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Velocity Financial (VEL)
NYSE:VEL
VEL Stock Chart & Stats
Day’s Range― - ―
52-Week Range$15.69 - $20.98
Previous CloseN/A
Volume4.21K
Average Volume (3M)144.60K
Market Cap
$610.58M
Enterprise Value$5.50B
Total Cash (Recent Filing)$15.42M
Total Debt (Recent Filing)$1.19B
Price to Earnings (P/E)9.5
Beta0.54
Next Earnings
May 01, 2025EPS Estimate
0.56Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.89
Shares Outstanding34,015,490
10 Day Avg. Volume175,725
30 Day Avg. Volume144,596
Financial Highlights & Ratios
PEG Ratio0.32
Price to Book (P/B)N/A
Price to Sales (P/S)5.10
Price to Cash Flow (P/CF)4.80
P/FCF Ratio2.00
Enterprise Value/Market Cap9.01
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit25.98
Enterprise Value/Ebitda50.08
Forecast
1Y Price Target
$21.75Price Target Upside26.09% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
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Velocity Financial News
PremiumCompany Announcements
Velocity Financial, Inc. Reports Record 2024 Earnings
PremiumCompany Announcements
Velocity Financial Reports Strong 2024 Earnings Growth
PremiumCompany Announcements
Velocity Financial Approves 2025 Executive Incentive Programs
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Bulls Say, Bears Say
Bulls Say
Equity CapitalVelocity Financial was able to raise $7.3M of new common equity capital through an at the market offering program, strengthening its financial position.
Financial StrengthVelocity Financial, Inc. reported fourth-quarter earnings with Core EPS well above consensus, showing financial strength.
Loan DemandVelocity is seeing strong loan demand as banks limit their lending activities.
Bears Say
Loan PortfolioNon-performing loans were 10.7% of the portfolio, up slightly from 10.64% last quarter.
Market CompetitionOrdinarily we'd expect the availability of 20%+ returns to motivate more competition, although higher interest rates over the last three years have hollowed the space.
Risk Of DelinquenciesWe see at least some risk if the delinquency pipeline grows further from here.
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Ownership Overview
4.58% Insiders
3.50% Mutual Funds
58.48% Other Institutional Investors
29.74% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
VEL FAQ
What was Velocity Financial’s price range in the past 12 months?
Velocity Financial lowest stock price was $15.69 and its highest was $20.98 in the past 12 months.
What is Velocity Financial’s market cap?
Velocity Financial’s market cap is $610.58M.
When is Velocity Financial’s upcoming earnings report date?
Velocity Financial’s upcoming earnings report date is May 01, 2025 which is in 22 days.
How were Velocity Financial’s earnings last quarter?
Velocity Financial released its earnings results on Mar 06, 2025. The company reported $0.6 earnings per share for the quarter, beating the consensus estimate of $0.482 by $0.118.
Is Velocity Financial overvalued?
According to Wall Street analysts Velocity Financial’s price is currently Undervalued.
Does Velocity Financial pay dividends?
Velocity Financial does not currently pay dividends.
What is Velocity Financial’s EPS estimate?
Velocity Financial’s EPS estimate is 0.56.
How many shares outstanding does Velocity Financial have?
Velocity Financial has 34,015,490 shares outstanding.
What happened to Velocity Financial’s price movement after its last earnings report?
Velocity Financial reported an EPS of $0.6 in its last earnings report, beating expectations of $0.482. Following the earnings report the stock price went up 8.475%.
Which hedge fund is a major shareholder of Velocity Financial?
Currently, no hedge funds are holding shares in VEL
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Velocity Financial Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.75 (26.09% Upside)
$21.75 (26.09% Upside)
Blogger Sentiment
Bullish
VEL Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 265.4K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
5.21%
12-Months-Change
Fundamentals
Return on Equity
14.22%
Trailing 12-Months
Asset Growth
25.42%
Trailing 12-Months
Company Description
Velocity Financial
Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.
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VEL Company Deck
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VEL Earnings Call
Q4 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call for Velocity Financial, Inc. presented a largely positive view on its 2024 performance, with strong growth in originations, revenue, and successful securitization efforts. Despite challenges related to high non-performing loans and the impact of wildfires, the company's financial position and positive outlook for 2025 suggest continued strength.Read More>---
VEL Stock 12 Month Forecast
Average Price Target
$21.75
▲(26.09% Upside)
Technical Analysis
Best Analysts Covering VEL
1 Year
1 Year Success Rate
9/20 ratings generated profit
1 Year Average Return
+17.83%
reiterated a buy rating last month
Copying Steven Delaney's trades and holding each position for 1 Year would result in 45.00% of your transactions generating a profit, with an average return of +17.83% per trade.
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