Capital ManagementThe company has completed a substantial portion of its buyback program and has enough excess capital to potentially launch another program.
Financial PerformanceManagement remains committed to deliver on its non-GAAP net income guidance, which implies a compound annual growth rate of 25%, and this potential is underappreciated by the market.
SCFI License UtilizationThe company's recent increased utilization of its SCFI license allows it to offer 'time deposits' to customers, which is seen as a long-term positive change.