Want to see LDI full AI Analyst Report?
LDI Stock Chart & Stats
$1.01
$0.04(4.39%)
At close: 4:00 PM EDT
$1.01
$0.04(4.39%)
Day’s Range― - ―
52-Week Range$0.83 - $5.05
Previous CloseN/A
Volume2.35M
Average Volume (3M)1.96M
Market Cap
$301.80M
Enterprise Value$4.73K
Total Cash (Recent Filing)$229.13M
Total Debt (Recent Filing)$4.61B
Price to Earnings (P/E)―
Beta1.05
Next Earnings
Nov 10, 2026EPS Estimate
>-0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.30
Shares Outstanding232,227,580
10 Day Avg. Volume2,077,957
30 Day Avg. Volume1,956,496
Financial Highlights & Ratios
PEG Ratio0.16
Price to Book (P/B)1.86
Price to Sales (P/S)0.28
P/FCF Ratio-0.59
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$1.00Price Target Upside-0.99% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)-0.09
Revenue Forecast (FY)$1.33B
Bulls Say, Bears Say
Bulls Say
Home Equity PivotExpanding into home equity broadens loanDepot’s addressable market beyond conventional mortgages and supports a more profitable product mix. The pivot can improve resilience across rate cycles by leveraging substantial homeowner equity and higher-margin offerings.
Digital Product InnovationThe Figure-enabled product can strengthen loanDepot’s competitive position through faster underwriting, funding, and potentially lower production costs. A scalable digital process may improve customer conversion and support recurring earnings as adoption expands.
Operating EfficiencyLower marketing and operating costs indicate progress toward a leaner origination platform. Sustained efficiency gains would improve operating leverage, reduce the volume needed to reach profitability, and help offset the mortgage industry’s cyclical revenue swings.
Bears Say
Persistent UnprofitabilityDespite improved operating results, continued net losses show that the business has not yet converted its operating recovery into durable shareholder earnings. Persistent losses can constrain capital formation and limit the company’s ability to absorb another downturn.
Weak Cash GenerationOngoing cash consumption increases reliance on financing and reduces flexibility during weak mortgage volumes. Negative cash generation is particularly concerning for a lender facing rate volatility and upcoming liabilities because it can restrict investment in growth initiatives.
Rate-sensitive MarginsMortgage origination economics remain exposed to interest-rate movements, hedging outcomes, and product mix. Margin compression can quickly weaken revenue quality even when loan volumes hold up, making sustained profitability dependent on favorable execution and market conditions.
loanDepot News
LDI FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was $0.82 and its highest was $5.05 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is $301.80M.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is Nov 10, 2026 which is in 79 days.
How were loanDepot, Inc.’s earnings last quarter?
loanDepot, Inc. released its earnings results on Aug 04, 2026. The company reported -$0.093 earnings per share for the quarter, missing the consensus estimate of $0.001 by -$0.094.
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Overvalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. pays a Quarterly dividend of $0.08 which represents an annual dividend yield of N/A. See more information on loanDepot, Inc. dividends here
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is >-0.01.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 232,227,580 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
loanDepot, Inc. reported an EPS of -$0.093 in its last earnings report, missing expectations of $0.001. Following the earnings report the stock price went down -0.952%.
Which hedge fund is a major shareholder of loanDepot, Inc.?
Currently, no hedge funds are holding shares in LDI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
loanDepot Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Sell
Average Price Target:
$1.00 (-0.99% Downside)
$1.00 (-0.99% Downside)
Blogger Sentiment
Bullish
LDI Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 12.2K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 3.8%
Last 30 Days ▼ 5.2%
Last 30 Days ▼ 5.2%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-44.19%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
12.93%
Trailing 12-Months
Company Description
loanDepot, Inc.
loanDepot, Inc. is a financial services company operating within the United States' residential mortgage industry. It manages the full lifecycle of home loans, from initial origination and financing through their eventual sale and ongoing servicing. The firm offers a comprehensive suite of mortgage products, including conventional agency-conforming loans, prime jumbo mortgages, federal assistance residential loans, and home equity financing. Beyond its lending activities, loanDepot provides various ancillary services, such as proprietary title and escrow settlement solutions, real estate referral programs, and diverse consumer insurance policies, particularly for homeowners. Established in 2010, the company's primary corporate office is situated in Foothill Ranch, California.
LDI Company Deck
LDI Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call communicated clear operational progress — including ramped hiring, wholesale reopening, a strategic partnership with Figure, the launch of the fast-turn 5x5 HomeLoan, and efficiency gains (marketing -12%, expense control) — that position the company for improved margins and faster funding cycles. However, near-term financials remain under pressure: adjusted net loss widened to $34M, revenue fell ~5.4%, gain-on-sale margins compressed to 271 bps (down 53 bps), origination volume was modestly down, servicing revenue was pressured, and cash decreased by $60M. Management provided constructive Q2 guidance (gain-on-sale margin 330–360 bps and higher origination guidance) and emphasized automation and hedging to manage volatility. Overall, operational momentum is strong but the financial headwinds this quarter balance those positives.View all LDI earnings summariesLDI Stock 12 Month Forecast
Average Price Target
$1.00
▼(-0.99% Downside)
Technical Analysis
Ownership Overview
50.94% Insiders
5.98% Mutual Funds
3.28% Other Institutional Investors
33.54% Public Companies and
Individual Investors