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loanDepot, Inc. (LDI)
NYSE:LDI
LDI Stock Chart & Stats
$3.20
-$0.06(-3.71%)
At close: 4:00 PM EST
$3.20
-$0.06(-3.71%)
Day’s Range― - ―
52-Week Range$1.01 - $5.05
Previous CloseN/A
Volume280.49K
Average Volume (3M)4.08M
Market Cap
$1.07B
Enterprise Value$4.81B
Total Cash (Recent Filing)$459.16M
Total Debt (Recent Filing)$5.43B
Price to Earnings (P/E)―
Beta0.75
Next Earnings
Mar 17, 2026EPS Estimate
-0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.01
Shares Outstanding126,394,170
10 Day Avg. Volume5,478,797
30 Day Avg. Volume4,075,269
Financial Highlights & Ratios
PEG Ratio0.24
Price to Book (P/B)1.39
Price to Sales (P/S)0.36
P/FCF Ratio-0.42
Enterprise Value/Market Cap4.51
Enterprise Value/Revenue3.97
Enterprise Value/Gross Profit5.49
Enterprise Value/Ebitda-36.27
Forecast
1Y Price Target
$2.08Price Target Upside-35.00% Downside
Rating ConsensusModerate Sell
Number of Analyst Covering2
EPS Forecast (FY)0.17
Revenue Forecast (FY)$1.47B
Bulls Say, Bears Say
Bulls Say
Channel Mix OptimizationA shift toward higher direct-channel volume increased gain-on-sale margins, highlighting benefits from a more favorable sales mix.
Cost Control And Margin ImprovementSignificant progress in reducing costs and increasing purchase volume has helped expand margins, underscoring the impact of expense management on profitability.
Earnings BeatAdjusted EPS exceeded consensus driven by stronger revenue growth, supporting expectations for improved earnings momentum.
Bears Say
Interest Rate And Competition PressureElevated mortgage rates combined with intensified competition are constraining production volumes and compressing margins, creating headwinds for revenue growth.
Origination Volume And Market Share DeclineFunded originations have decreased and market share has slipped, signaling pressure on core volume generation and potential weakening of top-line performance.
Profitability Execution RiskSustainable profitability appears to require further growth initiatives and additional expense reductions along with lower mortgage rates, posing execution risk if those conditions are not met.
loanDepot News
LDI FAQ
What was loanDepot, Inc.’s price range in the past 12 months?
loanDepot, Inc. lowest stock price was $1.01 and its highest was $5.05 in the past 12 months.
What is loanDepot, Inc.’s market cap?
loanDepot, Inc.’s market cap is $1.07B.
When is loanDepot, Inc.’s upcoming earnings report date?
loanDepot, Inc.’s upcoming earnings report date is Mar 17, 2026 which is in 57 days.
How were loanDepot, Inc.’s earnings last quarter?
loanDepot, Inc. released its earnings results on Nov 06, 2025. The company reported -$0.01 earnings per share for the quarter, beating the consensus estimate of -$0.022 by $0.012.
Is loanDepot, Inc. overvalued?
According to Wall Street analysts loanDepot, Inc.’s price is currently Overvalued.
Does loanDepot, Inc. pay dividends?
loanDepot, Inc. pays a Quarterly dividend of $0.08 which represents an annual dividend yield of N/A. See more information on loanDepot, Inc. dividends here
What is loanDepot, Inc.’s EPS estimate?
loanDepot, Inc.’s EPS estimate is -0.02.
How many shares outstanding does loanDepot, Inc. have?
loanDepot, Inc. has 126,394,170 shares outstanding.
What happened to loanDepot, Inc.’s price movement after its last earnings report?
loanDepot, Inc. reported an EPS of -$0.01 in its last earnings report, beating expectations of -$0.022. Following the earnings report the stock price went up 3.774%.
Which hedge fund is a major shareholder of loanDepot, Inc.?
Currently, no hedge funds are holding shares in LDI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
loanDepot Stock Smart Score
Neutral
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Analyst Consensus
Moderate Sell
Average Price Target:
$2.08 (-35.00% Downside)
$2.08 (-35.00% Downside)
Blogger Sentiment
Bullish
LDI Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $5.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days <0.1%
Last 30 Days ▲ 7.8%
Last 30 Days ▲ 7.8%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
78.77%
12-Months-Change
Fundamentals
Return on Equity
-25.72%
Trailing 12-Months
Asset Growth
-2.69%
Trailing 12-Months
Company Description
loanDepot, Inc.
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. It offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. The company also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Foothill Ranch, California.
LDI Company Deck
LDI Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted several strategic changes and improvements in key financial metrics, such as increased rate lock volume and servicing fee income. However, these positives were offset by continued net losses, a decline in loan origination volume, and an increase in total expenses. The sentiment is balanced with both positive initiatives and ongoing challenges.View all LDI earnings summariesLDI Stock 12 Month Forecast
Average Price Target
$2.08
▼(-35.00% Downside)
Technical Analysis
Ownership Overview
Currently, No data available
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