Velocity Financial (VEL)
NYSE:VEL
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VEL Stock Chart & Stats
$19.90
<$0.01(0.05%)
At close: 4:00 PM EST
$19.90
<$0.01(0.05%)
Day’s Range― - ―
52-Week Range$16.18 - $21.40
Previous CloseN/A
Volume4.21K
Average Volume (3M)70.03K
Market Cap
$716.02M
Enterprise Value$1.09B
Total Cash (Recent Filing)$112.05M
Total Debt (Recent Filing)$485.44M
Price to Earnings (P/E)7.9
Beta0.22
Next Earnings
Jul 30, 2026EPS Estimate
0.68Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.83
Shares Outstanding39,255,280
10 Day Avg. Volume102,573
30 Day Avg. Volume70,034
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)1.14
Price to Sales (P/S)1.07
P/FCF Ratio42.79
Enterprise Value/Market Cap1.52
Enterprise Value/Revenue1.58
Enterprise Value/Gross Profit2.31
Enterprise Value/Ebitda3.01
Forecast
1Y Price Target
$22.17Price Target Upside11.39% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.77
Revenue Forecast (FY)$226.10M
Bulls Say, Bears Say
Bulls Say
EarningsVelocity Financial, Inc. reported core EPS of $0.73, which was significantly higher than the estimated $0.52 and the consensus of $0.53.
Financial HealthThe book value increased to $15.62, up from $14.87, indicating a positive change in the company's financial health.
Loan DemandVelocity is seeing strong loan demand as banks limit their lending activities.
Bears Say
Credit QualityNon-performing loans were 10.7% of the portfolio, up slightly from 10.64% last quarter.
Market ValuationDespite a strong franchise in a fragmented lending market, there is perceived better relative value in specialty finance, leading to an Underweight rating.
Velocity Financial News
VEL FAQ
What was Velocity Financial’s price range in the past 12 months?
Velocity Financial lowest stock price was $16.18 and its highest was $21.39 in the past 12 months.
What is Velocity Financial’s market cap?
Velocity Financial’s market cap is $716.02M.
When is Velocity Financial’s upcoming earnings report date?
Velocity Financial’s upcoming earnings report date is Jul 30, 2026 which is in 81 days.
How were Velocity Financial’s earnings last quarter?
Velocity Financial released its earnings results on May 06, 2026. The company reported $0.68 earnings per share for the quarter, beating the consensus estimate of $0.64 by $0.04.
Is Velocity Financial overvalued?
According to Wall Street analysts Velocity Financial’s price is currently Undervalued.
Does Velocity Financial pay dividends?
Velocity Financial does not currently pay dividends.
What is Velocity Financial’s EPS estimate?
Velocity Financial’s EPS estimate is 0.68.
How many shares outstanding does Velocity Financial have?
Velocity Financial has 39,255,280 shares outstanding.
What happened to Velocity Financial’s price movement after its last earnings report?
Velocity Financial reported an EPS of $0.68 in its last earnings report, beating expectations of $0.64. Following the earnings report the stock price went down -6.541%.
Which hedge fund is a major shareholder of Velocity Financial?
Currently, no hedge funds are holding shares in VEL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Velocity Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$22.17 (11.39% Upside)
$22.17 (11.39% Upside)
Blogger Sentiment
Bullish
VEL Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 618.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $491.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-4.10%
12-Months-Change
Fundamentals
Return on Equity
16.64%
Trailing 12-Months
Asset Growth
27.13%
Trailing 12-Months
Company Description
Velocity Financial
Velocity Financial, Inc. operates as a real estate finance company in the United States. It primarily originates and manages investor loans secured by 14 unit residential rental and small commercial properties. The company offers its products through a network of independent mortgage brokers. Velocity Financial, Inc. was founded in 2004 and is headquartered in Westlake Village, California.
VEL Company Deck
VEL Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall, the call conveyed a positive tone: strong earnings growth, double-digit year-over-year portfolio expansion, attractive new-production yields, solid NIM, effective NPL resolution performance and a successful $500M unsecured debt issuance that materially strengthened liquidity and reduced short-term warehouse reliance. The company did acknowledge an elevated but improving nonperforming loan rate, sizeable fair-value valuation allowances on NPLs, some REO markdowns and early-year seasonality in originations; however management framed these as manageable and supported by disciplined underwriting and servicing capabilities.View all VEL earnings summariesVEL Stock 12 Month Forecast
Average Price Target
$22.17
▲(11.39% Upside)
Technical Analysis
Ownership Overview
4.25% Insiders
4.15% Mutual Funds
50.87% Other Institutional Investors
36.36% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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