tiprankstipranks
Universal Insurance (UVE)
NYSE:UVE
Want to see UVE full AI Analyst Report?

Universal Insurance Holdings (UVE) Stock Statistics & Valuation Metrics

211 Followers

Total Valuation

Universal Insurance Holdings has a market cap or net worth of $1.22B. The enterprise value is $1.30K.
Market Cap$1.22B
Enterprise Value$1.30K

Share Statistics

Universal Insurance Holdings has 27,830,355 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding27,830,355
Owned by Insiders9.16%
Owned by Institutions1.19%

Financial Efficiency

Universal Insurance Holdings’s return on equity (ROE) is 0.33 and return on invested capital (ROIC) is 26.40%.
Return on Equity (ROE)0.33
Return on Assets (ROA)0.06
Return on Invested Capital (ROIC)26.40%
Return on Capital Employed (ROCE)0.35
Revenue Per Employee1.72M
Profits Per Employee196.93K
Employee Count929
Asset Turnover0.56
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Universal Insurance Holdings is 5.5. Universal Insurance Holdings’s PEG ratio is 0.02.
PE Ratio5.5
PS Ratio0.59
PB Ratio1.71
Price to Fair Value1.71
Price to FCF2.50
Price to Operating Cash Flow3.58
PEG Ratio0.02

Income Statement

In the last 12 months, Universal Insurance Holdings had revenue of 1.60B and earned 182.95M in profits. Earnings per share was 6.56.
Revenue1.60B
Gross Profit609.72M
Operating Income243.07M
Pretax Income243.07M
Net Income182.95M
EBITDA256.56M
Earnings Per Share (EPS)6.56

Cash Flow

In the last 12 months, operating cash flow was 344.40M and capital expenditures -4.72M, giving a free cash flow of 339.68M billion.
Operating Cash Flow344.40M
Free Cash Flow339.68M
Free Cash Flow per Share12.21

Dividends & Yields

Universal Insurance Holdings pays an annual dividend of $0.16, resulting in a dividend yield of 1.76%
Dividend Per Share$0.16
Dividend Yield1.76%
Payout Ratio6.51%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.37
52-Week Price Change92.34%
50-Day Moving Average39.59
200-Day Moving Average34.70
Relative Strength Index (RSI)62.94
Average Volume (3m)221.49K

Important Dates

Universal Insurance Holdings upcoming earnings date is Oct 22, 2026, After Close (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date

Financial Position

Universal Insurance Holdings as a current ratio of 0.58, with Debt / Equity ratio of 15.36%
Current Ratio0.58
Quick Ratio0.58
Debt to Market Cap0.11
Net Debt to EBITDA-1.20
Interest Coverage Ratio50.30

Taxes

In the past 12 months, Universal Insurance Holdings has paid 60.12M in taxes.
Income Tax60.12M
Effective Tax Rate0.25

Enterprise Valuation

Universal Insurance Holdings EV to EBITDA ratio is 2.47, with an EV/FCF ratio of 1.68.
EV to Sales0.40
EV to EBITDA2.47
EV to Free Cash Flow1.68
EV to Operating Cash Flow1.66

Balance Sheet

Universal Insurance Holdings has $703.84M in cash and marketable securities with $97.85M in debt, giving a net cash position of $605.99M billion.
Cash & Marketable Securities$703.84M
Total Debt$97.85M
Net Cash$605.99M
Net Cash Per Share$21.77
Tangible Book Value Per Share$15.17

Margins

Gross margin is 37.71%, with operating margin of 15.23%, and net profit margin of 11.47%.
Gross Margin37.71%
Operating Margin15.23%
Pretax Margin15.23%
Net Profit Margin11.47%
EBITDA Margin16.08%
EBIT Margin15.64%

Analyst Forecast

The average price target for Universal Insurance Holdings is $45.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$45.00
Price Target Upside8.15% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast3.96%
EPS Growth Forecast234.26%

Scores

Smart Score8
AI Score