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ECPG Stock Chart & Stats
$80.75
-$0.38(-0.81%)
At close: 4:00 PM EST
$80.75
-$0.38(-0.81%)
Day’s Range― - ―
52-Week Range$35.68 - $94.03
Previous CloseN/A
Volume30.90K
Average Volume (3M)344.41K
Market Cap
$2.00B
Enterprise Value$5.58B
Total Cash (Recent Filing)$227.20M
Total Debt (Recent Filing)$4.03B
Price to Earnings (P/E)7.2
Beta0.78
Next Earnings
Aug 05, 2026EPS Estimate
2.67Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)13.12
Shares Outstanding21,440,413
10 Day Avg. Volume335,489
30 Day Avg. Volume344,410
Financial Highlights & Ratios
PEG Ratio-0.02
Price to Book (P/B)1.29
Price to Sales (P/S)0.72
P/FCF Ratio9.95
Enterprise Value/Market Cap2.79
Enterprise Value/Revenue3.02
Enterprise Value/Gross Profit4.12
Enterprise Value/Ebitda7.94
Forecast
1Y Price Target
$113.33Price Target Upside40.35% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)12.95
Revenue Forecast (FY)$1.85B
Bulls Say, Bears Say
Bulls Say
EarningsEncore Capital Group closed out 2024 with record collections and purchases in the fourth quarter, positioning the business as a cyclical winner.
Financial PerformanceStrong full-year purchasing and collections guidance exceeded expectations, indicating robust financial performance.
Market ConditionsManagement conveyed a robust purchasing environment in the U.S. market, with supply at record levels, and raised its purchasing outlook.
Bears Say
Asset ImpairmentEncore Capital Group reported a significant non-cash goodwill impairment at its European Cabot business.
Market CompetitionThe UK and European markets remain competitive, and pricing is not yet reflecting higher cost of capital.
One-Time ExpensesA variety of one-time expenses in the fourth quarter had a $262 million impact on results.
Encore Capital News
ECPG FAQ
What was Encore Capital Group’s price range in the past 12 months?
Encore Capital Group lowest stock price was $35.67 and its highest was $94.03 in the past 12 months.
What is Encore Capital Group’s market cap?
Encore Capital Group’s market cap is $2.00B.
When is Encore Capital Group’s upcoming earnings report date?
Encore Capital Group’s upcoming earnings report date is Aug 05, 2026 which is in 35 days.
How were Encore Capital Group’s earnings last quarter?
Encore Capital Group released its earnings results on May 06, 2026. The company reported $3.86 earnings per share for the quarter, beating the consensus estimate of $3.018 by $0.842.
Is Encore Capital Group overvalued?
According to Wall Street analysts Encore Capital Group’s price is currently Undervalued.
Does Encore Capital Group pay dividends?
Encore Capital Group does not currently pay dividends.
What is Encore Capital Group’s EPS estimate?
Encore Capital Group’s EPS estimate is 2.67.
How many shares outstanding does Encore Capital Group have?
Encore Capital Group has 21,440,413 shares outstanding.
What happened to Encore Capital Group’s price movement after its last earnings report?
Encore Capital Group reported an EPS of $3.86 in its last earnings report, beating expectations of $3.018. Following the earnings report the stock price went down -2.398%.
Which hedge fund is a major shareholder of Encore Capital Group?
Currently, no hedge funds are holding shares in ECPG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Encore Capital Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$113.33 (40.35% Upside)
$113.33 (40.35% Upside)
Blogger Sentiment
Bullish
ECPG Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 322.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $161.0K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 2.0%
Last 30 Days ▲ 74.5%
Last 30 Days ▲ 74.5%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
135.40%
12-Months-Change
Fundamentals
Return on Equity
30.70%
Trailing 12-Months
Asset Growth
9.68%
Trailing 12-Months
Company Description
Encore Capital Group
Encore Capital Group, Inc. operates as a specialized financial institution, offering global solutions for debt resolution and associated support services to individual consumers holding diverse financial assets. The company acquires portfolios of consumer debts that are in default, often at substantial discounts from their original value. It then oversees these accounts by engaging with individuals to assist them in fulfilling their repayment responsibilities and working towards their financial recovery. Additionally, Encore Capital Group provides a range of services including initial collection efforts, business process outsourcing, performance-based collection, loan servicing, and various other portfolio administration services to lenders grappling with non-performing loans. The enterprise was established in 1999 and its main offices are situated in San Diego, California.
ECPG Company Deck
ECPG Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call communicated strong operational and financial momentum driven by record collections, improved yields and margins, robust U.S. portfolio purchasing, and upgraded guidance for 2026. Key positives include double-digit revenue and EPS growth, improved ROIC and leverage, and substantial cash generation. Balanced against this are regional headwinds in the U.K./Europe, cautious AI/regulatory considerations, concentration in the U.S. market, and modestly higher interest expense. On balance, the positives outweigh the issues, pointing to confidence in near-term growth and execution.View all ECPG earnings summariesECPG Revenue Breakdown
64.81% U.S.
24.17% U.K.
10.98% Other European countries
0.03% Other
ECPG Stock 12 Month Forecast
Average Price Target
$113.33
▲(40.35% Upside)
Technical Analysis
Ownership Overview
3.95% Insiders
31.92% Mutual Funds
23.34% Other Institutional Investors
7.69% Public Companies and
Individual Investors