Education
About Us
Working with TipRanks
Follow Us
PennyMac Financial (PFSI)
NYSE:PFSI
PFSI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$85.74 - $127.56
Previous CloseN/A
Volume43.44K
Average Volume (3M)413.44K
Market Cap
$6.43B
Enterprise Value$18.32B
Total Cash (Recent Filing)$654.49M
Total Debt (Recent Filing)$13.34B
Price to Earnings (P/E)16.7
Beta0.48
Next Earnings
Oct 23, 2025EPS Estimate
2.83Last Dividend Ex-Date
Aug 13, 2025Dividend Yield0.96%
Share Statistics
EPS (TTM)2.54
Shares Outstanding51,710,033
10 Day Avg. Volume438,586
30 Day Avg. Volume413,440
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)0.00
Price to Sales (P/S)0.00
P/FCF Ratio0.00
Enterprise Value/Market Cap2.85
Enterprise Value/Revenue6.98
Enterprise Value/Gross Profit7.34
Enterprise Value/Ebitda21.85
Forecast
1Y Price Target
$121.50Price Target Upside-2.42% Downside
Rating ConsensusStrong Buy
Number of Analyst Covering8
Bulls Say, Bears Say
Bulls Say
Business ModelThe strength of PFSI's balanced business model is becoming increasingly important in a challenging mortgage climate.
EarningsThe beat was driven by higher than estimated servicing fee income and higher origination volume.
Market ConditionsMore homes are available with inventory up 29% year over year, which is a positive for the housing market.
Bears Say
Credit PerformanceThe stock valuation may be increasingly tethered right now to conditions affecting credit performance in the servicing portfolio.
Financial PerformanceOperating ROE shrank to 13%, indicating a disappointing quarter for the company.
Interest RatesProduction margins fell quarter over quarter due to negative cross-channel impacts from interest rate and spread volatility.
PennyMac Financial News
PFSI FAQ
What was PennyMac Financial’s price range in the past 12 months?
PennyMac Financial lowest stock price was $85.74 and its highest was $127.56 in the past 12 months.
What is PennyMac Financial’s market cap?
PennyMac Financial’s market cap is $6.43B.
When is PennyMac Financial’s upcoming earnings report date?
PennyMac Financial’s upcoming earnings report date is Oct 23, 2025 which is in 39 days.
How were PennyMac Financial’s earnings last quarter?
PennyMac Financial released its earnings results on Jul 22, 2025. The company reported $2.54 earnings per share for the quarter, missing the consensus estimate of $2.746 by -$0.206.
Is PennyMac Financial overvalued?
According to Wall Street analysts PennyMac Financial’s price is currently Overvalued.
Does PennyMac Financial pay dividends?
PennyMac Financial pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 0.96%. See more information on PennyMac Financial dividends here
What is PennyMac Financial’s EPS estimate?
PennyMac Financial’s EPS estimate is 2.83.
How many shares outstanding does PennyMac Financial have?
PennyMac Financial has 51,710,033 shares outstanding.
What happened to PennyMac Financial’s price movement after its last earnings report?
PennyMac Financial reported an EPS of $2.54 in its last earnings report, missing expectations of $2.746. Following the earnings report the stock price went down -7.37%.
Which hedge fund is a major shareholder of PennyMac Financial?
Currently, no hedge funds are holding shares in PFSI
PennyMac Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$121.50 (-2.42% Downside)
$121.50 (-2.42% Downside)
Hedge Fund Trend
Increased
By 325.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.3M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.7%
Last 30 Days ▲ 3.7%
Last 30 Days ▲ 3.7%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.35%
12-Months-Change
Fundamentals
Return on Equity
10.05%
Trailing 12-Months
Asset Growth
12.26%
Trailing 12-Months
Company Description
PennyMac Financial
PennyMac Financial Services, Inc. (PFSI) is a leading mortgage finance company based in the United States, primarily engaged in the origination, sale, and servicing of residential mortgage loans. The company operates through two main segments: Mortgage Banking and Investment Management. Its core products include various mortgage loan offerings such as fixed-rate and adjustable-rate mortgages, as well as a comprehensive range of mortgage servicing solutions. PennyMac is known for its technology-driven approach, focusing on enhancing the borrower experience and streamlining mortgage processes.
PFSI Company Deck
PFSI Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
PennyMac Financial Services demonstrated strong financial performance with significant growth in their mortgage portfolio and strategic advancements in AI and technology. However, challenges such as declining operating ROE, high hedge costs, and increased expenses were noted. The positive developments in loan production and market share expansion were balanced by these challenges.View all PFSI earnings summariesPFSI Stock 12 Month Forecast
Average Price Target
$121.50
▼(-2.42% Downside)
Technical Analysis
Ownership Overview
13.22% Insiders
19.98% Mutual Funds
22.85% Other Institutional Investors
32.96% Public Companies and
Individual Investors