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UWM Holding ( (UWMC) ) has issued an announcement.
On February 25, 2026, UWM Holdings Corporation reported fourth-quarter 2025 loan originations of $49.6 billion, its largest quarterly volume since 2021, and full-year 2025 originations of $163.4 billion. Fourth-quarter revenue rose to $945.2 million with net income of $164.5 million, while full-year revenue reached $3.2 billion and net income was $244.0 million, supported by higher refinance activity and improved gain margins despite lower equity and a higher non-funding debt-to-equity ratio.
Management highlighted the company’s scale, cost efficiency and expanding closed-loop platform, citing in-house servicing, a new BILT partnership and the pending Two Harbors acquisition as key growth drivers. The board also declared a cash dividend of $0.10 per Class A share payable April 9, 2026, underscoring a focus on returning capital to shareholders while positioning the firm to strengthen its leadership in the broker channel and enhance borrower retention.
The most recent analyst rating on (UWMC) stock is a Hold with a $6.75 price target. To see the full list of analyst forecasts on UWM Holding stock, see the UWMC Stock Forecast page.
Spark’s Take on UWMC Stock
According to Spark, TipRanks’ AI Analyst, UWMC is a Neutral.
The score is held down primarily by weak financial quality—high leverage, low margins, and negative operating/free cash flow—despite strong revenue/production momentum. The earnings call was constructive with guidance strength and operational execution, but technicals remain soft and valuation support comes mainly from the high dividend yield amid a negative P/E.
To see Spark’s full report on UWMC stock, click here.
More about UWM Holding
UWM Holdings Corporation, the publicly traded parent of United Wholesale Mortgage, operates in the U.S. residential mortgage industry as a wholesale lender. The company focuses on originating and servicing home loans through the mortgage broker channel, leveraging its scale, low-cost model and in-house servicing platform to compete in both purchase and refinance markets.
Average Trading Volume: 15,368,457
Technical Sentiment Signal: Sell
Current Market Cap: $7.45B
Find detailed analytics on UWMC stock on TipRanks’ Stock Analysis page.