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Velocity Financial (VEL)
NYSE:VEL
US Market

Velocity Financial (VEL) Stock Statistics & Valuation Metrics

116 Followers

Total Valuation

Velocity Financial has a market cap or net worth of $715.65M. The enterprise value is $7.16B.
Market Cap$715.65M
Enterprise Value$7.16B

Share Statistics

Velocity Financial has 39,235,283 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding39,235,283
Owned by Insiders
Owned by Institutions

Financial Efficiency

Velocity Financial’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 5057.80%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5057.80%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee2.31M
Profits Per Employee339.75K
Employee Count309
Asset Turnover0.10
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Velocity Financial is 7.3. Velocity Financial’s PEG ratio is 0.20.
PE Ratio7.3
PS Ratio1.07
PB Ratio1.14
Price to Fair Value1.14
Price to FCF42.79
Price to Operating Cash Flow37.01
PEG Ratio0.20

Income Statement

In the last 12 months, Velocity Financial had revenue of 714.45M and earned 105.05M in profits. Earnings per share was 2.81.
Revenue714.45M
Gross Profit681.04M
Operating Income511.29M
Pretax Income146.24M
Net Income105.05M
EBITDA511.29M
Earnings Per Share (EPS)2.81

Cash Flow

In the last 12 months, operating cash flow was 18.16M and capital expenditures -399.00K, giving a free cash flow of 17.76M billion.
Operating Cash Flow18.16M
Free Cash Flow17.76M
Free Cash Flow per Share0.45

Dividends & Yields

Velocity Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.22
52-Week Price Change5.74%
50-Day Moving Average18.84
200-Day Moving Average18.63
Relative Strength Index (RSI)52.93
Average Volume (3m)70.03K

Important Dates

Velocity Financial upcoming earnings date is Apr 30, 2026, Before Open (Confirmed).
Last Earnings DateMar 12, 2026
Next Earnings DateApr 30, 2026
Ex-Dividend Date

Financial Position

Velocity Financial as a current ratio of 0.30, with Debt / Equity ratio of 972.07%
Current Ratio0.30
Quick Ratio0.30
Debt to Market Cap8.55
Net Debt to EBITDA12.61
Interest Coverage Ratio1.40

Taxes

In the past 12 months, Velocity Financial has paid 41.26M in taxes.
Income Tax41.26M
Effective Tax Rate0.28

Enterprise Valuation

Velocity Financial EV to EBITDA ratio is 14.10, with an EV/FCF ratio of 403.27.
EV to Sales10.09
EV to EBITDA14.10
EV to Free Cash Flow403.27
EV to Operating Cash Flow397.03

Balance Sheet

Velocity Financial has $92.10M in cash and marketable securities with $6.54B in debt, giving a net cash position of -$6.45B billion.
Cash & Marketable Securities$92.10M
Total Debt$6.54B
Net Cash-$6.45B
Net Cash Per Share-$164.28
Tangible Book Value Per Share$18.15

Margins

Gross margin is 104.37%, with operating margin of 71.56%, and net profit margin of 14.70%.
Gross Margin104.37%
Operating Margin71.56%
Pretax Margin20.47%
Net Profit Margin14.70%
EBITDA Margin71.56%
EBIT Margin71.56%

Analyst Forecast

The average price target for Velocity Financial is $21.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$21.50
Price Target Upside4.93% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast36.73%
EPS Growth Forecast27.50%

Scores

Smart Score1
AI Score