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Velocity Financial, Inc. (VEL)
:VEL
VEL Stock Chart & Stats
Day’s Range― - ―
52-Week Range$16.12 - $20.98
Previous CloseN/A
Volume4.21K
Average Volume (3M)94.53K
Market Cap
$606.12M
Enterprise Value$5.87B
Total Cash (Recent Filing)$51.68M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)8.6
Beta0.39
Next Earnings
Oct 30, 2025EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.73
Shares Outstanding36,491,520
10 Day Avg. Volume63,888
30 Day Avg. Volume94,527
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap9.68
Enterprise Value/Revenue14.65
Enterprise Value/Gross Profit20.09
Enterprise Value/Ebitda25.30
Forecast
1Y Price Target
$22.00Price Target Upside32.21% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
Bulls Say, Bears Say
Bulls Say
Equity CapitalVelocity Financial was able to raise $7.3M of new common equity capital through an at the market offering program, strengthening its financial position.
Financial PerformanceVelocity Financial, Inc. reported fourth-quarter earnings with Core EPS well above consensus, showing financial strength.
Loan DemandVelocity is seeing strong loan demand as banks limit their lending activities.
Bears Say
Credit QualityNon-performing loans were 10.7% of the portfolio, up slightly from 10.64% last quarter.
Market RatingThe company is rated Underweight despite having a strong franchise in a fragmented lending market.
Tariff ImpactThe longer-term earnings impact connected to tariffs could be mixed, considering the headline uncertainty it puts on macro conditions and consumer spending.
Velocity Financial News
VEL FAQ
What was Velocity Financial, Inc.’s price range in the past 12 months?
Velocity Financial, Inc. lowest stock price was $16.12 and its highest was $20.98 in the past 12 months.
What is Velocity Financial, Inc.’s market cap?
Velocity Financial, Inc.’s market cap is $606.12M.
When is Velocity Financial, Inc.’s upcoming earnings report date?
Velocity Financial, Inc.’s upcoming earnings report date is Oct 30, 2025 which is in 83 days.
How were Velocity Financial, Inc.’s earnings last quarter?
Velocity Financial, Inc. released its earnings results on Aug 07, 2025. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.533 by $0.197.
Is Velocity Financial, Inc. overvalued?
According to Wall Street analysts Velocity Financial, Inc.’s price is currently Undervalued.
Does Velocity Financial, Inc. pay dividends?
Velocity Financial, Inc. does not currently pay dividends.
What is Velocity Financial, Inc.’s EPS estimate?
Velocity Financial, Inc.’s EPS estimate is 0.54.
How many shares outstanding does Velocity Financial, Inc. have?
Velocity Financial, Inc. has 36,491,520 shares outstanding.
What happened to Velocity Financial, Inc.’s price movement after its last earnings report?
Velocity Financial, Inc. reported an EPS of $0.73 in its last earnings report, beating expectations of $0.533. Following the earnings report the stock price went down -4.09%.
Which hedge fund is a major shareholder of Velocity Financial, Inc.?
Currently, no hedge funds are holding shares in VEL
Velocity Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$22.00 (32.21% Upside)
$22.00 (32.21% Upside)
Blogger Sentiment
Bullish
VEL Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 221.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $29.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-10.66%
12-Months-Change
Fundamentals
Return on Equity
13.62%
Trailing 12-Months
Asset Growth
29.02%
Trailing 12-Months
Company Description
Velocity Financial, Inc.
Velocity Financial, Inc. (VEL) is a financial services company that specializes in originating and managing investor loans secured by residential rental and small commercial properties. Operating primarily in the United States, the company focuses on providing tailored financing solutions to real estate investors and small business owners, catering to sectors that are often underserved by traditional banks. Velocity Financial's core services include offering fixed and adjustable-rate mortgage loans, as well as refinancing options, designed to meet the unique needs of its clients.
VEL Company Deck
VEL Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a strong performance with significant growth in loan originations and net revenue, successful capital market activities, and stable core earnings. However, there were slight challenges with a decrease in portfolio yield and increased cost of funds. Overall, the positive aspects notably outweighed the negatives.View all VEL earnings summariesVEL Stock 12 Month Forecast
Average Price Target
$22.00
▲(32.21% Upside)
Technical Analysis
Ownership Overview
4.58% Insiders
3.50% Mutual Funds
58.48% Other Institutional Investors
29.74% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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