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loanDepot, Inc. (LDI)
NYSE:LDI
US Market
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loanDepot (LDI) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Mar 17, 2026
Before Open (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
>-0.01
Last Year’s EPS
0.16
Same Quarter Last Year
Moderate Sell
Based on 3 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 06, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call highlighted several strategic changes and improvements in key financial metrics, such as increased rate lock volume and servicing fee income. However, these positives were offset by continued net losses, a decline in loan origination volume, and an increase in total expenses. The sentiment is balanced with both positive initiatives and ongoing challenges.
Company Guidance
During loanDepot's Third Quarter 2025 Earnings Call, the company provided guidance on several key financial metrics. The pull-through weighted rate lock volume was reported at $7 billion, marking a 10% increase from the previous quarter, which was within the guidance range of $5.25 billion to $7.25 billion. The company also saw an adjusted net loss decrease to $3 million from $16 million in the second quarter, primarily due to higher lock volume and servicing revenue. The pull-through weighted gain on sale margin was 339 basis points, aligning with the guidance range of 325 to 350 basis points. Loan origination volume stood at $6.5 billion, slightly down by 3% from the prior quarter but within the expected range of $5 billion to $7 billion. Looking ahead to the fourth quarter, loanDepot anticipates pull-through weighted lock volume between $6 billion and $8 billion and origination volume between $6.5 billion and $8.5 billion, with a gain on sale margin projected between 300 and 325 basis points. Total expenses are expected to rise due to higher volume-related expenses, although the company remains focused on maintaining profitability and a strong balance sheet.
Increase in Pull-Through Weighted Rate Lock Volume
The third quarter saw a 10% increase in pull-through weighted rate lock volume, reaching $7 billion compared to $6.3 billion in the prior quarter.
Higher Servicing Fee Income
Servicing fee income increased from $108 million in Q2 2025 to $112 million in Q3 2025, reflecting an increase in the unpaid principal balance of the servicing portfolio.
New Leadership and Strategic Initiatives
loanDepot initiated a business transformation with new leadership across all origination channels and introduced AI capabilities to improve performance and reduce costs.
Cash Position Improvement
The company ended the quarter with $459 million in cash, increasing by $51 million from the second quarter.

loanDepot (LDI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

LDI Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 17, 2026
2025 (Q4)
>-0.01 / -
0.161
Nov 06, 2025
2025 (Q3)
-0.02 / -0.01
0.027-137.04% (-0.04)
Aug 07, 2025
2025 (Q2)
-0.04 / -0.07
-0.0918.89% (+0.02)
May 06, 2025
2025 (Q1)
-0.07 / -0.08
-0.20261.39% (+0.12)
Mar 11, 2025
2024 (Q4)
>-0.01 / 0.16
-0.082296.34% (+0.24)
Nov 05, 2024
2024 (Q3)
-0.04 / 0.03
-0.067140.30% (+0.09)
Aug 06, 2024
2024 (Q2)
-0.09 / -0.09
-0.11219.64% (+0.02)
May 07, 2024
2024 (Q1)
-0.06 / -0.20
-0.188-7.45% (-0.01)
Mar 12, 2024
2023 (Q4)
-0.07 / -0.08
-0.34776.37% (+0.26)
Nov 07, 2023
2023 (Q3)
-0.08 / -0.07
-0.36681.69% (+0.30)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

LDI Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 06, 2025
$2.65$2.75+3.77%
Aug 07, 2025
$1.74$1.73-0.57%
May 06, 2025
$1.02$1.13+10.78%
Mar 11, 2025
$1.61$1.47-8.70%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does loanDepot, Inc. (LDI) report earnings?
loanDepot, Inc. (LDI) is schdueled to report earning on Mar 17, 2026, Before Open (Confirmed).
    What is loanDepot, Inc. (LDI) earnings time?
    loanDepot, Inc. (LDI) earnings time is at Mar 17, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is LDI EPS forecast?
          LDI EPS forecast for the fiscal quarter 2025 (Q4) is >-0.01.
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