loanDepot, Inc. (LDI)
NYSE:LDI
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LDI Stock Chart & Stats
$1.79
-$0.06(-3.71%)
At close: 4:00 PM EST
$1.79
-$0.06(-3.71%)
Day’s Range― - ―
52-Week Range$1.02 - $5.05
Previous CloseN/A
Volume280.49K
Average Volume (3M)2.52M
Market Cap
$362.38M
Enterprise Value$5.21B
Total Cash (Recent Filing)$337.23M
Total Debt (Recent Filing)$5.04B
Price to Earnings (P/E)―
Beta1.11
Next Earnings
May 05, 2026EPS Estimate
-0.05Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.29
Shares Outstanding230,814,910
10 Day Avg. Volume2,083,818
30 Day Avg. Volume2,519,471
Financial Highlights & Ratios
PEG Ratio0.16
Price to Book (P/B)1.86
Price to Sales (P/S)0.28
P/FCF Ratio-0.59
Enterprise Value/Market Cap14.37
Enterprise Value/Revenue3.89
Enterprise Value/Gross Profit4.96
Enterprise Value/Ebitda-2.47K
Forecast
1Y Price Target
$1.80Price Target Upside0.56% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)0.11
Revenue Forecast (FY)$1.41B
Bulls Say, Bears Say
Bulls Say
Channel Mix And MarginsA shift toward higher direct-channel volume has improved gain-on-sale margins, increasing revenue per loan and enhancing margin recovery potential.
Cost Controls And TechnologyCost controls under current leadership combined with a deep technology focus have preserved strong borrower recapture rates, supporting a clearer path to recovery in origination volumes.
Recapitalization OpportunityAnalyst highlights a recapitalization opportunity where selling equity or convertible debt at improved prices could steady leverage and fund future growth when mortgage rates ease.
Bears Say
Interest-rate Sensitivity And VolatilityStock performance shows outsized volatility tied to interest-rate movements, which fuels investor speculation and raises uncertainty about consistent returns.
Leverage And Financing StructureHigh leverage and a mix of secured and unsecured financing constrain the firm's ability to fully capture origination value and place downward pressure on the stock valuation.
Sector Headwinds On Production And MarginsPersistent high mortgage rates and elevated competition are pressuring production volume and margins, with funded originations falling and market share slightly declining.
loanDepot News
LDI FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was $1.02 and its highest was $5.05 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is $362.38M.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is May 05, 2026 which is today.
How were loanDepot, Inc.’s earnings last quarter?
Currently, no data Available
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Undervalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. pays a Quarterly dividend of $0.08 which represents an annual dividend yield of N/A. See more information on loanDepot, Inc. dividends here
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is -0.05.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 230,814,910 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of loanDepot, Inc.?
Currently, no hedge funds are holding shares in LDI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
loanDepot Stock Smart Score
Underperform
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Analyst Consensus
Moderate Sell
Average Price Target:
$1.80 (0.56% Upside)
$1.80 (0.56% Upside)
Blogger Sentiment
Bullish
LDI Sentiment 100%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.8%
Last 30 Days ▼ 2.9%
Last 30 Days ▼ 2.9%
Technicals
SMA
Negative
20 days / 200 days
Momentum
62.72%
12-Months-Change
Fundamentals
Return on Equity
-24.39%
Trailing 12-Months
Asset Growth
8.10%
Trailing 12-Months
Company Description
loanDepot, Inc.
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.
LDI Company Deck
LDI Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of clear operational progress and near-term financial pressures. Positives include strong sequential origination growth (Q4 originations +23% q/q), pull-through lock volume growth (+4% q/q), a 71% servicing recapture rate, full-year 2025 adjusted revenue up 10% YoY, and a 31% YoY reduction in adjusted net loss driven by revenue growth and tight expense control. Management highlighted successful early AI/digital initiatives and provided constructive Q1 guidance. Offsetting these gains, Q4 showed a wider adjusted net loss vs. Q3, a modest q/q revenue decline, gain-on-sale margin compression (down 15 bps q/q), higher MSR amortization and growing personnel costs, along with a $122 million q/q cash draw. Management emphasized investments for scale and profitability but acknowledged near-term margin and expense headwinds. Overall, the operational and strategic improvements are meaningful but balanced by short-term profitability and margin challenges.View all LDI earnings summariesLDI Stock 12 Month Forecast
Average Price Target
$1.80
▲(0.56% Upside)
Technical Analysis
Ownership Overview
52.19% Insiders
5.00% Mutual Funds
1.29% Other Institutional Investors
35.73% Public Companies and
Individual Investors