Want to see PAGS full AI Analyst Report?
PAGS Stock Chart & Stats
$11.26
-$0.20(-3.04%)
At close: 4:00 PM EST
$11.26
-$0.20(-3.04%)
Day’s Range― - ―
52-Week Range$7.74 - $12.32
Previous CloseN/A
Volume1.01M
Average Volume (3M)3.20M
Market Cap
$2.57B
Enterprise Value$57.27B
Total Cash (Recent Filing)$6.67B
Total Debt (Recent Filing)$45.69B
Price to Earnings (P/E)6.4
Beta1.00
Next Earnings
Aug 20, 2026EPS Estimate
0.38Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)7.36
Shares Outstanding157,057,270
10 Day Avg. Volume3,148,018
30 Day Avg. Volume3,198,978
Financial Highlights & Ratios
PEG Ratio1.63
Price to Book (P/B)1.07
Price to Sales (P/S)0.81
P/FCF Ratio10.03
Enterprise Value/Market Cap22.31
Enterprise Value/Revenue2.89
Enterprise Value/Gross Profit5.65
Enterprise Value/Ebitda6.00
Forecast
1Y Price Target
$11.67Price Target Upside3.61% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)8.43
Revenue Forecast (FY)$21.14B
Bulls Say, Bears Say
Bulls Say
High Profitability MarginsSustained high TTM margins indicate durable unit economics across acquiring and banking lines. Strong gross and operating margins create structural capacity to fund investments, absorb rate or loss shocks, and support shareholder returns even if top-line growth softens.
Scaling Banking & Credit FranchiseRapid deposit and loan growth diversifies revenue toward higher‑margin, recurring banking income. A larger credit book and deposit base deepen customer relationships, enable cross‑sell, and create more stable gross profit streams versus cyclical merchant acquiring.
Strong Capital Buffer & Shareholder ReturnsElevated managerial CET1 provides a meaningful capital buffer to support loan growth and absorb credit losses. Concurrently sizable shareholder returns signal confident capital management and cash generation discipline, which can attract long‑term investors and constrain excess capital drag.
Bears Say
Rising LeverageA materially higher debt-to-equity ratio increases funding and refinancing sensitivity. In a higher‑rate or tighter funding environment, elevated leverage can magnify earnings volatility, limit strategic flexibility, and raise the cost of scaling the credit franchise over the medium term.
Weak And Volatile Cash ConversionSubdued FCF conversion versus reported earnings reduces financial flexibility to sustain dividends, invest in product expansion, or cushion credit losses. Volatile cash generation complicates planning given the company’s larger balance sheet and ongoing credit expansion.
Dependence On Rate Cuts & Yield CompressionManagement’s profit trajectory assumes policy rate relief; absent cuts, financial income and payments yields may stay pressured. Structural reliance on macro easing to restore margins creates execution risk and reduces the firmness of near‑term profitability improvement plans.
Pagseguro Digital News
PAGS FAQ
What was Pagseguro Digital’s price range in the past 12 months?
Pagseguro Digital lowest stock price was $7.74 and its highest was $12.32 in the past 12 months.
What is Pagseguro Digital’s market cap?
Pagseguro Digital’s market cap is $2.57B.
When is Pagseguro Digital’s upcoming earnings report date?
Pagseguro Digital’s upcoming earnings report date is Aug 20, 2026 which is in 39 days.
How were Pagseguro Digital’s earnings last quarter?
Pagseguro Digital released its earnings results on May 12, 2026. The company reported $0.39 earnings per share for the quarter, missing the consensus estimate of $0.398 by -$0.008.
Is Pagseguro Digital overvalued?
According to Wall Street analysts Pagseguro Digital’s price is currently Undervalued.
Does Pagseguro Digital pay dividends?
Pagseguro Digital pays a Notavailable dividend of $0.26 which represents an annual dividend yield of 1.4%. See more information on Pagseguro Digital dividends here
What is Pagseguro Digital’s EPS estimate?
Pagseguro Digital’s EPS estimate is 0.38.
How many shares outstanding does Pagseguro Digital have?
Pagseguro Digital has 157,057,270 shares outstanding.
What happened to Pagseguro Digital’s price movement after its last earnings report?
Pagseguro Digital reported an EPS of $0.39 in its last earnings report, missing expectations of $0.398. Following the earnings report the stock price went down -11.759%.
Which hedge fund is a major shareholder of Pagseguro Digital?
Currently, no hedge funds are holding shares in PAGS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pagseguro Digital Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$11.67 (3.61% Upside)
$11.67 (3.61% Upside)
Blogger Sentiment
Bullish
PAGS Sentiment 70%
Sector Average 65%
Sector Average 65%
Hedge Fund Trend
Decreased
By 4.0M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 12.5%
Last 30 Days ▼ 12.5%
Technicals
SMA
Negative
20 days / 200 days
Momentum
8.63%
12-Months-Change
Fundamentals
Return on Equity
14.62%
Trailing 12-Months
Asset Growth
19.27%
Trailing 12-Months
Company Description
Pagseguro Digital
PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. It provides digital banking solutions, including deposits, top-ups, debt management services, tax collections, wire transfers, ATM withdrawals, and various online and point-of-sale (POS) payment solutions; cards, such as debit, credit, cash, and prepaid cards; and credit products comprising FGTS withdrawals, payroll loans, working capital loans, and overdraft accounts. The company offers insurance services, including account, card, home, business, health assistance, life, and credit life insurance; investment services, such as investment and portfolio advisory, financial education, brokerage, fund management, treasury, and research services; and operates Shopping PagBank, a marketplace for various brands. In addition, it provides software solutions comprising PagVendas, a POS software app; ClubPag, a marketing tool that allows merchants to advertise across client base, available for POS devices; and PlugPag, a wireless solution that connects the machine to the commercial automation system, via Bluetooth technology. The company was founded in 2006 and is headquartered in São Paulo, Brazil.
PAGS Company Deck
PAGS Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The quarter shows solid execution on strategic priorities: strong credit and deposit growth, improved customer engagement, operating leverage, EPS accretion and meaningful shareholder returns. Those positives are tempered by macro-driven financial cost pressures (higher SELIC), limited gross profit expansion, payments yield compression and a rise in total losses tied to portfolio mix. Management expects rate cuts and continued efficiency initiatives to alleviate headwinds, and they have reasserted guidance and long-term targets.View all PAGS earnings summariesPAGS Stock 12 Month Forecast
Average Price Target
$11.67
▲(3.61% Upside)
Technical Analysis
Ownership Overview
74.90% Insiders
10.19% Mutual Funds
5.25% Other Institutional Investors
0.24% Public Companies and
Individual Investors