Pagseguro Digital (PAGS)
NYSE:PAGS
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PAGS Stock Chart & Stats
$11.26
-$0.20(-3.04%)
At close: 4:00 PM EST
$11.26
-$0.20(-3.04%)
Day’s Range― - ―
52-Week Range$7.74 - $12.32
Previous CloseN/A
Volume1.01M
Average Volume (3M)3.72M
Market Cap
$2.57B
Enterprise Value$57.72B
Total Cash (Recent Filing)$6.67B
Total Debt (Recent Filing)$45.69B
Price to Earnings (P/E)6.1
Beta0.96
Next Earnings
Aug 20, 2026EPS Estimate
0.4Next Dividend Ex-DateN/A
Dividend Yield1.4%
Share Statistics
EPS (TTM)7.36
Shares Outstanding157,057,270
10 Day Avg. Volume4,660,223
30 Day Avg. Volume3,722,380
Financial Highlights & Ratios
PEG Ratio1.62
Price to Book (P/B)1.07
Price to Sales (P/S)0.81
P/FCF Ratio10.03
Enterprise Value/Market Cap22.44
Enterprise Value/Revenue2.91
Enterprise Value/Gross Profit5.70
Enterprise Value/Ebitda6.19
Forecast
1Y Price Target
$11.34Price Target Upside0.71% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)8.61
Revenue Forecast (FY)$21.20B
Bulls Say, Bears Say
Bulls Say
High Profitability MarginsSustained high TTM margins indicate durable unit economics across acquiring and banking lines. Strong gross and operating margins create structural capacity to fund investments, absorb rate or loss shocks, and support shareholder returns even if top-line growth softens.
Scaling Banking & Credit FranchiseRapid deposit and loan growth diversifies revenue toward higher‑margin, recurring banking income. A larger credit book and deposit base deepen customer relationships, enable cross‑sell, and create more stable gross profit streams versus cyclical merchant acquiring.
Strong Capital Buffer & Shareholder ReturnsElevated managerial CET1 provides a meaningful capital buffer to support loan growth and absorb credit losses. Concurrently sizable shareholder returns signal confident capital management and cash generation discipline, which can attract long‑term investors and constrain excess capital drag.
Bears Say
Rising LeverageA materially higher debt-to-equity ratio increases funding and refinancing sensitivity. In a higher‑rate or tighter funding environment, elevated leverage can magnify earnings volatility, limit strategic flexibility, and raise the cost of scaling the credit franchise over the medium term.
Weak And Volatile Cash ConversionSubdued FCF conversion versus reported earnings reduces financial flexibility to sustain dividends, invest in product expansion, or cushion credit losses. Volatile cash generation complicates planning given the company’s larger balance sheet and ongoing credit expansion.
Dependence On Rate Cuts & Yield CompressionManagement’s profit trajectory assumes policy rate relief; absent cuts, financial income and payments yields may stay pressured. Structural reliance on macro easing to restore margins creates execution risk and reduces the firmness of near‑term profitability improvement plans.
Pagseguro Digital News
PAGS FAQ
What was Pagseguro Digital’s price range in the past 12 months?
Pagseguro Digital lowest stock price was $7.74 and its highest was $12.32 in the past 12 months.
What is Pagseguro Digital’s market cap?
Pagseguro Digital’s market cap is $2.57B.
When is Pagseguro Digital’s upcoming earnings report date?
Pagseguro Digital’s upcoming earnings report date is Aug 20, 2026 which is in 82 days.
How were Pagseguro Digital’s earnings last quarter?
Pagseguro Digital released its earnings results on May 12, 2026. The company reported $0.392 earnings per share for the quarter, missing the consensus estimate of $0.402 by -$0.01.
Is Pagseguro Digital overvalued?
According to Wall Street analysts Pagseguro Digital’s price is currently Undervalued.
Does Pagseguro Digital pay dividends?
Pagseguro Digital pays a Notavailable dividend of $0.12 which represents an annual dividend yield of 1.4%. See more information on Pagseguro Digital dividends here
What is Pagseguro Digital’s EPS estimate?
Pagseguro Digital’s EPS estimate is 0.4.
How many shares outstanding does Pagseguro Digital have?
Pagseguro Digital has 157,057,270 shares outstanding.
What happened to Pagseguro Digital’s price movement after its last earnings report?
Pagseguro Digital reported an EPS of $0.392 in its last earnings report, missing expectations of $0.402. Following the earnings report the stock price went down -11.759%.
Which hedge fund is a major shareholder of Pagseguro Digital?
Currently, no hedge funds are holding shares in PAGS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Pagseguro Digital Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$11.34 (0.71% Upside)
$11.34 (0.71% Upside)
Blogger Sentiment
Bullish
PAGS Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 4.0M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $2.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 3.0%
Last 30 Days ▼ 1.8%
Last 30 Days ▼ 1.8%
Technicals
SMA
Negative
20 days / 200 days
Momentum
14.24%
12-Months-Change
Fundamentals
Return on Equity
14.62%
Trailing 12-Months
Asset Growth
19.27%
Trailing 12-Months
Company Description
Pagseguro Digital
PagSeguro Digital Ltd., together with its subsidiaries, provides financial technology solutions and services for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally. The company's products and services include PagSeguro Ecosystem, a digital ecosystem that operates as a closed loop where its clients are able to address their primary day to day financial needs, including receiving and spending funds, and managing and growing their businesses; PagBank digital account, which offers banking services through the PagBank mobile app, as well as centralizes various cash-in options, functionalities, services, and cash-out options in a single ecosystem; and PlugPag, a tool for medium-sized and larger merchants that enables them to connect their point of sale (POS) device directly to their enterprise resource planning software or sales automation system through Bluetooth. It also offers cash-in solutions; online and in-person payment tools; and online gaming and cross-border digital services, as well as issues prepaid, credit, and cash cards. In addition, the company provides functionalities, and value-added services and features, such as purchase protection mechanisms, antifraud platform, account and business management tools, and POS app; and operates an online platform that facilitates peer-to-peer lending. Further, it is involved in processing of back-office solutions, including sales reconciliation, and gateway solutions and services, as well as the capture of credit cards with acquirers and sub acquirers. The company was founded in 2006 and is headquartered in São Paulo, Brazil.
PAGS Company Deck
PAGS Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The quarter shows solid execution on strategic priorities: strong credit and deposit growth, improved customer engagement, operating leverage, EPS accretion and meaningful shareholder returns. Those positives are tempered by macro-driven financial cost pressures (higher SELIC), limited gross profit expansion, payments yield compression and a rise in total losses tied to portfolio mix. Management expects rate cuts and continued efficiency initiatives to alleviate headwinds, and they have reasserted guidance and long-term targets.View all PAGS earnings summariesPAGS Stock 12 Month Forecast
Average Price Target
$11.34
▲(0.71% Upside)
Technical Analysis
Ownership Overview
74.90% Insiders
10.19% Mutual Funds
5.25% Other Institutional Investors
0.24% Public Companies and
Individual Investors