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VEL Stock Chart & Stats
$17.41
$0.23(1.32%)
At close: 4:00 PM EDT
$17.41
$0.23(1.32%)
Day’s Range― - ―
52-Week Range$16.65 - $21.40
Previous Close$17.64
Volume86.50K
Average Volume (3M)70.03K
Market Cap
$711.06M
Enterprise Value$7.54K
Total Cash (Recent Filing)$245.20M
Total Debt (Recent Filing)$7.05B
Price to Earnings (P/E)6.5
Beta0.20
Next Earnings
Oct 29, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.78
Shares Outstanding39,481,457
10 Day Avg. Volume102,573
30 Day Avg. Volume70,034
Financial Highlights & Ratios
PEG Ratio0.21
Price to Book (P/B)1.14
Price to Sales (P/S)1.07
P/FCF Ratio42.79
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$20.50Price Target Upside17.75% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)2.71
Revenue Forecast (FY)$270.22M
Bulls Say, Bears Say
Bulls Say
EarningsVelocity Financial, Inc. reported core EPS of $0.73, which was significantly higher than the estimated $0.52 and the consensus of $0.53.
Financial HealthThe book value increased to $15.62, up from $14.87, indicating a positive change in the company's financial health.
Loan DemandVelocity is seeing strong loan demand as banks limit their lending activities.
Bears Say
Credit QualityNon-performing loans were 10.7% of the portfolio, up slightly from 10.64% last quarter.
Market ValuationDespite a strong franchise in a fragmented lending market, there is perceived better relative value in specialty finance, leading to an Underweight rating.
Velocity Financial News
VEL FAQ
What was Velocity Financial’s price range in the past 12 months?
Velocity Financial lowest stock price was $16.65 and its highest was $21.39 in the past 12 months.
What is Velocity Financial’s market cap?
Velocity Financial’s market cap is $711.06M.
When is Velocity Financial’s upcoming earnings report date?
Velocity Financial’s upcoming earnings report date is Oct 29, 2026 which is in 76 days.
How were Velocity Financial’s earnings last quarter?
Velocity Financial released its earnings results on Aug 05, 2026. The company reported $0.71 earnings per share for the quarter, beating the consensus estimate of $0.651 by $0.059.
Is Velocity Financial overvalued?
According to Wall Street analysts Velocity Financial’s price is currently Undervalued.
Does Velocity Financial pay dividends?
Velocity Financial does not currently pay dividends.
What is Velocity Financial’s EPS estimate?
Velocity Financial’s EPS estimate is 0.7.
How many shares outstanding does Velocity Financial have?
Velocity Financial has 39,481,457 shares outstanding.
What happened to Velocity Financial’s price movement after its last earnings report?
Velocity Financial reported an EPS of $0.71 in its last earnings report, beating expectations of $0.651. Following the earnings report the stock price went up 3.056%.
Which hedge fund is a major shareholder of Velocity Financial?
Currently, no hedge funds are holding shares in VEL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Velocity Financial Stock Smart Score
Underperform
1
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4
5
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7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$20.50 (17.75% Upside)
$20.50 (17.75% Upside)
Blogger Sentiment
Bearish
VEL Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 563.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $243.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-4.10%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
22.97%
Trailing 12-Months
Company Description
Velocity Financial
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.
VEL Company Deck
VEL Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized continued portfolio growth, strong origination units, robust funding and liquidity, effective NPL resolution, and compounding book value — all signs of operational and financial strength. Headwinds included a modest YoY decline in NIM income and GAAP earnings pressure driven by a higher effective tax rate, a decrease in REO profitability versus the prior year, and a still-elevated NPL ratio (albeit improved). On balance, the positives around growth, funding access, margin above target, low charge-offs, and capital efficiency outweigh the contained challenges discussed.View all VEL earnings summariesVEL Stock 12 Month Forecast
Average Price Target
$20.50
▲(17.75% Upside)
Technical Analysis
Ownership Overview
4.20% Insiders
4.15% Mutual Funds
50.81% Other Institutional Investors
35.82% Public Companies and
Individual Investors