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PennyMac Financial (PFSI)
NYSE:PFSI
Earnings Data
Report Date
Jan 29, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
3.33Last Year’s EPS
1.95Same Quarter Last Year
Moderate Buy
Based on 6 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance and strategic achievements, including a high return on equity, successful MSR sale, and market leadership in lending channels. However, there were challenges such as a decline in correspondent volume, seasonal impacts, and increased expenses.Company Guidance
Strong Return on Equity
Achieved an 18% return on equity on both a GAAP and operating basis, demonstrating the earnings power of PennyMac's business model.
Strategic MSR Sale
Completed the sale of MSRs with an unpaid principal balance of $12 billion to Annaly Capital Management, freeing up capital for higher return opportunities.
Market Leadership in Correspondent Lending
Generated over $100 billion in UPB of correspondent production in the last 12 months, achieving an estimated market share of approximately 20% in 2025.
Growth in Broker Direct Channel
Broker direct market share expanded to just under 6%, with a goal to reach more than 10% by the end of 2026.
Increase in Consumer Direct Origination Volumes
Consumer direct origination volumes up 12% and lock volumes up 57% from the prior quarter, driven by refinance activities.
Significant Servicing Portfolio Growth
Servicing portfolio grew to $717 billion in unpaid principal balance, contributing significantly to pre-tax income.
Successful Hedging Strategy
Hedge results offset the vast majority of MSR fair value declines, demonstrating robust financial stability and risk management.
PFSI Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PFSI Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 21, 2025 | $120.91 | $129.57 | +7.16% |
Jul 22, 2025 | $103.94 | $96.28 | -7.37% |
Apr 22, 2025 | $95.83 | $93.18 | -2.77% |
Jan 30, 2025 | $113.80 | $103.76 | -8.82% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does PennyMac Financial (PFSI) report earnings?
PennyMac Financial (PFSI) is schdueled to report earning on Jan 29, 2026, After Close (Confirmed).
What is PennyMac Financial (PFSI) earnings time?
PennyMac Financial (PFSI) earnings time is at Jan 29, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is PFSI EPS forecast?
PFSI EPS forecast for the fiscal quarter 2025 (Q4) is 3.33.