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PennyMac Financial (PFSI)
NYSE:PFSI
PFSI Stock Chart & Stats
$130.91
-$0.29(-0.29%)
At close: 4:00 PM EST
$130.91
-$0.29(-0.29%)
Day’s Range― - ―
52-Week Range$85.74 - $136.62
Previous CloseN/A
Volume43.44K
Average Volume (3M)394.03K
Market Cap
$6.59B
Enterprise Value$18.32B
Total Cash (Recent Filing)$621.92M
Total Debt (Recent Filing)$6.15B
Price to Earnings (P/E)13.7
Beta0.57
Next Earnings
Jan 29, 2026EPS Estimate
3.33Last Dividend Ex-Date
Nov 17, 2025Dividend Yield0.92%
Share Statistics
EPS (TTM)3.37
Shares Outstanding51,965,473
10 Day Avg. Volume379,080
30 Day Avg. Volume394,031
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)1.36
Price to Sales (P/S)3.27
P/FCF Ratio-1.14
Enterprise Value/Market Cap2.78
Enterprise Value/Revenue5.90
Enterprise Value/Gross Profit8.13
Enterprise Value/Ebitda21.51
Forecast
1Y Price Target
$137.17Price Target Upside4.78% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Book ValueBVPS increased by 3.3%, indicating a rise in book value per share.
EarningsThe beat was driven by higher than estimated servicing fee income and higher origination volume.
Housing MarketMore homes are available with inventory up 29% year over year, which is a positive for the housing market.
Bears Say
Earnings Per ShareEPS missed consensus estimates, primarily due to higher realization of cash flows on MSRs and increased loan origination expenses.
Production MarginsProduction margins fell quarter over quarter due to negative cross-channel impacts from interest rate and spread volatility.
Return On EquityOperating ROE shrank to 13%, indicating a disappointing quarter for the company.
PennyMac Financial News
PFSI FAQ
What was PennyMac Financial’s price range in the past 12 months?
PennyMac Financial lowest stock price was $85.74 and its highest was $136.62 in the past 12 months.
What is PennyMac Financial’s market cap?
PennyMac Financial’s market cap is $6.59B.
When is PennyMac Financial’s upcoming earnings report date?
PennyMac Financial’s upcoming earnings report date is Jan 29, 2026 which is in 52 days.
How were PennyMac Financial’s earnings last quarter?
PennyMac Financial released its earnings results on Oct 21, 2025. The company reported $3.37 earnings per share for the quarter, beating the consensus estimate of $2.702 by $0.668.
Is PennyMac Financial overvalued?
According to Wall Street analysts PennyMac Financial’s price is currently Undervalued.
Does PennyMac Financial pay dividends?
PennyMac Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 0.92%. See more information on PennyMac Financial dividends here
What is PennyMac Financial’s EPS estimate?
PennyMac Financial’s EPS estimate is 3.33.
How many shares outstanding does PennyMac Financial have?
PennyMac Financial has 51,965,473 shares outstanding.
What happened to PennyMac Financial’s price movement after its last earnings report?
PennyMac Financial reported an EPS of $3.37 in its last earnings report, beating expectations of $2.702. Following the earnings report the stock price went up 7.162%.
Which hedge fund is a major shareholder of PennyMac Financial?
Currently, no hedge funds are holding shares in PFSI
PennyMac Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$137.17 (4.78% Upside)
$137.17 (4.78% Upside)
Hedge Fund Trend
Increased
By 8.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $24.1M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.63%
12-Months-Change
Fundamentals
Return on Equity
12.55%
Trailing 12-Months
Asset Growth
12.26%
Trailing 12-Months
Company Description
PennyMac Financial
PennyMac Financial Services, Inc. (PFSI) is a leading financial services company specializing in mortgage banking and investment management. Headquartered in Moorpark, California, the company operates primarily in the residential mortgage sector, offering a range of products including mortgage origination, servicing, and investment management services. PennyMac is recognized for its innovative solutions in the mortgage industry, catering to both consumers looking for home financing and investors seeking opportunities in mortgage-related assets.
PFSI Company Deck
PFSI Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance and strategic achievements, including a high return on equity, successful MSR sale, and market leadership in lending channels. However, there were challenges such as a decline in correspondent volume, seasonal impacts, and increased expenses.View all PFSI earnings summariesPFSI Stock 12 Month Forecast
Average Price Target
$137.17
▲(4.78% Upside)
Technical Analysis
Ownership Overview
12.94% Insiders
21.89% Mutual Funds
23.58% Other Institutional Investors
31.17% Public Companies and
Individual Investors