Encore Capital Group (ECPG)
NASDAQ:ECPG
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Total Valuation
Encore Capital has a market cap or net worth of $1.71B. The enterprise value is $5.52B.
Market Cap$1.71B
Enterprise Value$5.52B
Share Statistics
Encore Capital has 21,440,413 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding21,440,413
Owned by Insiders4.14%
Owned by Institutions23.34%
Financial Efficiency
Encore Capital’s return on equity (ROE) is 0.26 and return on invested capital (ROIC) is 8.92%.
Return on Equity (ROE)0.26
Return on Assets (ROA)0.05
Return on Invested Capital (ROIC)8.92%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee239.80K
Profits Per Employee34.94K
Employee Count7,350
Asset Turnover0.33
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Encore Capital is 5.9. Encore Capital’s PEG ratio is -0.02.
PE Ratio5.9
PS Ratio0.72
PB Ratio1.29
Price to Fair Value1.29
Price to FCF9.95
Price to Operating Cash Flow9.13
PEG Ratio-0.02
Income Statement
In the last 12 months, Encore Capital had revenue of 1.76B and earned 256.83M in profits. Earnings per share was 11.05.
Revenue1.76B
Gross Profit1.22B
Operating Income623.56M
Pretax Income336.16M
Net Income256.83M
EBITDA652.54M
Earnings Per Share (EPS)11.05
Cash Flow
In the last 12 months, operating cash flow was 190.24M and capital expenditures -24.14M, giving a free cash flow of 166.11M billion.
Operating Cash Flow190.24M
Free Cash Flow166.11M
Free Cash Flow per Share7.75
Dividends & Yields
Encore Capital pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.82
52-Week Price Change112.81%
50-Day Moving Average78.43
200-Day Moving Average57.94
Relative Strength Index (RSI)47.65
Average Volume (3m)326.65K
Important Dates
Encore Capital upcoming earnings date is Aug 5, 2026, After Close (Confirmed).
Last Earnings DateMay 6, 2026
Next Earnings DateAug 5, 2026
Ex-Dividend Date―
Financial Position
Encore Capital as a current ratio of 595.09, with Debt / Equity ratio of 389.76%
Current Ratio595.09
Quick Ratio595.09
Debt to Market Cap3.22
Net Debt to EBITDA6.09
Interest Coverage Ratio2.17
Taxes
In the past 12 months, Encore Capital has paid 79.33M in taxes.
Income Tax79.33M
Effective Tax Rate0.24
Enterprise Valuation
Encore Capital EV to EBITDA ratio is 8.03, with an EV/FCF ratio of 41.27.
EV to Sales2.97
EV to EBITDA8.03
EV to Free Cash Flow41.27
EV to Operating Cash Flow34.19
Balance Sheet
Encore Capital has $227.20M in cash and marketable securities with $4.03B in debt, giving a net cash position of -$3.81B billion.
Cash & Marketable Securities$227.20M
Total Debt$4.03B
Net Cash-$3.81B
Net Cash Per Share-$177.52
Tangible Book Value Per Share$18.96
Margins
Gross margin is 73.15%, with operating margin of 35.38%, and net profit margin of 14.57%.
Gross Margin73.15%
Operating Margin35.38%
Pretax Margin19.07%
Net Profit Margin14.57%
EBITDA Margin37.02%
EBIT Margin35.39%
Analyst Forecast
The average price target for Encore Capital is $104.33, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target$104.33
Price Target Upside29.21% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast33.57%
EPS Growth Forecast―