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UWM Holding (UWMC)
NYSE:UWMC
UWMC Stock Chart & Stats
$4.25
$0.13(2.33%)
At close: 4:00 PM EST
$4.25
$0.13(2.33%)
Day’s Range― - ―
52-Week Range$3.79 - $7.14
Previous CloseN/A
Volume1.31M
Average Volume (3M)18.31M
Market Cap
$6.80B
Enterprise Value$20.28B
Total Cash (Recent Filing)$503.36M
Total Debt (Recent Filing)$14.44B
Price to Earnings (P/E)33.8
Beta0.83
Next Earnings
May 12, 2026EPS Estimate
0.06Next Dividend Ex-DateN/A
Dividend Yield8.64%
Share Statistics
EPS (TTM)0.08
Shares Outstanding294,864,140
10 Day Avg. Volume20,013,332
30 Day Avg. Volume18,307,058
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)4.64
Price to Sales (P/S)0.29
P/FCF Ratio-0.35
Enterprise Value/Market Cap2.98
Enterprise Value/Revenue8.59
Enterprise Value/Gross Profit11.13
Enterprise Value/Ebitda45.09
Forecast
1Y Price Target
$6.27Price Target Upside47.53% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)0.44
Revenue Forecast (FY)$3.10B
Bulls Say, Bears Say
Bulls Say
Balance Sheet Improvement From AcquisitionAcquisition of Two Harbors is expected to strengthen the balance sheet and reduce leverage, improving dividend coverage and financial flexibility.
Business Mix And Cash Flow EnhancementThe transaction shifts the company toward a more balanced origination and servicing model and brings in a servicing portfolio with lower-than-market coupons that should enhance cash flow generation.
Origination PerformanceStrong mortgage originations and increased market share lifted origination revenue and supported the stock's outlook.
Bears Say
Guidance Transparency And Investor ConfidenceMoving to total revenue guidance while removing origination and gain-on-sale detail, combined with no analyst Q&A, reduced transparency and weighed on investor confidence.
Merger Integration And Regulatory Execution RiskRegulatory approval hurdles and the resources required to onboard and merge two subservicing platforms create execution risk that could delay expected benefits and add costs.
Servicing Income PressureHigher loan payoffs and faster amortization of servicing rights reduced servicing income, putting pressure on core revenues and profitability.
UWM Holding News
UWMC FAQ
What was UWM Holding’s price range in the past 12 months?
UWM Holding lowest stock price was $3.79 and its highest was $7.14 in the past 12 months.
What is UWM Holding’s market cap?
UWM Holding’s market cap is $6.80B.
When is UWM Holding’s upcoming earnings report date?
UWM Holding’s upcoming earnings report date is May 12, 2026 which is in 67 days.
How were UWM Holding’s earnings last quarter?
UWM Holding released its earnings results on Feb 25, 2026. The company reported $0.08 earnings per share for the quarter, missing the consensus estimate of $0.089 by -$0.009.
Is UWM Holding overvalued?
According to Wall Street analysts UWM Holding’s price is currently Undervalued.
Does UWM Holding pay dividends?
UWM Holding pays a Quarterly dividend of $0.1 which represents an annual dividend yield of 8.64%. See more information on UWM Holding dividends here
What is UWM Holding’s EPS estimate?
UWM Holding’s EPS estimate is 0.06.
How many shares outstanding does UWM Holding have?
UWM Holding has 294,864,140 shares outstanding.
What happened to UWM Holding’s price movement after its last earnings report?
UWM Holding reported an EPS of $0.08 in its last earnings report, missing expectations of $0.089. Following the earnings report the stock price went down -8.772%.
Which hedge fund is a major shareholder of UWM Holding?
Currently, no hedge funds are holding shares in UWMC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
UWM Holding Stock Smart Score
Neutral
1
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$6.27 (47.53% Upside)
$6.27 (47.53% Upside)
Blogger Sentiment
Bullish
UWMC Sentiment 100%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Increased
By 5.4M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $29.1M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 1.2%
Last 30 Days ▼ 1.2%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-30.04%
12-Months-Change
Fundamentals
Return on Equity
15.17%
Trailing 12-Months
Asset Growth
8.02%
Trailing 12-Months
Company Description
UWM Holding
UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.
UWMC Company Deck
UWMC Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call conveyed strong operational performance and strategic momentum — including significant originations growth, rising revenue, robust servicing income, and clear strategic initiatives (bringing servicing in-house, BUILT partnership, pending Two Harbors acquisition) that should support long-term growth. However, GAAP profitability was pressured by large MSR write-downs (totaling $435 million for the year) and full-year net income declined ~25.8% versus 2024. Liquidity showed quarter-to-quarter timing variability and management did not take questions on the call. Overall, positive growth and strategic catalysts are tempered by near-term accounting-driven earnings pressure and execution/clarity considerations.View all UWMC earnings summariesUWMC Stock 12 Month Forecast
Average Price Target
$6.27
▲(47.53% Upside)
Technical Analysis
Ownership Overview
0.95% Insiders
13.16% Mutual Funds
9.21% Other Institutional Investors
66.72% Public Companies and
Individual Investors