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UWMC Stock Chart & Stats
$3.92
$0.13(2.33%)
At close: 4:00 PM EST
$3.92
$0.13(2.33%)
Day’s Range― - ―
52-Week Range$1.98 - $7.14
Previous CloseN/A
Volume1.31M
Average Volume (3M)24.41M
Market Cap
$3.25B
Enterprise Value$19.25B
Total Cash (Recent Filing)$424.00M
Total Debt (Recent Filing)$16.22B
Price to Earnings (P/E)7.8
Beta0.90
Next Earnings
Aug 11, 2026EPS Estimate
0.08Next Dividend Ex-DateN/A
Dividend Yield8.64%
Share Statistics
EPS (TTM)0.27
Shares Outstanding339,225,520
10 Day Avg. Volume21,221,071
30 Day Avg. Volume24,410,105
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)4.64
Price to Sales (P/S)0.29
P/FCF Ratio-0.34
Enterprise Value/Market Cap5.92
Enterprise Value/Revenue6.21
Enterprise Value/Gross Profit7.52
Enterprise Value/Ebitda18.68
Forecast
1Y Price Target
$4.15Price Target Upside5.87% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)0.37
Revenue Forecast (FY)$2.99B
Bulls Say, Bears Say
Bulls Say
Broker-channel Leadership & Market ShareSustained top position in the wholesale broker channel and near-45% pro-channel share reflect durable distribution advantages and strong broker relationships. This scale supports repeatable loan flow, pricing leverage with brokers, and a structural moat that underpins volume resilience across cycles.
High Gain-on-sale Margins & Volume GrowthRobust YoY origination growth alongside sustained ~120bp gain-on-sale margins demonstrates the firm's ability to scale production while capturing favorable secondary-market economics. These two durable drivers support recurring earnings potential when origination volumes remain elevated.
Vertical Integration: In-house Servicing & Tech PartnersBringing servicing in-house and partnering with established tech platforms increases control over servicing economics, MSR value capture, and customer touchpoints. Over time this vertical integration can convert one-time origination fees into recurring servicing income and improve margin stability.
Bears Say
Extremely High LeverageAn outsized debt-to-equity position materially constrains financial flexibility and raises solvency risk if market or housing conditions deteriorate. High leverage magnifies balance-sheet volatility from MSR trades or rate swings and limits the firm's ability to absorb adverse spreads or funding shocks.
Multi-year Negative Operating/free Cash FlowPersistent negative operating and free cash flow weakens liquidity and forces reliance on external financing or asset sales. Over the medium term this undermines sustainable dividend funding, increases refinancing risk, and raises the probability of needing dilutive or costly capital solutions.
Thin Net Margins; Earnings SensitivityDespite strong top-line growth, persistently thin net margins indicate earnings are sensitive to mortgage spreads, funding costs, and competitive price moves. Low margin buffers leave profitability exposed to rate volatility and secondary market dislocations over the coming quarters.
UWM Holding News
UWMC FAQ
What was Uwm Holdings Corporation’s price range in the past 12 months?
Uwm Holdings Corporation lowest stock price was $1.98 and its highest was $7.14 in the past 12 months.
What is Uwm Holdings Corporation’s market cap?
Uwm Holdings Corporation’s market cap is $3.25B.
When is Uwm Holdings Corporation’s upcoming earnings report date?
Uwm Holdings Corporation’s upcoming earnings report date is Aug 11, 2026 which is in 31 days.
How were Uwm Holdings Corporation’s earnings last quarter?
Uwm Holdings Corporation released its earnings results on May 06, 2026. The company reported $0.046 earnings per share for the quarter, missing the consensus estimate of $0.066 by -$0.02.
Is Uwm Holdings Corporation overvalued?
According to Wall Street analysts Uwm Holdings Corporation’s price is currently Undervalued.
Does Uwm Holdings Corporation pay dividends?
Uwm Holdings Corporation pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 8.64%. See more information on Uwm Holdings Corporation dividends here
What is Uwm Holdings Corporation’s EPS estimate?
Uwm Holdings Corporation’s EPS estimate is 0.08.
How many shares outstanding does Uwm Holdings Corporation have?
Uwm Holdings Corporation has 339,225,520 shares outstanding.
What happened to Uwm Holdings Corporation’s price movement after its last earnings report?
Uwm Holdings Corporation reported an EPS of $0.046 in its last earnings report, missing expectations of $0.066. Following the earnings report the stock price went up 1.738%.
Which hedge fund is a major shareholder of Uwm Holdings Corporation?
Currently, no hedge funds are holding shares in UWMC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UWM Holding Stock Smart Score
Neutral
1
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$4.15 (5.87% Upside)
$4.15 (5.87% Upside)
Blogger Sentiment
Bullish
UWMC Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 14.1M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 3.7%
Last 30 Days ▲ 13.0%
Last 30 Days ▲ 13.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-45.59%
12-Months-Change
Fundamentals
Return on Equity
33.91%
Trailing 12-Months
Asset Growth
37.14%
Trailing 12-Months
Company Description
Uwm Holdings Corporation
UWM Holdings Corporation is a U.S.-based enterprise specializing in the provision of residential mortgage financing. The company originates home loans predominantly through a wholesale distribution model, with its offerings primarily consisting of conforming and government-backed mortgages. Established in 1986, its corporate headquarters are situated in Pontiac, Michigan.
UWMC Company Deck
UWMC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive operational and strategic outlook: strong quarterly volume (+~41% YoY), robust gain‑on‑sale margins (~123 bps), successful in‑house servicing transition efforts, rapid AI deployment (Mia) driving substantial closings and refis, a live BILT partnership, and productive VantageScore rollout. Management also highlighted expense stabilization and an ambitious five‑year $1.3 trillion originations target. Notable risks discussed include market rate volatility and competition, near‑term leverage/ratio fluctuations tied to MSR trades, uncertainty around the Two Harbors transaction, and potential consumer impacts from the trigger lead rule. Overall, the positives (strong growth, margin performance, technology/partnership wins, and clear multi‑year plan) materially outweigh the operational and execution risks noted.View all UWMC earnings summariesUWMC Stock 12 Month Forecast
Average Price Target
$4.15
▲(5.87% Upside)
Technical Analysis
Ownership Overview
0.82% Insiders
16.56% Mutual Funds
0.37% Other Institutional Investors
68.60% Public Companies and
Individual Investors