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Total Valuation
Velocity Financial has a market cap or net worth of $728.97M. The enterprise value is $7.30B.
Market Cap$728.97M
Enterprise Value$7.30B
Share Statistics
Velocity Financial has 39,255,280 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding39,255,280
Owned by Insiders4.27%
Owned by Institutions54.35%
Financial Efficiency
Velocity Financial’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 5.09%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.09%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee2.31M
Profits Per Employee339.75K
Employee Count309
Asset Turnover0.10
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Velocity Financial is 6.6. Velocity Financial’s PEG ratio is 0.21.
PE Ratio6.6
PS Ratio1.07
PB Ratio1.14
Price to Fair Value1.14
Price to FCF42.79
Price to Operating Cash Flow26.90
PEG Ratio0.21
Income Statement
In the last 12 months, Velocity Financial had revenue of 714.45M and earned 105.05M in profits. Earnings per share was 2.81.
Revenue714.45M
Gross Profit681.04M
Operating Income511.29M
Pretax Income146.24M
Net Income105.05M
EBITDA511.29M
Earnings Per Share (EPS)2.81
Cash Flow
In the last 12 months, operating cash flow was 26.67M and capital expenditures -342.00K, giving a free cash flow of 26.32M billion.
Operating Cash Flow26.67M
Free Cash Flow26.32M
Free Cash Flow per Share0.67
Dividends & Yields
Velocity Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.20
52-Week Price Change-0.38%
50-Day Moving Average17.99
200-Day Moving Average18.61
Relative Strength Index (RSI)65.39
Average Volume (3m)70.03K
Important Dates
Velocity Financial upcoming earnings date is Jul 30, 2026, Before Open (Confirmed).
Last Earnings DateMay 6, 2026
Next Earnings DateJul 30, 2026
Ex-Dividend Date―
Financial Position
Velocity Financial as a current ratio of 0.63, with Debt / Equity ratio of 969.49%
Current Ratio0.63
Quick Ratio0.63
Debt to Market Cap8.55
Net Debt to EBITDA12.61
Interest Coverage Ratio1.40
Taxes
In the past 12 months, Velocity Financial has paid 41.26M in taxes.
Income Tax41.26M
Effective Tax Rate0.28
Enterprise Valuation
Velocity Financial EV to EBITDA ratio is 14.10, with an EV/FCF ratio of 403.27.
EV to Sales10.09
EV to EBITDA14.10
EV to Free Cash Flow403.27
EV to Operating Cash Flow397.03
Balance Sheet
Velocity Financial has $87.05M in cash and marketable securities with $6.72B in debt, giving a net cash position of -$6.63B billion.
Cash & Marketable Securities$87.05M
Total Debt$6.72B
Net Cash-$6.63B
Net Cash Per Share-$169.02
Tangible Book Value Per Share$17.80
Margins
Gross margin is 68.57%, with operating margin of 71.56%, and net profit margin of 14.70%.
Gross Margin68.57%
Operating Margin71.56%
Pretax Margin20.47%
Net Profit Margin14.70%
EBITDA Margin71.56%
EBIT Margin71.56%
Analyst Forecast
The average price target for Velocity Financial is $22.75, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$22.75
Price Target Upside14.32% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast38.14%
EPS Growth Forecast34.02%