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Velocity Financial (VEL)
NYSE:VEL
US Market

Velocity Financial (VEL) Stock Statistics & Valuation Metrics

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Total Valuation

Velocity Financial has a market cap or net worth of $676.19M. The enterprise value is $3.54B.
Market Cap$676.19M
Enterprise Value$3.54B

Share Statistics

Velocity Financial has 36,491,520 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding36,491,520
Owned by Insiders4.58%
Owned by Institutions58.48%

Financial Efficiency

Velocity Financial’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is -183.35%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-183.35%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee685.23K
Profits Per Employee221.57K
Employee Count309
Asset Turnover0.04
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Velocity Financial is 9.34. Velocity Financial’s PEG ratio is -0.42.
PE Ratio9.34
PS Ratio0.00
PB Ratio0.82
Price to Fair Value1.24
Price to FCF6.37
Price to Operating Cash Flow6.33
PEG Ratio-0.42

Income Statement

In the last 12 months, Velocity Financial had revenue of 211.74M and earned 68.42M in profits. Earnings per share was 2.12.
Revenue211.74M
Gross Profit211.74M
Operating Income101.40M
Pretax Income96.39M
Net Income68.42M
EBITDA0.00
Earnings Per Share (EPS)2.12

Cash Flow

In the last 12 months, operating cash flow was 30.71M and capital expenditures -327.00K, giving a free cash flow of 30.38M billion.
Operating Cash Flow30.71M
Free Cash Flow30.38M
Free Cash Flow per Share0.83

Dividends & Yields

Velocity Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.32
52-Week Price Change1.64%
50-Day Moving Average17.32
200-Day Moving Average18.83
Relative Strength Index (RSI)63.30
Average Volume (3m)173.63K

Important Dates

Velocity Financial upcoming earnings date is Jul 31, 2025, TBA Not Confirmed.
Last Earnings DateMay 1, 2025
Next Earnings DateJul 31, 2025
Ex-Dividend Date

Financial Position

Velocity Financial as a current ratio of 0.17, with Debt / Equity ratio of 869.65%
Current Ratio0.17
Quick Ratio0.17
Debt to Market Cap7.61
Net Debt to EBITDA0.00
Interest Coverage Ratio0.41

Taxes

In the past 12 months, Velocity Financial has paid 27.93M in taxes.
Income Tax27.93M
Effective Tax Rate0.29

Enterprise Valuation

Velocity Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 145.42.
EV to Sales25.73
EV to EBITDA0.00
EV to Free Cash Flow145.42
EV to Operating Cash Flow144.30

Balance Sheet

Velocity Financial has $51.68M in cash and marketable securities with $0.00 in debt, giving a net cash position of -$51.68M billion.
Cash & Marketable Securities$51.68M
Total Debt$0.00
Net Cash-$51.68M
Net Cash Per Share-$1.42
Tangible Book Value Per Share$15.72

Margins

Gross margin is 86.32%, with operating margin of 47.89%, and net profit margin of 32.31%.
Gross Margin86.32%
Operating Margin47.89%
Pretax Margin45.52%
Net Profit Margin32.31%
EBITDA Margin0.00%
EBIT Margin-0.94%

Analyst Forecast

The average price target for Velocity Financial is $22.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$22.00
Price Target Upside18.73% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast32.62%
EPS Growth Forecast16.91%

Scores

Smart Score4
AI Score68
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