loanDepot, Inc. (LDI)
NYSE:LDI
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Total Valuation
loanDepot has a market cap or net worth of $402.01M. The enterprise value is $5.20B.
Market Cap$402.01M
Enterprise Value$5.20B
Share Statistics
loanDepot has 231,707,950 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding231,707,950
Owned by Insiders51.99%
Owned by Institutions2.89%
Financial Efficiency
loanDepot’s return on equity (ROE) is -0.27 and return on invested capital (ROIC) is 42.85%.
Return on Equity (ROE)-0.27
Return on Assets (ROA)>-0.01
Return on Invested Capital (ROIC)42.85%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee313.63K
Profits Per Employee-21.94K
Employee Count4,900
Asset Turnover0.22
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of loanDepot is ―. loanDepot’s PEG ratio is 0.16.
PE Ratio―
PS Ratio0.28
PB Ratio1.86
Price to Fair Value1.86
Price to FCF-0.59
Price to Operating Cash Flow-0.37
PEG Ratio0.16
Income Statement
In the last 12 months, loanDepot had revenue of 1.54B and earned -62.65M in profits. Earnings per share was -0.30.
Revenue1.54B
Gross Profit1.36B
Operating Income203.21M
Pretax Income-120.53M
Net Income-62.65M
EBITDA229.43M
Earnings Per Share (EPS)-0.30
Cash Flow
In the last 12 months, operating cash flow was -696.97M and capital expenditures -28.15M, giving a free cash flow of -725.12M billion.
Operating Cash Flow-696.97M
Free Cash Flow-725.12M
Free Cash Flow per Share-3.13
Dividends & Yields
loanDepot pays an annual dividend of $0.08, resulting in a dividend yield of ―
Dividend Per Share$0.08
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.09
52-Week Price Change-4.20%
50-Day Moving Average1.48
200-Day Moving Average2.32
Relative Strength Index (RSI)31.93
Average Volume (3m)1.99M
Important Dates
loanDepot upcoming earnings date is Aug 11, 2026, Before Open (Confirmed).
Last Earnings DateMay 5, 2026
Next Earnings DateAug 11, 2026
Ex-Dividend Date―
Financial Position
loanDepot as a current ratio of 0.12, with Debt / Equity ratio of 2532.44%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap11.45
Net Debt to EBITDA20.49
Interest Coverage Ratio0.63
Taxes
In the past 12 months, loanDepot has paid -13.00M in taxes.
Income Tax-13.00M
Effective Tax Rate0.11
Enterprise Valuation
loanDepot EV to EBITDA ratio is 22.39, with an EV/FCF ratio of -6.99.
EV to Sales3.34
EV to EBITDA22.39
EV to Free Cash Flow-6.99
EV to Operating Cash Flow-7.26
Balance Sheet
loanDepot has $357.19M in cash and marketable securities with $5.17B in debt, giving a net cash position of -$4.82B billion.
Cash & Marketable Securities$357.19M
Total Debt$5.17B
Net Cash-$4.82B
Net Cash Per Share-$20.78
Tangible Book Value Per Share-$6.03
Margins
Gross margin is 81.79%, with operating margin of 13.22%, and net profit margin of -4.08%.
Gross Margin81.79%
Operating Margin13.22%
Pretax Margin-7.84%
Net Profit Margin-4.08%
EBITDA Margin14.93%
EBIT Margin13.22%
Analyst Forecast
The average price target for loanDepot is $1.80, which is 11.43% higher than the current price. The consensus rating is Moderate Sell
Price Target$1.80
Price Target Upside0.56% Upside
Analyst ConsensusModerate Sell
Analyst Count3
Revenue Growth Forecast14.29%
EPS Growth Forecast21.88%