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UWM Holding (UWMC)
NYSE:UWMC
Earnings Data
Report Date
Aug 12, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.07Last Year’s EPS
0.04Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 06, 2025
|% Change Since: -13.84%
|Next Earnings Date:Aug 12, 2025
Earnings Call Sentiment|Neutral
The earnings call reflected a strong focus on growth and investment in technology, with significant achievements in increasing market share and operational improvements. However, the net loss and increased expenses pose challenges. The outlook remains optimistic with new initiatives and expected growth.Company Guidance
During the first quarter of 2025, UWM Holdings Corporation reported significant growth and strategic developments. The company achieved a 17% year-over-year increase in production, closing $32.4 billion, with a notable $10.6 billion in refinanced value. Despite a net loss of $247 million, influenced by a $388 million reduction in the fair value of their MSR portfolio, UWM maintained a strong operational performance, with a submission-to-close time of 12.7 days and a high net promoter score of 87.3. The company announced plans to bring servicing in-house, estimating annual cost savings between $40 and $100 million. For Q2 2025, UWM forecasts production between $38 billion and $45 billion, with a gain margin of 90 to 115 basis points, underscoring their focus on technology and operational excellence.Significant Growth in Mortgage Broker Channel
The mortgage broker channel share of the industry increased by almost 40%, from about 19.7% to almost 28%, marking the highest level since 2008.
In-House Servicing Initiative
UWM plans to bring servicing in-house, aiming for cost savings estimated between $40 and $100 million per year, leveraging technology and AI.
Strong Loan Production Numbers
Closed $32.4 billion of production for the quarter, a 17% growth year over year, which outperformed the industry.
Improved Operational Metrics
Submission to close time improved to 12.7 days from 13.9 days year over year, with an NPS score of 87.3.
Solid Liquidity Position
UWM reported $485 million in cash and $2.4 billion in total accessible liquidity.
UWMC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
UWMC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 06, 2025 | $4.77 | $4.07 | -14.68% |
Feb 26, 2025 | $6.47 | $6.10 | -5.72% |
Nov 07, 2024 | $6.41 | $5.95 | -7.18% |
Aug 06, 2024 | $8.35 | $8.12 | -2.75% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does UWM Holding (UWMC) report earnings?
UWM Holding (UWMC) is schdueled to report earning on Aug 12, 2025, TBA Not Confirmed.
What is UWM Holding (UWMC) earnings time?
UWM Holding (UWMC) earnings time is at Aug 12, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is UWMC EPS forecast?
UWMC EPS forecast for the fiscal quarter 2025 (Q2) is 0.07.