Education
About Us
Working with TipRanks
Follow Us
loanDepot, Inc. (LDI)
:LDI
LDI Stock Chart & Stats
Day’s Range― - ―
52-Week Range$1.01 - $5.05
Previous CloseN/A
Volume280.49K
Average Volume (3M)10.59M
Market Cap
$1.51B
Enterprise Value$4.46B
Total Cash (Recent Filing)$408.62M
Total Debt (Recent Filing)$4.51B
Price to Earnings (P/E)―
Beta1.14
Next Earnings
Nov 11, 2025EPS Estimate
-0.02Last Dividend Ex-Date
Apr 01, 2022Dividend YieldN/A
Share Statistics
EPS (TTM)-0.07
Shares Outstanding112,351,105
10 Day Avg. Volume27,131,236
30 Day Avg. Volume10,593,640
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap2.96
Enterprise Value/Revenue3.84
Enterprise Value/Gross Profit4.07
Enterprise Value/Ebitda33.44
Forecast
1Y Price Target
$2.63Price Target Upside-36.01% Downside
Rating ConsensusHold
Number of Analyst Covering4
Bulls Say, Bears Say
Bulls Say
Brand RecognitionAttractive brand recognition among consumers can support more effective lead generation versus other retail lenders.
Potential Policy ImpactThe stock has nearly doubled largely on the potential earnings benefit tied to media speculation for Trump to potentially declare a 'housing emergency,' which could focus on driving mortgage rates lower to improve homeowner affordability.
Profitability PotentialThere could be more room to rally if a 'housing emergency' helps catalyze a return to profitability.
Bears Say
Earnings VolatilityThe company's leverage position creates more earnings volatility versus lenders with more operational and financial scale.
Liquidity ConstraintsThere is limited room to source liquidity and cut expenses, which could restrict competitiveness and leave the company challenged to properly calibrate operations when rates are volatile.
Valuation RiskDuring periods of volatile interest rates, a deeper drawdown for the company's valuation is anticipated, contributing to the Neutral rating.
loanDepot News
LDI FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was $1.01 and its highest was $5.05 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is $1.51B.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is Nov 11, 2025 which is in 52 days.
How were loanDepot, Inc.’s earnings last quarter?
loanDepot, Inc. released its earnings results on Aug 07, 2025. The company reported -$0.073 earnings per share for the quarter, missing the consensus estimate of -$0.035 by -$0.038.
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Overvalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. pays a Quarterly dividend of $0.08 which represents an annual dividend yield of N/A. See more information on loanDepot, Inc. dividends here
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is -0.02.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 112,351,105 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
loanDepot, Inc. reported an EPS of -$0.073 in its last earnings report, missing expectations of -$0.035. Following the earnings report the stock price went down -0.575%.
Which hedge fund is a major shareholder of loanDepot, Inc.?
Among the largest hedge funds holding loanDepot, Inc.’s share is Basswood Capital Management LLC. It holds loanDepot, Inc.’s shares valued at 0.
loanDepot Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$2.63 (-36.01% Downside)
$2.63 (-36.01% Downside)
Blogger Sentiment
Bullish
LDI Sentiment 70%
Sector Average 68%
Sector Average 68%
Insider Transactions
Sold Shares
Worth $18.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 78.2%
Last 30 Days ▲ 236.8%
Last 30 Days ▲ 236.8%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
37.00%
12-Months-Change
Fundamentals
Return on Equity
-23.67%
Trailing 12-Months
Asset Growth
4.48%
Trailing 12-Months
Company Description
loanDepot, Inc.
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.
LDI Company Deck
LDI Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted several positive developments, including increased rate lock and origination volumes, reduced adjusted net loss, and growth in servicing fee income. The company's focus on digital transformation and leadership changes are poised to drive future growth. However, challenges remain with a continued adjusted net loss, a decrease in gain on sale margin, and expected expense increases in the next quarter.View all LDI earnings summariesLDI Stock 12 Month Forecast
Average Price Target
$2.63
▼(-36.01% Downside)
Technical Analysis
PennyMac Financial
―
Velocity Financial
―
UWM Holding
―
Rocket Companies
―
Guild Holdings
―
Ownership Overview
19.09% Insiders
5.19% Mutual Funds
9.02% Other Institutional Investors
59.11% Public Companies and
Individual Investors