Financial Position
Dave as a current ratio of 3.83, with Debt / Equity ratio of 131.61%
Current Ratio3.83
Quick Ratio3.83
Debt to Market Cap0.03
Net Debt to EBITDA-0.03
Interest Coverage Ratio26.50
Taxes
In the past 12 months, Dave has paid -27.84M in taxes.
Income Tax-27.84M
Effective Tax Rate-0.17
Enterprise Valuation
Dave EV to EBITDA ratio is 16.21, with an EV/FCF ratio of 10.20.
EV to Sales5.33
EV to EBITDA16.21
EV to Free Cash Flow10.20
EV to Operating Cash Flow10.19
Balance Sheet
Dave has $133.33M in cash and marketable securities with $268.21M in debt, giving a net cash position of -$134.88M billion.
Cash & Marketable Securities$133.33M
Total Debt$268.21M
Net Cash-$134.88M
Net Cash Per Share-$11.83
Tangible Book Value Per Share$25.37
Margins
Gross margin is 87.14%, with operating margin of 33.68%, and net profit margin of 35.34%.
Gross Margin87.14%
Operating Margin33.68%
Pretax Margin30.32%
Net Profit Margin35.34%
EBITDA Margin32.88%
EBIT Margin31.59%
Analyst Forecast
The average price target for Dave is $320.80, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$320.80
Price Target Upside27.96% Upside
Analyst ConsensusStrong Buy
Analyst Count10
Revenue Growth Forecast58.48%
EPS Growth Forecast311.59%