Stoneco (STNE)
NASDAQ:STNE
Want to see STNE full AI Analyst Report?
STNE Stock Chart & Stats
$15.10
-$0.26(-3.13%)
At close: 4:00 PM EST
$15.10
-$0.26(-3.13%)
Day’s Range― - ―
52-Week Range$9.45 - $19.95
Previous CloseN/A
Volume1.28M
Average Volume (3M)6.01M
Market Cap
$2.58B
Enterprise Value$23.01B
Total Cash (Recent Filing)$10.08B
Total Debt (Recent Filing)$15.65B
Price to Earnings (P/E)3.9
Beta1.40
Next Earnings
Aug 19, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)13.57
Shares Outstanding229,177,060
10 Day Avg. Volume4,115,412
30 Day Avg. Volume6,011,752
Financial Highlights & Ratios
PEG Ratio-0.04
Price to Book (P/B)1.83
Price to Sales (P/S)1.53
P/FCF Ratio-760.37
Enterprise Value/Market Cap8.93
Enterprise Value/Revenue1.65
Enterprise Value/Gross Profit2.21
Enterprise Value/Ebitda3.55
Forecast
1Y Price Target
$15.56Price Target Upside3.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering8
EPS Forecast (FY)10.64
Revenue Forecast (FY)$15.07B
Bulls Say, Bears Say
Bulls Say
Profitability RecoveryTrailing‑twelve‑month margins and a rebound in earnings indicate the core payments and services business generates durable operating profits. Strong profitability provides a cushion for reinvestment, supports shareholder returns and increases resilience to cyclical TPV swings over the next several quarters.
Deposit Traction / Banking FranchiseRising retail deposits meaningfully improve funding mix and lower funding costs, enabling scalable credit growth and margin recovery. Material deposit growth supports self-funded lending, reduces reliance on wholesale funding and strengthens long‑term margins and balance‑sheet flexibility.
Capital Position And ReturnsA strong managerial capital ratio and high ROE alongside active buybacks/dividends show disciplined capital allocation. This balance of capital strength and shareholder returns signals management can sustain investments in growth and tech while returning excess capital, supporting long‑term shareholder value.
Bears Say
Elevated Credit DelinquenciesRising non‑performing loans and high provisioning materially increase earnings volatility and capital consumption. Persistent elevated delinquencies could force tighter underwriting, slower credit expansion and sustained higher provisions, constraining net revenue growth and operating leverage over coming quarters.
Margin Compression From Credit CostsMaterial margin contraction driven by credit costs and higher service expenses undermines the payment‑processing economics. If elevated provisioning and service cost trends persist, they will erode operating margins, reduce reinvestment capacity and impair long‑term profitability trends.
Elevated Leverage And Cash‑flow VolatilityHigher debt relative to equity combined with inconsistent FCF conversion increases sensitivity to macro and funding shocks. Leverage plus volatile cash conversion can constrain strategic flexibility, raise refinancing risk and amplify earnings swings if growth or credit trends falter.
Stoneco News
STNE FAQ
What was Stoneco’s price range in the past 12 months?
Stoneco lowest stock price was $9.45 and its highest was $19.95 in the past 12 months.
What is Stoneco’s market cap?
Stoneco’s market cap is $2.58B.
When is Stoneco’s upcoming earnings report date?
Stoneco’s upcoming earnings report date is Aug 19, 2026 which is in 59 days.
How were Stoneco’s earnings last quarter?
Stoneco released its earnings results on May 14, 2026. The company reported $0.438 earnings per share for the quarter, missing the consensus estimate of $0.446 by -$0.008.
Is Stoneco overvalued?
According to Wall Street analysts Stoneco’s price is currently Undervalued.
Does Stoneco pay dividends?
Stoneco pays a N/A dividend of $2.53 which represents an annual dividend yield of N/A. See more information on Stoneco dividends here
What is Stoneco’s EPS estimate?
Stoneco’s EPS estimate is 0.47.
How many shares outstanding does Stoneco have?
Stoneco has 229,177,060 shares outstanding.
What happened to Stoneco’s price movement after its last earnings report?
Stoneco reported an EPS of $0.438 in its last earnings report, missing expectations of $0.446. Following the earnings report the stock price went down -0.928%.
Which hedge fund is a major shareholder of Stoneco?
Currently, no hedge funds are holding shares in STNE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Stoneco Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$15.56 (3.06% Upside)
$15.56 (3.06% Upside)
Blogger Sentiment
Bullish
STNE Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.1M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $18.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.1%
Last 30 Days ▼ 3.9%
Last 30 Days ▼ 3.9%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.73%
12-Months-Change
Fundamentals
Return on Equity
29.41%
Trailing 12-Months
Asset Growth
21.75%
Trailing 12-Months
Company Description
Stoneco
StoneCo Ltd., a financial technology enterprise, delivers solutions to merchants and integrated partners, enabling electronic transactions across physical retail, online platforms, and mobile channels within Brazil. The company utilizes several distribution channels: its proprietary Stone Hubs offer localized sales and service support; digital merchants are reached via sales and technical personnel alongside software vendors; and a dedicated sales team caters to both traditional brick-and-mortar and digital businesses. As of December 31, 2021, StoneCo served roughly 1,766,100 clients, primarily small and medium-sized enterprises, alongside marketplaces, e-commerce platforms, and integrated software providers. Founded in 2000, StoneCo Ltd. is headquartered in George Town, Cayman Islands, and operates as a subsidiary of HR Holdings, LLC.
STNE Company Deck
STNE Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mixed picture: tangible operational and financial positives (revenue growth, EPS growth, credit revenue expansion, deposit traction, strong capital returns and a healthy capital ratio) were offset by meaningful near-term challenges (elevated delinquencies and provisions, gross margin compression, elevated churn/ARPAC decline, and an adverse interest-rate backdrop). Management communicated clear corrective actions (pricing, model upgrades, tightened underwriting, product simplification, secured credit offerings and buybacks) and maintained guidance, expressing confidence in a second-half recovery, but material headwinds remain in the near term.View all STNE earnings summariesSTNE Stock 12 Month Forecast
Average Price Target
$15.56
▲(3.06% Upside)
Technical Analysis
Ownership Overview
1.55% Insiders
9.51% Mutual Funds
27.18% Other Institutional Investors
47.63% Public Companies and Individual Investors