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PennyMac Financial (PFSI)
NYSE:PFSI
PFSI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$85.74 - $119.13
Previous CloseN/A
Volume43.44K
Average Volume (3M)436.61K
Market Cap
$4.96B
Enterprise Value$18.32B
Total Cash (Recent Filing)$654.49M
Total Debt (Recent Filing)$13.34B
Price to Earnings (P/E)13.3
Beta0.53
Next Earnings
Oct 23, 2025EPS Estimate
2.63Next Dividend Ex-Date
Aug 13, 2025Dividend Yield1.25%
Share Statistics
EPS (TTM)2.54
Shares Outstanding51,710,033
10 Day Avg. Volume532,889
30 Day Avg. Volume436,611
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap3.70
Enterprise Value/Revenue6.98
Enterprise Value/Gross Profit7.34
Enterprise Value/Ebitda21.85
Forecast
1Y Price Target
$120.29Price Target Upside25.50% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
Bulls Say, Bears Say
Bulls Say
Book ValueBVPS increased by 3.3%, indicating a rise in book value per share.
Financial PerformanceThe company's growth rate and development of its capital structure have generally overshadowed any minor glitches in the credit outlook.
Housing MarketMore homes are available with inventory up 29%, which is a positive for the housing market.
Bears Say
EarningsEPS missed consensus estimates, primarily due to higher realization of cash flows on MSRs and increased loan origination expenses.
Interest RatesProduction margins fell quarter over quarter due to negative cross-channel impacts from interest rate and spread volatility.
Return On EquityOperating ROE shrank to 13%, indicating a disappointing quarter for the company.
PennyMac Financial News
PFSI FAQ
What was PennyMac Financial’s price range in the past 12 months?
PennyMac Financial lowest stock price was $85.74 and its highest was $119.13 in the past 12 months.
What is PennyMac Financial’s market cap?
PennyMac Financial’s market cap is $4.96B.
When is PennyMac Financial’s upcoming earnings report date?
PennyMac Financial’s upcoming earnings report date is Oct 23, 2025 which is in 80 days.
How were PennyMac Financial’s earnings last quarter?
PennyMac Financial released its earnings results on Jul 22, 2025. The company reported $2.54 earnings per share for the quarter, missing the consensus estimate of $2.746 by -$0.206.
Is PennyMac Financial overvalued?
According to Wall Street analysts PennyMac Financial’s price is currently Undervalued.
Does PennyMac Financial pay dividends?
PennyMac Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 1.25%. See more information on PennyMac Financial dividends here
What is PennyMac Financial’s EPS estimate?
PennyMac Financial’s EPS estimate is 2.63.
How many shares outstanding does PennyMac Financial have?
PennyMac Financial has 51,710,033 shares outstanding.
What happened to PennyMac Financial’s price movement after its last earnings report?
PennyMac Financial reported an EPS of $2.54 in its last earnings report, missing expectations of $2.746. Following the earnings report the stock price went down -7.376%.
Which hedge fund is a major shareholder of PennyMac Financial?
Currently, no hedge funds are holding shares in PFSI
PennyMac Financial Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$120.29 (25.50% Upside)
$120.29 (25.50% Upside)
Hedge Fund Trend
Increased
By 83.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 5.7%
Last 30 Days ▲ 5.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
1.78%
12-Months-Change
Fundamentals
Return on Equity
10.05%
Trailing 12-Months
Asset Growth
12.26%
Trailing 12-Months
Company Description
PennyMac Financial
PennyMac Financial Services, Inc. (PFSI) is a leading national mortgage lender and servicer headquartered in Westlake Village, California. Operating primarily in the United States, the company provides a range of residential mortgage loan products and services to homeowners and homebuyers, as well as engaging in the servicing of mortgage loans. PennyMac Financial's key business segments include loan production, loan servicing, and investment management, positioning it as a prominent player in the mortgage finance sector.
PFSI Company Deck
PFSI Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted strong financial performance and strategic growth initiatives, particularly in correspondent lending and AI innovation. However, challenges such as lower operating ROE and high hedge costs were noted, suggesting a need for continued focus on cost management and margin improvement.Read More>PFSI Stock 12 Month Forecast
Average Price Target
$120.29
▲(25.50%Upside)
Technical Analysis
Ownership Overview
13.30% Insiders
19.90% Mutual Funds
<0.01% Other Institutional Investors
55.74% Public Companies and
Individual Investors