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LDI Stock Chart & Stats
$1.79
-$0.06(-3.71%)
At close: 4:00 PM EST
$1.79
-$0.06(-3.71%)
Day’s Range― - ―
52-Week Range$1.09 - $5.05
Previous CloseN/A
Volume280.49K
Average Volume (3M)1.85M
Market Cap
$371.61M
Enterprise Value$5.21B
Total Cash (Recent Filing)$357.19M
Total Debt (Recent Filing)$5.17B
Price to Earnings (P/E)―
Beta1.15
Next Earnings
Aug 11, 2026EPS Estimate
>-0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.34
Shares Outstanding231,707,950
10 Day Avg. Volume1,704,499
30 Day Avg. Volume1,849,085
Financial Highlights & Ratios
PEG Ratio0.16
Price to Book (P/B)1.86
Price to Sales (P/S)0.28
P/FCF Ratio-0.59
Enterprise Value/Market Cap14.01
Enterprise Value/Revenue3.61
Enterprise Value/Gross Profit4.41
Enterprise Value/Ebitda80.75
Forecast
1Y Price Target
$2.10Price Target Upside17.32% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering2
EPS Forecast (FY)-0.03
Revenue Forecast (FY)$1.35B
Bulls Say, Bears Say
Bulls Say
Channel Mix And MarginsA shift toward higher direct-channel volume has improved gain-on-sale margins, increasing revenue per loan and enhancing margin recovery potential.
Cost Controls And TechnologyCost controls under current leadership combined with a deep technology focus have preserved strong borrower recapture rates, supporting a clearer path to recovery in origination volumes.
Recapitalization OpportunityAnalyst highlights a recapitalization opportunity where selling equity or convertible debt at improved prices could steady leverage and fund future growth when mortgage rates ease.
Bears Say
Interest-rate Sensitivity And VolatilityStock performance shows outsized volatility tied to interest-rate movements, which fuels investor speculation and raises uncertainty about consistent returns.
Leverage And Financing StructureHigh leverage and a mix of secured and unsecured financing constrain the firm's ability to fully capture origination value and place downward pressure on the stock valuation.
Sector Headwinds On Production And MarginsPersistent high mortgage rates and elevated competition are pressuring production volume and margins, with funded originations falling and market share slightly declining.
loanDepot News
LDI FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was $1.09 and its highest was $5.05 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is $371.61M.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is Aug 11, 2026 which is in 31 days.
How were loanDepot, Inc.’s earnings last quarter?
loanDepot, Inc. released its earnings results on May 05, 2026. The company reported -$0.148 earnings per share for the quarter, missing the consensus estimate of -$0.048 by -$0.1.
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Undervalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. pays a Quarterly dividend of $0.08 which represents an annual dividend yield of N/A. See more information on loanDepot, Inc. dividends here
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is >-0.01.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 231,707,950 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
loanDepot, Inc. reported an EPS of -$0.148 in its last earnings report, missing expectations of -$0.048. Following the earnings report the stock price went down -6.04%.
Which hedge fund is a major shareholder of loanDepot, Inc.?
Currently, no hedge funds are holding shares in LDI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
loanDepot Stock Smart Score
Underperform
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Analyst Consensus
Moderate Sell
Average Price Target:
$2.10 (17.32% Upside)
$2.10 (17.32% Upside)
Blogger Sentiment
Bullish
LDI Sentiment 70%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 219.8K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 4.1%
Last 30 Days ▼ 4.1%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-25.00%
12-Months-Change
Fundamentals
Return on Equity
-32.25%
Trailing 12-Months
Asset Growth
12.93%
Trailing 12-Months
Company Description
loanDepot, Inc.
loanDepot, Inc. is a financial services company operating within the United States' residential mortgage industry. It manages the full lifecycle of home loans, from initial origination and financing through their eventual sale and ongoing servicing. The firm offers a comprehensive suite of mortgage products, including conventional agency-conforming loans, prime jumbo mortgages, federal assistance residential loans, and home equity financing. Beyond its lending activities, loanDepot provides various ancillary services, such as proprietary title and escrow settlement solutions, real estate referral programs, and diverse consumer insurance policies, particularly for homeowners. Established in 2010, the company's primary corporate office is situated in Foothill Ranch, California.
LDI Company Deck
LDI Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call communicated clear operational progress — including ramped hiring, wholesale reopening, a strategic partnership with Figure, the launch of the fast-turn 5x5 HomeLoan, and efficiency gains (marketing -12%, expense control) — that position the company for improved margins and faster funding cycles. However, near-term financials remain under pressure: adjusted net loss widened to $34M, revenue fell ~5.4%, gain-on-sale margins compressed to 271 bps (down 53 bps), origination volume was modestly down, servicing revenue was pressured, and cash decreased by $60M. Management provided constructive Q2 guidance (gain-on-sale margin 330–360 bps and higher origination guidance) and emphasized automation and hedging to manage volatility. Overall, operational momentum is strong but the financial headwinds this quarter balance those positives.View all LDI earnings summariesLDI Stock 12 Month Forecast
Average Price Target
$2.10
▲(17.32% Upside)
Technical Analysis
Ownership Overview
51.51% Insiders
5.99% Mutual Funds
<0.01% Other Institutional Investors
36.41% Public Companies and
Individual Investors