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Universal Insurance Holdings Inc (UVE)
NYSE:UVE
RESEARCH TOOLSreports
Total Valuation
Universal Insurance Holdings has a market cap or net worth of $688.14M. The enterprise value is $907.03M.
Market Cap$688.14M
Enterprise Value$907.03M
Share Statistics
Universal Insurance Holdings has 28,318,558 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding28,318,558
Owned by Insiders9.75%
Owned by Institutions17.37%
Financial Efficiency
Universal Insurance Holdings’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 5.95%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)5.95%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee1.42M
Profits Per Employee55.18K
Employee Count1,068
Asset Turnover0.54
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Universal Insurance Holdings is 10.8. Universal Insurance Holdings’s PEG ratio is ―.
PE Ratio10.8
PS Ratio―
PB Ratio―
Price to Fair Value1.61
Price to FCF―
Price to Operating Cash Flow2.52
PEG Ratio―
Income Statement
In the last 12 months, Universal Insurance Holdings had revenue of 1.52B and earned 58.93M in profits. Earnings per share was 2.07.
Revenue1.52B
Gross Profit1.52B
Operating Income91.09M
Pretax Income84.61M
Net Income58.93M
EBITDA96.50M
Earnings Per Share (EPS)2.07
Cash Flow
In the last 12 months, operating cash flow was 274.28M and capital expenditures -4.76M, giving a free cash flow of 269.52M billion.
Operating Cash Flow274.28M
Free Cash Flow269.52M
Free Cash Flow per Share9.52
Dividends & Yields
Universal Insurance Holdings pays an annual dividend of $0.16, resulting in a dividend yield of 3.16%
Dividend Per Share$0.16
Dividend Yield3.16%
Payout Ratio21.92%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.42
52-Week Price Change17.88%
50-Day Moving Average24.67
200-Day Moving Average22.80
Relative Strength Index (RSI)51.70
Average Volume (3m)223.27K
Important Dates
Universal Insurance Holdings upcoming earnings date is Oct 23, 2025, After Close (Confirmed).
Last Earnings DateJul 24, 2025
Next Earnings DateOct 23, 2025
Ex-Dividend DateAug 01, 2025
Financial Position
Universal Insurance Holdings as a current ratio of 2.54, with Debt / Equity ratio of 22.03%
Current Ratio2.54
Quick Ratio2.54
Debt to Market Cap0.17
Net Debt to EBITDA-1.64
Interest Coverage Ratio14.07
Taxes
In the past 12 months, Universal Insurance Holdings has paid 25.68M in taxes.
Income Tax25.68M
Effective Tax Rate0.30
Enterprise Valuation
Universal Insurance Holdings EV to EBITDA ratio is 4.58, with an EV/FCF ratio of 3.40.
EV to Sales0.29
EV to EBITDA4.58
EV to Free Cash Flow3.40
EV to Operating Cash Flow3.22
Balance Sheet
Universal Insurance Holdings has $563.41M in cash and marketable securities with $100.86M in debt, giving a net cash position of -$462.54M billion.
Cash & Marketable Securities$563.41M
Total Debt$100.86M
Net Cash-$462.54M
Net Cash Per Share-$16.33
Tangible Book Value Per Share$8.85
Margins
Gross margin is 55.48%, with operating margin of 5.99%, and net profit margin of 3.88%.
Gross Margin55.48%
Operating Margin5.99%
Pretax Margin5.56%
Net Profit Margin3.88%
EBITDA Margin6.35%
EBIT Margin5.94%
Analyst Forecast
The average price target for Universal Insurance Holdings is $28.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$28.00
Price Target Upside14.80% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast5.64%
EPS Growth Forecast-17.95%