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Velocity Financial (VEL)
NYSE:VEL
US Market
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Velocity Financial (VEL) Stock Statistics & Valuation Metrics

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Total Valuation

Velocity Financial has a market cap or net worth of $713.82M. The enterprise value is $6.74B.
Market Cap$713.82M
Enterprise Value$6.74B

Share Statistics

Velocity Financial has 38,900,030 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding38,900,030
Owned by Insiders
Owned by Institutions

Financial Efficiency

Velocity Financial’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 15.68%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)15.68%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee1.56M
Profits Per Employee221.57K
Employee Count309
Asset Turnover0.08
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Velocity Financial is 7.7. Velocity Financial’s PEG ratio is 0.32.
PE Ratio7.7
PS Ratio1.42
PB Ratio1.24
Price to Fair Value1.24
Price to FCF17.05
Price to Operating Cash Flow12.42
PEG Ratio0.32

Income Statement

In the last 12 months, Velocity Financial had revenue of 482.78M and earned 68.42M in profits. Earnings per share was 2.07.
Revenue482.78M
Gross Profit210.56M
Operating Income96.39M
Pretax Income96.39M
Net Income68.42M
EBITDA98.39M
Earnings Per Share (EPS)2.07

Cash Flow

In the last 12 months, operating cash flow was 55.92M and capital expenditures -421.00K, giving a free cash flow of 55.50M billion.
Operating Cash Flow55.92M
Free Cash Flow55.50M
Free Cash Flow per Share1.43

Dividends & Yields

Velocity Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.28
52-Week Price Change-9.94%
50-Day Moving Average18.38
200-Day Moving Average18.16
Relative Strength Index (RSI)48.95
Average Volume (3m)60.15K

Important Dates

Velocity Financial upcoming earnings date is Mar 5, 2026, Before Open (Confirmed).
Last Earnings DateNov 6, 2025
Next Earnings DateMar 5, 2026
Ex-Dividend Date

Financial Position

Velocity Financial as a current ratio of 0.00, with Debt / Equity ratio of 0.00%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap7.61
Net Debt to EBITDA0.00
Interest Coverage Ratio0.41

Taxes

In the past 12 months, Velocity Financial has paid 27.93M in taxes.
Income Tax27.93M
Effective Tax Rate0.29

Enterprise Valuation

Velocity Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 145.42.
EV to Sales12.08
EV to EBITDA0.00
EV to Free Cash Flow145.42
EV to Operating Cash Flow144.30

Balance Sheet

Velocity Financial has $98.96M in cash and marketable securities with $0.00 in debt, giving a net cash position of $98.96M billion.
Cash & Marketable Securities$98.96M
Total Debt$0.00
Net Cash$98.96M
Net Cash Per Share$2.54
Tangible Book Value Per Share$15.30

Margins

Gross margin is 69.93%, with operating margin of 22.48%, and net profit margin of 15.17%.
Gross Margin69.93%
Operating Margin22.48%
Pretax Margin21.37%
Net Profit Margin15.17%
EBITDA Margin0.00%
EBIT Margin-0.44%

Analyst Forecast

The average price target for Velocity Financial is $22.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$22.50
Price Target Upside22.28% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast36.73%
EPS Growth Forecast27.50%

Scores

Smart Score3
AI Score
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