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loanDepot, Inc. (LDI)
NYSE:LDI
LDI Stock Chart & Stats
$2.58
-$0.06(-3.71%)
At close: 4:00 PM EST
$2.58
-$0.06(-3.71%)
Day’s Range― - ―
52-Week Range$1.01 - $5.05
Previous CloseN/A
Volume280.49K
Average Volume (3M)6.07M
Market Cap
$859.75M
Enterprise Value$4.81B
Total Cash (Recent Filing)$459.16M
Total Debt (Recent Filing)$5.43B
Price to Earnings (P/E)―
Beta0.86
Next Earnings
Mar 17, 2026EPS Estimate
>-0.01Last Dividend Ex-Date
Apr 01, 2022Dividend YieldN/A
Share Statistics
EPS (TTM)-0.01
Shares Outstanding126,394,170
10 Day Avg. Volume4,843,430
30 Day Avg. Volume6,069,945
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)1.39
Price to Sales (P/S)0.36
P/FCF Ratio-0.42
Enterprise Value/Market Cap5.59
Enterprise Value/Revenue3.97
Enterprise Value/Gross Profit5.49
Enterprise Value/Ebitda-36.27
Forecast
1Y Price Target
$3.00Price Target Upside16.28% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)-0.19
Revenue Forecast (FY)$1.19B
Bulls Say, Bears Say
Bulls Say
Brand RecognitionAttractive brand recognition among consumers can support more effective lead generation versus other retail lenders.
Potential Policy ChangesThe stock has nearly doubled largely on the potential earnings benefit tied to media speculation for Trump to potentially declare a 'housing emergency,' which could focus on driving mortgage rates lower to improve homeowner affordability.
Profitability CatalystsThere could be more room to rally if a 'housing emergency' helps catalyze a return to profitability.
Bears Say
Interest Rate ChallengesIt's hard to see mortgage rates falling meaningfully below 6% without the 10-Yr note crossing below 4%, but there's still space for mortgage rates to drop in the very near-term.
Leverage And VolatilityThe company's riskier leverage versus peers is reinforced by the need to calibrate its liquidity position, as it carries more leverage and less liquidity than most major servicers.
Liquidity ConstraintsThere is limited room to source liquidity and cut expenses, which could restrict competitiveness and leave the company challenged to properly calibrate operations when rates are volatile.
loanDepot News
LDI FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was $1.01 and its highest was $5.05 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is $859.75M.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is Mar 17, 2026 which is in 116 days.
How were loanDepot, Inc.’s earnings last quarter?
loanDepot, Inc. released its earnings results on Nov 06, 2025. The company reported -$0.01 earnings per share for the quarter, beating the consensus estimate of -$0.022 by $0.012.
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Undervalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. pays a Quarterly dividend of $0.08 which represents an annual dividend yield of N/A. See more information on loanDepot, Inc. dividends here
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is >-0.01.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 126,394,170 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
loanDepot, Inc. reported an EPS of -$0.01 in its last earnings report, beating expectations of -$0.022. Following the earnings report the stock price went up 3.774%.
Which hedge fund is a major shareholder of loanDepot, Inc.?
Currently, no hedge funds are holding shares in LDI
loanDepot Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Sell
Average Price Target:
$3.00 (16.28% Upside)
$3.00 (16.28% Upside)
Blogger Sentiment
Bullish
LDI Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $20.6M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.8%
Last 30 Days ▼ 10.0%
Last 30 Days ▼ 10.0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
11.20%
12-Months-Change
Fundamentals
Return on Equity
-25.72%
Trailing 12-Months
Asset Growth
-2.69%
Trailing 12-Months
Company Description
loanDepot, Inc.
loanDepot (LDI) is a leading non-bank mortgage lender based in the United States, specializing in providing a wide range of home loan products and services. Founded in 2010, the company operates in the financial services sector, focusing primarily on residential mortgage lending, including conventional loans, FHA loans, VA loans, and refinancing options. loanDepot leverages advanced technology to streamline the mortgage process, offering customers a user-friendly online platform and personalized service through its network of licensed loan officers.
LDI Company Deck
LDI Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted several strategic changes and improvements in key financial metrics, such as increased rate lock volume and servicing fee income. However, these positives were offset by continued net losses, a decline in loan origination volume, and an increase in total expenses. The sentiment is balanced with both positive initiatives and ongoing challenges.View all LDI earnings summariesLDI Stock 12 Month Forecast
Average Price Target
$3.00
▲(16.28% Upside)
Technical Analysis
Ownership Overview
Currently, No data available
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