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Universal Insurance Holdings Inc (UVE)
NYSE:UVE
RESEARCH TOOLSreports
Total Valuation
Universal Insurance Holdings has a market cap or net worth of $650.70M. The enterprise value is $714.47M.
Market Cap$650.70M
Enterprise Value$714.47M
Share Statistics
Universal Insurance Holdings has 28,095,823 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding28,095,823
Owned by Insiders8.64%
Owned by Institutions0.29%
Financial Efficiency
Universal Insurance Holdings’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 4.38%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)4.38%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee1.42M
Profits Per Employee55.18K
Employee Count1,068
Asset Turnover0.54
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Universal Insurance Holdings is 10.14. Universal Insurance Holdings’s PEG ratio is -1.42.
PE Ratio10.14
PS Ratio0.40
PB Ratio1.60
Price to Fair Value1.60
Price to FCF4.59
Price to Operating Cash Flow4.35
PEG Ratio-1.42
Income Statement
In the last 12 months, Universal Insurance Holdings had revenue of 1.52B and earned 58.92M in profits. Earnings per share was 2.08.
Revenue1.52B
Gross Profit1.52B
Operating Income91.09M
Pretax Income84.61M
Net Income58.92M
EBITDA91.09M
Earnings Per Share (EPS)2.08
Cash Flow
In the last 12 months, operating cash flow was 137.36M and capital expenditures -10.67M, giving a free cash flow of 126.69M billion.
Operating Cash Flow137.36M
Free Cash Flow126.69M
Free Cash Flow per Share4.51
Dividends & Yields
Universal Insurance Holdings pays an annual dividend of $0.159, resulting in a dividend yield of 2.76%
Dividend Per Share$0.159
Dividend Yield2.76%
Payout Ratio43.28%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.48
52-Week Price Change18.78%
50-Day Moving Average21.63
200-Day Moving Average20.46
Relative Strength Index (RSI)53.90
Average Volume (3m)192.32K
Important Dates
Universal Insurance Holdings upcoming earnings date is Apr 24, 2025, TBA Not Confirmed.
Last Earnings DateFeb 25, 2025
Next Earnings DateApr 24, 2025
Ex-Dividend DateMay 09, 2025
Financial Position
Universal Insurance Holdings as a current ratio of 6.36, with Debt / Equity ratio of 27.12%
Current Ratio6.36
Quick Ratio6.36
Debt to Market Cap0.00
Net Debt to EBITDA-1.74
Interest Coverage Ratio15.79
Taxes
In the past 12 months, Universal Insurance Holdings has paid 25.68M in taxes.
Income Tax25.68M
Effective Tax Rate0.30
Enterprise Valuation
Universal Insurance Holdings EV to EBITDA ratio is 4.82, with an EV/FCF ratio of 3.38.
EV to Sales0.29
EV to EBITDA4.82
EV to Free Cash Flow3.38
EV to Operating Cash Flow3.20
Balance Sheet
Universal Insurance Holdings has $419.43M in cash and marketable securities with $49.73M in debt, giving a net cash position of -$318.19M billion.
Cash & Marketable Securities$419.43M
Total Debt$49.73M
Net Cash-$318.19M
Net Cash Per Share-$11.33
Tangible Book Value Per Share$13.16
Margins
Gross margin is 99.85%, with operating margin of 5.99%, and net profit margin of 3.87%.
Gross Margin99.85%
Operating Margin5.99%
Pretax Margin5.56%
Net Profit Margin3.87%
EBITDA Margin5.99%
EBIT Margin5.94%
Analyst Forecast
The average price target for Universal Insurance Holdings is $27.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$27.00
Price Target Upside16.58% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast9.27%
EPS Growth Forecast-8.09%