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loanDepot, Inc. (LDI)
NYSE:LDI
US Market
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loanDepot (LDI) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Nov 11, 2025
Before Open (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
-0.01
Last Year’s EPS
0.03
Same Quarter Last Year
Based on 4 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Aug 07, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call highlighted several positive developments, including increased rate lock and origination volumes, reduced adjusted net loss, and growth in servicing fee income. The company's focus on digital transformation and leadership changes are poised to drive future growth. However, challenges remain with a continued adjusted net loss, a decrease in gain on sale margin, and expected expense increases in the next quarter.
Company Guidance
During the loanDepot Second Quarter 2025 Earnings Call, guidance was provided regarding several key financial metrics and future outlooks. The company reported an adjusted net loss of $16 million, an improvement from the $25 million loss in the previous quarter, attributed to higher lock volume and reduced expenses. Pull-through weighted rate lock volume increased by 17% to $6.3 billion, and loan origination volume rose by 30% to $6.7 billion, both aligning with prior guidance ranges. The pull-through weighted gain on sale margin for the quarter was 330 basis points, within the projected range of 300 to 350 basis points. Looking ahead to the third quarter, the company expects pull-through weighted lock volume between $5.25 billion and $7.25 billion and origination volume between $5 billion and $7 billion, with a gain on sale margin anticipated to be between 325 and 350 basis points. The guidance also reflects anticipated increases in total expenses due to the exclusion of second-quarter one-time benefits. The company emphasized its focus on enhancing technology and operating efficiencies to drive profitable growth and market share expansion amidst market volatility and high mortgage interest rates.
Increase in Rate Lock Volume and Origination Volume
The second quarter saw a 17% increase in pull-through weighted rate lock volume to $6.3 billion and a 30% increase in loan origination volume to $6.7 billion, indicating higher home buying activity and operational improvements.
Adjusted Net Loss Reduction
The company reported an adjusted net loss of $16 million, down from $25 million in the previous quarter, primarily due to higher lock volume and lower expenses.
Servicing Fee Income Growth
Servicing fee income increased to $108 million from $104 million in the previous quarter, reflecting an increase in the unpaid principal balance of the servicing portfolio.
Leadership Additions for Digital Transformation
The addition of Chief Digital Officer Dominick Marchetti and Chief Innovation Officer Sean DeJulia aims to drive digital transformation and innovation, enhancing technology-powered efficiency.

loanDepot (LDI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

LDI Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Nov 11, 2025
2025 (Q3)
-0.01 / -
0.027
Aug 07, 2025
2025 (Q2)
-0.04 / -0.07
-0.0918.89% (+0.02)
May 06, 2025
2025 (Q1)
-0.07 / -0.08
-0.20261.39% (+0.12)
Mar 11, 2025
2024 (Q4)
>-0.01 / 0.16
-0.082296.34% (+0.24)
Nov 05, 2024
2024 (Q3)
-0.04 / 0.03
-0.067140.30% (+0.09)
Aug 06, 2024
2024 (Q2)
-0.09 / -0.09
-0.11219.64% (+0.02)
May 07, 2024
2024 (Q1)
-0.06 / -0.20
-0.188-7.45% (-0.01)
Mar 12, 2024
2023 (Q4)
-0.07 / -0.08
-0.34776.37% (+0.26)
Nov 07, 2023
2023 (Q3)
-0.08 / -0.07
-0.36681.69% (+0.30)
Aug 08, 2023
2023 (Q2)
-0.13 / -0.11
-0.48576.91% (+0.37)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

LDI Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Aug 07, 2025
$1.74$1.73-0.57%
May 06, 2025
$1.02$1.13+10.78%
Mar 11, 2025
$1.61$1.47-8.70%
Nov 05, 2024
$2.15$2.57+19.53%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does loanDepot, Inc. (LDI) report earnings?
loanDepot, Inc. (LDI) is schdueled to report earning on Nov 11, 2025, Before Open (Confirmed).
    What is loanDepot, Inc. (LDI) earnings time?
    loanDepot, Inc. (LDI) earnings time is at Nov 11, 2025, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is LDI EPS forecast?
          LDI EPS forecast for the fiscal quarter 2025 (Q3) is -0.01.
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