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Velocity Financial (VEL)
NYSE:VEL
Total Valuation
Velocity Financial has a market cap or net worth of $789.28M. The enterprise value is $690.32M.
Market Cap$789.28M
Enterprise Value$690.32M
Share Statistics
Velocity Financial has 38,900,030 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding38,900,030
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Velocity Financial’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 1.27%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.27%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee1.56M
Profits Per Employee221.57K
Employee Count309
Asset Turnover0.09
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Velocity Financial is 8.5. Velocity Financial’s PEG ratio is 0.32.
PE Ratio8.5
PS Ratio1.32
PB Ratio1.24
Price to Fair Value1.24
Price to FCF17.05
Price to Operating Cash Flow13.81
PEG Ratio0.32
Income Statement
In the last 12 months, Velocity Financial had revenue of 482.78M and earned 68.42M in profits. Earnings per share was 2.07.
Revenue482.78M
Gross Profit210.56M
Operating Income96.39M
Pretax Income96.39M
Net Income68.42M
EBITDA98.39M
Earnings Per Share (EPS)2.07
Cash Flow
In the last 12 months, operating cash flow was 55.92M and capital expenditures -421.00K, giving a free cash flow of 55.50M billion.
Operating Cash Flow55.92M
Free Cash Flow55.50M
Free Cash Flow per Share1.43
Dividends & Yields
Velocity Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.19
52-Week Price Change10.27%
50-Day Moving Average19.30
200-Day Moving Average18.33
Relative Strength Index (RSI)59.62
Average Volume (3m)70.03K
Important Dates
Velocity Financial upcoming earnings date is Mar 11, 2026, Before Open (Confirmed).
Last Earnings DateNov 6, 2025
Next Earnings DateMar 11, 2026
Ex-Dividend Date―
Financial Position
Velocity Financial as a current ratio of 0.43, with Debt / Equity ratio of 0.00%
Current Ratio0.43
Quick Ratio0.43
Debt to Market Cap7.61
Net Debt to EBITDA48.88
Interest Coverage Ratio0.39
Taxes
In the past 12 months, Velocity Financial has paid 27.93M in taxes.
Income Tax27.93M
Effective Tax Rate0.29
Enterprise Valuation
Velocity Financial EV to EBITDA ratio is 55.37, with an EV/FCF ratio of 145.41.
EV to Sales11.28
EV to EBITDA55.37
EV to Free Cash Flow145.41
EV to Operating Cash Flow144.30
Balance Sheet
Velocity Financial has $98.96M in cash and marketable securities with $0.00 in debt, giving a net cash position of $98.96M billion.
Cash & Marketable Securities$98.96M
Total Debt$0.00
Net Cash$98.96M
Net Cash Per Share$2.54
Tangible Book Value Per Share$15.30
Margins
Gross margin is 51.25%, with operating margin of 19.97%, and net profit margin of 14.17%.
Gross Margin51.25%
Operating Margin19.97%
Pretax Margin19.97%
Net Profit Margin14.17%
EBITDA Margin20.38%
EBIT Margin19.97%
Analyst Forecast
The average price target for Velocity Financial is $22.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$22.50
Price Target Upside10.89% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast36.73%
EPS Growth Forecast27.50%