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Velocity Financial (VEL)
NYSE:VEL
Earnings Data
Report Date
Mar 05, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.62Last Year’s EPS
0.6Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted notable achievements including record pretax earnings, strong production volumes, and a successful securitization partnership. However, concerns were raised regarding increased net loss from loan charge-offs and REO activities. Despite these concerns, the positive highlights significantly outweighed the lowlights.Company Guidance
Record Pretax Earnings
Velocity Financial achieved a record pretax earnings increase of 66.5% in the third quarter of 2025.
Significant Growth in Production Volumes
The company reported production volumes of $739 million, marking a new record and demonstrating continued strong demand for their product.
Stable Portfolio with Attractive Risk-Adjusted Spreads
The weighted average portfolio loan-to-value declined to 65.5% and coupons remained on target at 10.5%, resulting in a stable net interest margin (NIM) of 360 basis points.
Successful Securitization Partnership
The company closed its first-ever single counterparty securitization of new production with a top-tier money manager, reducing transaction costs and diversifying funding options.
Strong Year-Over-Year Portfolio Growth
The overall loan portfolio increased by 32% year-over-year, reaching just under $6.3 billion in unpaid principal balance (UPB).
VEL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
VEL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 06, 2025 | $18.74 | $18.91 | +0.91% |
Aug 07, 2025 | $16.33 | $17.58 | +7.65% |
May 01, 2025 | $17.85 | $17.12 | -4.09% |
Mar 06, 2025 | $18.88 | $20.48 | +8.47% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Velocity Financial (VEL) report earnings?
Velocity Financial (VEL) is schdueled to report earning on Mar 05, 2026, Before Open (Confirmed).
What is Velocity Financial (VEL) earnings time?
Velocity Financial (VEL) earnings time is at Mar 05, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is VEL EPS forecast?
VEL EPS forecast for the fiscal quarter 2025 (Q4) is 0.62.