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UVE Stock Chart & Stats
$35.58
-$0.19(-0.94%)
At close: 4:00 PM EST
$35.58
-$0.19(-0.94%)
Day’s Range― - ―
52-Week Range$21.96 - $43.96
Previous CloseN/A
Volume19.60K
Average Volume (3M)215.29K
Market Cap
$1.09B
Enterprise Value$1.09K
Total Cash (Recent Filing)$740.55M
Total Debt (Recent Filing)$100.29M
Price to Earnings (P/E)5.5
Beta0.37
Next Earnings
Jul 23, 2026EPS Estimate
1.62Next Dividend Ex-DateN/A
Dividend Yield2.18%
Share Statistics
EPS (TTM)7.02
Shares Outstanding27,911,118
10 Day Avg. Volume229,776
30 Day Avg. Volume215,290
Financial Highlights & Ratios
PEG Ratio0.02
Price to Book (P/B)1.71
Price to Sales (P/S)0.59
P/FCF Ratio2.50
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$44.00Price Target Upside23.66% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)4.63
Revenue Forecast (FY)$2.23B
Bulls Say, Bears Say
Bulls Say
High Profitability And Strong Cash GenerationSustained high margins and near-parity free cash flow to net income indicate high-quality earnings and internal capital generation. This supports ongoing capital returns, reinsurance funding and underwriting discipline, reducing reliance on external financing through business cycles over the next several quarters.
Expanded, Multi-year Catastrophe Reinsurance ProtectionA broad, multi-year reinsurance program materially reduces earnings volatility from hurricanes/major catastrophes and supports capital stability. Multi-year and reinstatement features lower short-term renewal risk and enable steadier underwriting capacity and planning across treaty years.
Extended Debt Maturity And Active Liability ManagementExtending maturities and redeeming near-term paper improves liquidity and reduces refinancing pressure, providing multi-quarter balance sheet flexibility. Coupled with indenture amendments for redemption flexibility, this supports capital planning and cushions the company against short-term market dislocations.
Bears Say
Sharp TTM Revenue DeclineA substantial TTM revenue contraction and margin compression reduce operating scale and underwriting leverage, making fixed costs and acquisition spending a larger share of revenue. If sustained, this can strain underwriting economics, capital returns and growth investments over the medium term.
Limited Premium Growth And Rising Expense RatioNear-flat premium growth plus rising expense ratios indicate pressure on top-line scalability and margin sustainability. Higher acquisition and ceded-premium impacts from expansion outside core markets can erode underwriting returns if rate actions or expense controls lag, stressing medium-term profitability.
Balance-sheet Volatility And Sensitivity To Underwriting ResultsMaterial swings in assets and equity raise sensitivity to underwriting cycles and market moves, which can affect capital adequacy, reinsurance capacity and covenant headroom. Persistent volatility complicates multi-quarter planning for dividends, buybacks and rate-setting decisions.
Universal Insurance Holdings News
UVE FAQ
What was Universal Insurance’s price range in the past 12 months?
Universal Insurance lowest stock price was $21.96 and its highest was $43.96 in the past 12 months.
What is Universal Insurance’s market cap?
Universal Insurance’s market cap is $1.09B.
When is Universal Insurance’s upcoming earnings report date?
Universal Insurance’s upcoming earnings report date is Jul 23, 2026 which is in 4 days.
How were Universal Insurance’s earnings last quarter?
Universal Insurance released its earnings results on Apr 23, 2026. The company reported $2 earnings per share for the quarter, beating the consensus estimate of $1.422 by $0.578.
Is Universal Insurance overvalued?
According to Wall Street analysts Universal Insurance’s price is currently Undervalued.
Does Universal Insurance pay dividends?
Universal Insurance pays a Notavailable dividend of $0.16 which represents an annual dividend yield of 2.18%. See more information on Universal Insurance dividends here
What is Universal Insurance’s EPS estimate?
Universal Insurance’s EPS estimate is 1.62.
How many shares outstanding does Universal Insurance have?
Universal Insurance has 27,911,118 shares outstanding.
What happened to Universal Insurance’s price movement after its last earnings report?
Universal Insurance reported an EPS of $2 in its last earnings report, beating expectations of $1.422. Following the earnings report the stock price went up 12.223%.
Which hedge fund is a major shareholder of Universal Insurance?
Currently, no hedge funds are holding shares in UVE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Universal Insurance Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$44.00 (23.66% Upside)
$44.00 (23.66% Upside)
Blogger Sentiment
Neutral
UVE Sentiment 50%
Sector Average 64%
Sector Average 64%
Hedge Fund Trend
Increased
By 25.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.6M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 4.1%
Last 30 Days ▼ 4.0%
Last 30 Days ▼ 4.0%
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
58.71%
12-Months-Change
Fundamentals
Return on Equity
37.50%
Trailing 12-Months
Asset Growth
14.61%
Trailing 12-Months
Company Description
Universal Insurance
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
UVE Stock 12 Month Forecast
Average Price Target
$44.00
▲(23.66% Upside)
Technical Analysis
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Ownership Overview
9.22% Insiders
18.52% Mutual Funds
0.20% Other Institutional Investors
53.28% Public Companies and
Individual Investors