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PennyMac Financial (PFSI)
NYSE:PFSI
PFSI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$85.74 - $119.13
Previous CloseN/A
Volume43.44K
Average Volume (3M)422.85K
Market Cap
$5.53B
Enterprise Value$18.32B
Total Cash (Recent Filing)$654.49M
Total Debt (Recent Filing)$13.34B
Price to Earnings (P/E)14.8
Beta0.54
Next Earnings
Oct 23, 2025EPS Estimate
2.82Last Dividend Ex-Date
Aug 13, 2025Dividend Yield1.09%
Share Statistics
EPS (TTM)2.54
Shares Outstanding51,710,033
10 Day Avg. Volume407,948
30 Day Avg. Volume422,852
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap3.31
Enterprise Value/Revenue6.98
Enterprise Value/Gross Profit7.34
Enterprise Value/Ebitda21.85
Forecast
1Y Price Target
$119.50Price Target Upside8.91% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering9
Bulls Say, Bears Say
Bulls Say
Business ModelThe strength of PFSI's balanced business model is becoming increasingly important in a challenging mortgage climate.
EarningsThe beat was driven by higher than estimated servicing fee income and higher origination volume.
Market StabilityMBS spreads over Treasuries in the secondary market are relatively stable, indicating stability in the mortgage market.
Bears Say
Credit PerformanceThe stock valuation may be increasingly tethered right now to conditions affecting credit performance in the servicing portfolio.
Financial PerformanceOperating ROE shrank to 13%, indicating a disappointing quarter for the company.
Interest RatesInterest rate volatility is high, making the market sensitive to changes in rates and economic directives.
PennyMac Financial News
PFSI FAQ
What was PennyMac Financial’s price range in the past 12 months?
PennyMac Financial lowest stock price was $85.74 and its highest was $119.13 in the past 12 months.
What is PennyMac Financial’s market cap?
PennyMac Financial’s market cap is $5.53B.
When is PennyMac Financial’s upcoming earnings report date?
PennyMac Financial’s upcoming earnings report date is Oct 23, 2025 which is in 60 days.
How were PennyMac Financial’s earnings last quarter?
PennyMac Financial released its earnings results on Jul 22, 2025. The company reported $2.54 earnings per share for the quarter, missing the consensus estimate of $2.746 by -$0.206.
Is PennyMac Financial overvalued?
According to Wall Street analysts PennyMac Financial’s price is currently Undervalued.
Does PennyMac Financial pay dividends?
PennyMac Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 1.09%. See more information on PennyMac Financial dividends here
What is PennyMac Financial’s EPS estimate?
PennyMac Financial’s EPS estimate is 2.82.
How many shares outstanding does PennyMac Financial have?
PennyMac Financial has 51,710,033 shares outstanding.
What happened to PennyMac Financial’s price movement after its last earnings report?
PennyMac Financial reported an EPS of $2.54 in its last earnings report, missing expectations of $2.746. Following the earnings report the stock price went down -7.37%.
Which hedge fund is a major shareholder of PennyMac Financial?
Currently, no hedge funds are holding shares in PFSI
PennyMac Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$119.50 (8.91% Upside)
$119.50 (8.91% Upside)
Hedge Fund Trend
Increased
By 325.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $768.7K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 15.3%
Last 30 Days ▲ 17.1%
Last 30 Days ▲ 17.1%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.57%
12-Months-Change
Fundamentals
Return on Equity
10.05%
Trailing 12-Months
Asset Growth
12.26%
Trailing 12-Months
Company Description
PennyMac Financial
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. It operates through three segments: Production, Servicing, and Investment Management. The Production segment is involved in the origination, acquisition, and sale of loans. It sources first-lien residential conventional and government-insured or guaranteed mortgage loans. The Servicing segment engages in the servicing of newly originated loans, and execution and management of early buyout transactions and servicing of loans. It performs loan administration, collection, and default management activities, including the collection and remittance of loan payments, response to customer inquiries, accounting for principal and interest, holding custodial funds for the payment of property taxes and insurance premiums, counseling delinquent borrowers, and supervising foreclosures and property dispositions, as well as administers loss mitigation activities, such as modification and forbearance programs. The Investment Management segment is involved in sourcing, performing diligence, bidding, and closing investment asset acquisitions; managing correspondent production activities for PennyMac Mortgage Investment Trust; and managing acquired assets. PennyMac Financial Services, Inc. was founded in 2008 and is headquartered in Westlake Village, California.
PFSI Company Deck
PFSI Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
PennyMac Financial Services demonstrated strong financial performance with significant growth in their mortgage portfolio and strategic advancements in AI and technology. However, challenges such as declining operating ROE, high hedge costs, and increased expenses were noted. The positive developments in loan production and market share expansion were balanced by these challenges.View all PFSI earnings summariesPFSI Stock 12 Month Forecast
Average Price Target
$119.50
▲(8.91% Upside)
Technical Analysis
Ownership Overview
13.22% Insiders
19.98% Mutual Funds
22.85% Other Institutional Investors
32.96% Public Companies and
Individual Investors