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Universal Insurance Holdings Inc (UVE)
NYSE:UVE
RESEARCH TOOLSreports
Earnings Data
Report Date
Jul 23, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.27Last Year’s EPS
1.18Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings
Earnings Call Summary
Earnings Call Date:Apr 24, 2025
|% Change Since: 12.69%
|Next Earnings Date:Jul 23, 2025
Earnings Call Sentiment|Positive
The earnings call displayed a generally positive outlook with significant growth in core revenue and earnings per share, successful reinsurance renewal, and a decrease in net loss ratio. However, challenges such as the decrease in direct premiums written in Florida and an increase in the net expense ratio were also noted.Company Guidance
During Universal Insurance Holdings, Inc.'s First Quarter 2025 Earnings Conference Call, the company reported several positive financial metrics and strategic achievements. Adjusted diluted earnings per common share rose to $1.44, up from $1.07 in the same quarter the previous year, driven by increased underwriting and net investment income, as well as higher commission revenue. Core revenue increased by 8.2% year-over-year to $394.9 million, largely due to growth in net premiums earned, which rose by 6.5% to $355.7 million. The net combined ratio improved to 95%, a decrease of 0.5 points from the prior year quarter, reflecting a lower net loss ratio of 70.5%. Direct premiums written also saw a growth of 4.7%, reaching $467.1 million, with a notable 34.7% increase in other states despite a 3% decrease in Florida. The company completed its 2025-2026 reinsurance renewal, securing $352 million in additional multiyear coverage, and achieved favorable reinsurance rates despite the occurrence of multiple hurricanes in 2024. The board declared a quarterly cash dividend of $0.16 per share, payable in May.Increase in Adjusted Diluted Earnings per Share
Adjusted diluted earnings per common share increased to $1.44 compared to $1.07 in the prior year quarter, driven by higher underwriting and net investment income, and higher commission revenue.
Growth in Core Revenue
Core revenue increased by 8.2% year over year to $394.9 million, primarily due to higher net premiums earned and net investment income.
Successful Reinsurance Renewal
Completion of 2025-2026 reinsurance renewal with $352 million of additional multiyear coverage secured before the June 1st inception date.
Decreased Net Loss Ratio
Net loss ratio decreased by 1.4 points to 70.5% compared to the prior year quarter, primarily due to lower weather losses.
UVE Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
UVE Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 24, 2025 | $23.24 | $23.48 | +1.03% |
Feb 25, 2025 | $20.23 | $22.10 | +9.24% |
Oct 24, 2024 | $19.57 | $18.73 | -4.29% |
Jul 25, 2024 | $19.30 | $18.44 | -4.46% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Universal Insurance Holdings Inc (UVE) report earnings?
Universal Insurance Holdings Inc (UVE) is schdueled to report earning on Jul 23, 2025, TBA Not Confirmed.
What is Universal Insurance Holdings Inc (UVE) earnings time?
Universal Insurance Holdings Inc (UVE) earnings time is at Jul 23, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is UVE EPS forecast?
UVE EPS forecast for the fiscal quarter 2025 (Q2) is 1.27.