Earnings EstimateThe 2025 EPS estimate is moving lower after incorporating the 1Q guide, lower investment income, and slightly higher run-rate expenses.
Long-term Stock PerformanceLong-term view shows the stock has fallen 9.9% since the end of 2023, trailing significant gains in the S&P 500 and the Russell 3000.
Mortgage MarketLower expectations for servicing income and continued pressure on mortgage originations are expected due to elevated mortgage rates and tight housing supply.