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loanDepot, Inc. (LDI)
NYSE:LDI
LDI Stock Chart & Stats
$1.92
-$0.06(-3.71%)
At close: 4:00 PM EST
$1.92
-$0.06(-3.71%)
Day’s Range― - ―
52-Week Range$1.01 - $5.05
Previous CloseN/A
Volume280.49K
Average Volume (3M)2.73M
Market Cap
$639.81M
Enterprise Value$5.63B
Total Cash (Recent Filing)$459.16M
Total Debt (Recent Filing)$5.43B
Price to Earnings (P/E)―
Beta0.82
Next Earnings
Mar 10, 2026EPS Estimate
-0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.01
Shares Outstanding126,394,170
10 Day Avg. Volume1,841,186
30 Day Avg. Volume2,725,512
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)1.39
Price to Sales (P/S)0.34
P/FCF Ratio-0.42
Enterprise Value/Market Cap8.80
Enterprise Value/Revenue4.64
Enterprise Value/Gross Profit6.43
Enterprise Value/Ebitda-42.49
Forecast
1Y Price Target
$2.40Price Target Upside25.00% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering2
EPS Forecast (FY)0.16
Revenue Forecast (FY)$1.47B
Bulls Say, Bears Say
Bulls Say
Channel Mix And MarginsA shift toward higher direct-channel volume has improved gain-on-sale margins, increasing revenue per loan and enhancing margin recovery potential.
Cost Controls And TechnologyCost controls under current leadership combined with a deep technology focus have preserved strong borrower recapture rates, supporting a clearer path to recovery in origination volumes.
Recapitalization OpportunityAnalyst highlights a recapitalization opportunity where selling equity or convertible debt at improved prices could steady leverage and fund future growth when mortgage rates ease.
Bears Say
Interest-rate Sensitivity And VolatilityStock performance shows outsized volatility tied to interest-rate movements, which fuels investor speculation and raises uncertainty about consistent returns.
Leverage And Financing StructureHigh leverage and a mix of secured and unsecured financing constrain the firm's ability to fully capture origination value and place downward pressure on the stock valuation.
Sector Headwinds On Production And MarginsPersistent high mortgage rates and elevated competition are pressuring production volume and margins, with funded originations falling and market share slightly declining.
loanDepot News
LDI FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was $1.01 and its highest was $5.05 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is $639.81M.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is Mar 10, 2026 which is in 6 days.
How were loanDepot, Inc.’s earnings last quarter?
loanDepot, Inc. released its earnings results on Nov 06, 2025. The company reported -$0.01 earnings per share for the quarter, beating the consensus estimate of -$0.022 by $0.012.
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Undervalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. pays a Quarterly dividend of $0.08 which represents an annual dividend yield of N/A. See more information on loanDepot, Inc. dividends here
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is -0.02.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 126,394,170 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
loanDepot, Inc. reported an EPS of -$0.01 in its last earnings report, beating expectations of -$0.022. Following the earnings report the stock price went up 3.774%.
Which hedge fund is a major shareholder of loanDepot, Inc.?
Currently, no hedge funds are holding shares in LDI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
loanDepot Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Sell
Average Price Target:
$2.40 (25.00% Upside)
$2.40 (25.00% Upside)
Blogger Sentiment
Bullish
LDI Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $2.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.9%
Last 30 Days ▼ 8.5%
Last 30 Days ▼ 8.5%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
17.07%
12-Months-Change
Fundamentals
Return on Equity
-25.72%
Trailing 12-Months
Asset Growth
-2.69%
Trailing 12-Months
Company Description
loanDepot, Inc.
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.
LDI Company Deck
LDI Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted several strategic changes and improvements in key financial metrics, such as increased rate lock volume and servicing fee income. However, these positives were offset by continued net losses, a decline in loan origination volume, and an increase in total expenses. The sentiment is balanced with both positive initiatives and ongoing challenges.View all LDI earnings summariesLDI Stock 12 Month Forecast
Average Price Target
$2.40
▲(25.00% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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