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Encore Capital Group Inc (ECPG)
NASDAQ:ECPG
ECPG Stock Chart & Stats
$55.52
-$0.38(-0.81%)
At close: 4:00 PM EST
$55.52
-$0.38(-0.81%)
Day’s Range― - ―
52-Week Range$26.45 - $56.67
Previous CloseN/A
Volume30.90K
Average Volume (3M)320.48K
Market Cap
$1.24B
Enterprise Value$4.71B
Total Cash (Recent Filing)$172.49M
Total Debt (Recent Filing)$3.93B
Price to Earnings (P/E)―
Beta0.82
Next Earnings
Feb 25, 2026EPS Estimate
2.17Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)3.17
Shares Outstanding22,303,677
10 Day Avg. Volume301,060
30 Day Avg. Volume320,476
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.49
Price to Sales (P/S)0.87
P/FCF Ratio8.97
Enterprise Value/Market Cap3.80
Enterprise Value/Revenue3.01
Enterprise Value/Gross Profit4.94
Enterprise Value/Ebitda14.07
Forecast
1Y Price Target
$59.25Price Target Upside6.72% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
EarningsEncore Capital Group closed out 2024 with record collections and purchases in the fourth quarter, positioning the business as a cyclical winner.
Financial PerformanceStrong full-year purchasing and collections guidance exceeded expectations, indicating robust financial performance.
Market ConditionsManagement conveyed a robust purchasing environment in the U.S. market, with supply at record levels, and raised its purchasing outlook.
Bears Say
Asset ImpairmentEncore Capital Group reported a significant non-cash goodwill impairment at its European Cabot business.
Market CompetitionThe UK and European markets remain competitive, and pricing is not yet reflecting higher cost of capital.
One-Time ExpensesA variety of one-time expenses in the fourth quarter had a $262 million impact on results.
Encore Capital News
ECPG FAQ
What was Encore Capital Group Inc’s price range in the past 12 months?
Encore Capital Group Inc lowest stock price was $26.45 and its highest was $56.67 in the past 12 months.
What is Encore Capital Group Inc’s market cap?
Encore Capital Group Inc’s market cap is $1.24B.
When is Encore Capital Group Inc’s upcoming earnings report date?
Encore Capital Group Inc’s upcoming earnings report date is Feb 25, 2026 which is in 58 days.
How were Encore Capital Group Inc’s earnings last quarter?
Encore Capital Group Inc released its earnings results on Nov 05, 2025. The company reported $3.17 earnings per share for the quarter, beating the consensus estimate of $1.878 by $1.292.
Is Encore Capital Group Inc overvalued?
According to Wall Street analysts Encore Capital Group Inc’s price is currently Undervalued.
Does Encore Capital Group Inc pay dividends?
Encore Capital Group Inc does not currently pay dividends.
What is Encore Capital Group Inc’s EPS estimate?
Encore Capital Group Inc’s EPS estimate is 2.17.
How many shares outstanding does Encore Capital Group Inc have?
Encore Capital Group Inc has 22,303,677 shares outstanding.
What happened to Encore Capital Group Inc’s price movement after its last earnings report?
Encore Capital Group Inc reported an EPS of $3.17 in its last earnings report, beating expectations of $1.878. Following the earnings report the stock price went up 10.456%.
Which hedge fund is a major shareholder of Encore Capital Group Inc?
Currently, no hedge funds are holding shares in ECPG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Encore Capital Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$59.25 (6.72% Upside)
$59.25 (6.72% Upside)
Hedge Fund Trend
Decreased
By 334.1K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 5.2%
Last 30 Days ▼ 5.2%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-10.78%
12-Months-Change
Fundamentals
Return on Equity
-4.51%
Trailing 12-Months
Asset Growth
7.78%
Trailing 12-Months
Company Description
Encore Capital Group Inc
Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. The company was incorporated in 1999 and is headquartered in San Diego, California.
ECPG Company Deck
ECPG Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong growth in collections, earnings per share, and portfolio purchases, particularly in the U.S. market, supported by new technologies and digital enhancements. However, challenges were noted in European markets due to subdued consumer lending and low delinquencies. Despite increased operating expenses, the overall financial performance was strong, with an expanded share repurchase program reflecting confidence in future prospects.View all ECPG earnings summariesECPG Revenue Breakdown
64.81% U.S.
24.17% U.K.
10.98% Other European countries
0.03% Other
ECPG Stock 12 Month Forecast
Average Price Target
$59.25
▲(6.72% Upside)
Technical Analysis
Ownership Overview
4.42% Insiders
33.39% Mutual Funds
24.69% Other Institutional Investors
9.04% Public Companies and
Individual Investors