UWM Holding (UWMC)
NYSE:UWMC
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UWMC Stock Chart & Stats
$3.92
$0.13(2.33%)
At close: 4:00 PM EST
$3.92
$0.13(2.33%)
Day’s Range― - ―
52-Week Range$3.38 - $7.14
Previous CloseN/A
Volume1.31M
Average Volume (3M)15.57M
Market Cap
$5.69B
Enterprise Value$4.87B
Total Cash (Recent Filing)$503.36M
Total Debt (Recent Filing)$14.44B
Price to Earnings (P/E)1.6
Beta0.87
Next Earnings
Aug 11, 2026EPS Estimate
0.11Next Dividend Ex-DateN/A
Dividend Yield8.64%
Share Statistics
EPS (TTM)0.10
Shares Outstanding323,883,760
10 Day Avg. Volume12,083,292
30 Day Avg. Volume15,565,318
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)4.64
Price to Sales (P/S)0.29
P/FCF Ratio-0.34
Enterprise Value/Market Cap0.86
Enterprise Value/Revenue2.06
Enterprise Value/Gross Profit2.67
Enterprise Value/Ebitda10.82
Forecast
1Y Price Target
$5.56Price Target Upside41.89% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)0.42
Revenue Forecast (FY)$3.24B
Bulls Say, Bears Say
Bulls Say
AI-driven Competitive AdvantageAI platform is expected to erode competitors' retail refinance advantage and help the firm gain market share in the broker channel.
Revenue And Origination StrengthStronger-than-expected revenue guidance and robust mortgage origination activity lifted origination revenue and increased market share, supporting the stock outlook.
Servicing Build-out And Acquisition Cost SavingsCompletion of the in-house servicing platform and a related acquisition, combined with planned loan migrations, should cut duplicative costs and lower servicing expenses as AI integration progresses.
Bears Say
Elevated Operating ExpensesOperating expenses were somewhat elevated and produced a small earnings miss, raising questions about the company's expense trajectory.
Guidance Transparency ReductionReporting only total revenue instead of ranges for origination volumes and gain-on-sale margin reduces transparency and may weaken investor confidence.
Servicing Income Pressure And MSR AmortizationHigher loan payoffs and faster amortization of mortgage servicing rights reduced servicing income and acted as a headwind to earnings.
UWM Holding News
UWMC FAQ
What was UWM Holding’s price range in the past 12 months?
UWM Holding lowest stock price was $3.38 and its highest was $7.14 in the past 12 months.
What is UWM Holding’s market cap?
UWM Holding’s market cap is $5.69B.
When is UWM Holding’s upcoming earnings report date?
UWM Holding’s upcoming earnings report date is Aug 11, 2026 which is in 96 days.
How were UWM Holding’s earnings last quarter?
UWM Holding released its earnings results on May 06, 2026. The company reported $0.046 earnings per share for the quarter, missing the consensus estimate of $0.066 by -$0.02.
Is UWM Holding overvalued?
According to Wall Street analysts UWM Holding’s price is currently Undervalued.
Does UWM Holding pay dividends?
UWM Holding pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 8.64%. See more information on UWM Holding dividends here
What is UWM Holding’s EPS estimate?
UWM Holding’s EPS estimate is 0.11.
How many shares outstanding does UWM Holding have?
UWM Holding has 323,883,760 shares outstanding.
What happened to UWM Holding’s price movement after its last earnings report?
UWM Holding reported an EPS of $0.046 in its last earnings report, missing expectations of $0.066. Following the earnings report the stock price went up 1.749%.
Which hedge fund is a major shareholder of UWM Holding?
Currently, no hedge funds are holding shares in UWMC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UWM Holding Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$5.56 (41.89% Upside)
$5.56 (41.89% Upside)
Blogger Sentiment
Bullish
UWMC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 5.4M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $29.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 0.8%
Last 30 Days ▲ 11.7%
Last 30 Days ▲ 11.7%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-5.40%
12-Months-Change
Fundamentals
Return on Equity
15.25%
Trailing 12-Months
Asset Growth
8.02%
Trailing 12-Months
Company Description
UWM Holding
UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.
UWMC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive operational and strategic outlook: strong quarterly volume (+~41% YoY), robust gain‑on‑sale margins (~123 bps), successful in‑house servicing transition efforts, rapid AI deployment (Mia) driving substantial closings and refis, a live BILT partnership, and productive VantageScore rollout. Management also highlighted expense stabilization and an ambitious five‑year $1.3 trillion originations target. Notable risks discussed include market rate volatility and competition, near‑term leverage/ratio fluctuations tied to MSR trades, uncertainty around the Two Harbors transaction, and potential consumer impacts from the trigger lead rule. Overall, the positives (strong growth, margin performance, technology/partnership wins, and clear multi‑year plan) materially outweigh the operational and execution risks noted.View all UWMC earnings summariesUWMC Stock 12 Month Forecast
Average Price Target
$5.56
▲(41.89% Upside)
Technical Analysis
Ownership Overview
0.89% Insiders
12.53% Mutual Funds
1.00% Other Institutional Investors
75.90% Public Companies and
Individual Investors