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Velocity Financial (VEL)
NYSE:VEL
VEL Stock Chart & Stats
Day’s Range― - ―
52-Week Range$16.12 - $20.98
Previous CloseN/A
Volume4.21K
Average Volume (3M)97.57K
Market Cap
$733.41M
Enterprise Value$6.32B
Total Cash (Recent Filing)$79.56M
Total Debt (Recent Filing)$5.71B
Price to Earnings (P/E)8.7
Beta0.44
Next Earnings
Oct 30, 2025EPS Estimate
0.57Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.73
Shares Outstanding38,438,580
10 Day Avg. Volume136,963
30 Day Avg. Volume97,572
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap8.61
Enterprise Value/Revenue12.36
Enterprise Value/Gross Profit19.68
Enterprise Value/Ebitda18.86
Forecast
1Y Price Target
$20.50Price Target Upside7.61% Upside
Rating ConsensusHold
Number of Analyst Covering2
Bulls Say, Bears Say
Bulls Say
EarningsVelocity Financial, Inc. reported core EPS of $0.73, which was significantly higher than the estimated $0.52 and the consensus of $0.53.
Financial HealthThe book value increased to $15.62, up from $14.87, indicating a positive change in the company's financial health.
Loan DemandVelocity is seeing strong loan demand as banks limit their lending activities.
Bears Say
Credit QualityNon-performing loans were 10.7% of the portfolio, up slightly from 10.64% last quarter.
Market ValuationDespite a strong franchise in a fragmented lending market, there is perceived better relative value in specialty finance, leading to an Underweight rating.
Velocity Financial News
VEL FAQ
What was Velocity Financial’s price range in the past 12 months?
Velocity Financial lowest stock price was $16.12 and its highest was $20.98 in the past 12 months.
What is Velocity Financial’s market cap?
Velocity Financial’s market cap is $733.41M.
When is Velocity Financial’s upcoming earnings report date?
Velocity Financial’s upcoming earnings report date is Oct 30, 2025 which is in 62 days.
How were Velocity Financial’s earnings last quarter?
Velocity Financial released its earnings results on Aug 07, 2025. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.533 by $0.197.
Is Velocity Financial overvalued?
According to Wall Street analysts Velocity Financial’s price is currently Undervalued.
Does Velocity Financial pay dividends?
Velocity Financial does not currently pay dividends.
What is Velocity Financial’s EPS estimate?
Velocity Financial’s EPS estimate is 0.57.
How many shares outstanding does Velocity Financial have?
Velocity Financial has 38,438,580 shares outstanding.
What happened to Velocity Financial’s price movement after its last earnings report?
Velocity Financial reported an EPS of $0.73 in its last earnings report, beating expectations of $0.533. Following the earnings report the stock price went up 7.655%.
Which hedge fund is a major shareholder of Velocity Financial?
Currently, no hedge funds are holding shares in VEL
Velocity Financial Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$20.50 (7.61% Upside)
$20.50 (7.61% Upside)
Blogger Sentiment
Bullish
VEL Sentiment 100%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Decreased
By 190.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $57.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
3.47%
12-Months-Change
Fundamentals
Return on Equity
15.02%
Trailing 12-Months
Asset Growth
32.88%
Trailing 12-Months
Company Description
Velocity Financial
Velocity Financial, Inc. (VEL) is a financial services company that specializes in originating and managing investor loans secured by residential rental and small commercial properties. Operating primarily in the United States, the company focuses on providing tailored financing solutions to real estate investors and small business owners, catering to sectors that are often underserved by traditional banks. Velocity Financial's core services include offering fixed and adjustable-rate mortgage loans, as well as refinancing options, designed to meet the unique needs of its clients.
VEL Company Deck
VEL Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
Velocity Financial reported strong financial performance with record net income and loan production, significant portfolio growth, and successful securitizations. Despite a relatively high nonperforming loan rate, the company's strong liquidity position and nonperforming asset resolution efforts contributed positively.View all VEL earnings summariesVEL Stock 12 Month Forecast
Average Price Target
$20.50
▲(7.61% Upside)
Technical Analysis
Ownership Overview
4.58% Insiders
3.50% Mutual Funds
58.48% Other Institutional Investors
29.74% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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