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Encore Capital Group Inc (ECPG)
NASDAQ:ECPG
Earnings Data
Report Date
Jul 30, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.42Last Year’s EPS
1.34Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 07, 2025
|% Change Since: 13.15%
|Next Earnings Date:Jul 30, 2025
Earnings Call Sentiment|Positive
Encore Capital Group's Q1 2025 earnings call reflected a strong financial start to the year, marked by significant increases in portfolio purchases, collections, and earnings per share. The U.S. market continues to be favorable, with record performances in portfolio purchasing and collections. However, challenges persist in the European market due to subdued lending and competition, and the company faces increased interest expenses. Despite these challenges, the positive highlights significantly outweigh the lowlights, resulting in an overall positive sentiment.Company Guidance
During the first quarter of 2025, Encore Capital Group reported several key financial metrics reflecting strong performance. Portfolio purchases increased to $368 million, up 24% compared to the same period in 2024, while collections rose 18% to $605 million. Earnings per share more than doubled to $1.93, representing a 103% increase from the previous year. Encore's leverage improved to 2.6x, down from 2.8x a year ago, and share repurchases resumed with $10 million in Q1, totaling $16 million since the year began. In the U.S., Midland Credit Management achieved record portfolio purchases of $316 million and collections of $454 million, a 23% increase year-over-year. Meanwhile, Cabot Credit Management in Europe maintained solid performance, with portfolio purchases of $51 million and collections rising 7% to $150 million. The company reaffirmed its 2025 guidance, expecting global portfolio purchases to exceed the $1.35 billion mark from 2024, and projected a global collections growth of 11% to reach $2.4 billion.Strong Financial Performance
Portfolio purchases in Q1 2025 were $368 million, up 24% compared to Q1 2024. Collections were $605 million, up 18%. Earnings per share increased by 103% to $1.93 compared to the first quarter of the previous year.
U.S. Market Success
MCM business in the U.S. delivered record portfolio purchases of $316 million and record collections of $454 million in Q1, up 23% compared to Q1 a year ago.
Improved Leverage and Share Repurchases
Leverage improved to 2.6x at the end of Q1 from 2.8x a year ago. The company resumed share repurchases, buying $10 million of Encore shares in Q1.
Robust Cash Generation
Cash generation for the first quarter on a trailing 12-month basis was up 23% compared to the same period a year ago.
Positive Collections Yield
Collections yield improved by 4.2% compared to last year, calculated at 62.6% for Q1. Portfolio revenue increased by 9% to $345 million.
ECPG Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ECPG Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 07, 2025 | $32.92 | $40.77 | +23.85% |
Feb 26, 2025 | $49.86 | $38.95 | -21.88% |
Nov 06, 2024 | $49.77 | $49.80 | +0.06% |
Aug 07, 2024 | $44.81 | $49.93 | +11.43% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Encore Capital Group Inc (ECPG) report earnings?
Encore Capital Group Inc (ECPG) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is Encore Capital Group Inc (ECPG) earnings time?
Encore Capital Group Inc (ECPG) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ECPG EPS forecast?
ECPG EPS forecast for the fiscal quarter 2025 (Q2) is 1.42.