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Universal Insurance Holdings Inc (UVE)
NYSE:UVE
Total Valuation
Universal Insurance Holdings has a market cap or net worth of $889.49M. The enterprise value is $858.32M.
Market Cap$889.49M
Enterprise Value$858.32M
Share Statistics
Universal Insurance Holdings has 28,318,558 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding28,318,558
Owned by Insiders9.68%
Owned by Institutions0.50%
Financial Efficiency
Universal Insurance Holdings’s return on equity (ROE) is 0.16 and return on invested capital (ROIC) is 5.95%.
Return on Equity (ROE)0.16
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)5.95%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee1.42M
Profits Per Employee55.18K
Employee Count1,068
Asset Turnover0.54
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Universal Insurance Holdings is 7.4. Universal Insurance Holdings’s PEG ratio is -1.34.
PE Ratio7.4
PS Ratio0.39
PB Ratio1.61
Price to Fair Value1.61
Price to FCF4.62
Price to Operating Cash Flow3.19
PEG Ratio-1.34
Income Statement
In the last 12 months, Universal Insurance Holdings had revenue of 1.52B and earned 58.93M in profits. Earnings per share was 2.07.
Revenue1.52B
Gross Profit1.52B
Operating Income91.09M
Pretax Income84.61M
Net Income58.93M
EBITDA96.50M
Earnings Per Share (EPS)2.07
Cash Flow
In the last 12 months, operating cash flow was 254.07M and capital expenditures -4.25M, giving a free cash flow of 249.82M billion.
Operating Cash Flow254.07M
Free Cash Flow249.82M
Free Cash Flow per Share8.82
Dividends & Yields
Universal Insurance Holdings pays an annual dividend of $0.16, resulting in a dividend yield of 2.45%
Dividend Per Share$0.16
Dividend Yield2.45%
Payout Ratio11.21%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.52
52-Week Price Change61.08%
50-Day Moving Average26.96
200-Day Moving Average24.20
Relative Strength Index (RSI)66.93
Average Volume (3m)210.98K
Important Dates
Universal Insurance Holdings upcoming earnings date is Feb 19, 2026, After Close (Confirmed).
Last Earnings DateOct 23, 2025
Next Earnings DateFeb 19, 2026
Ex-Dividend DateAug 01, 2025
Financial Position
Universal Insurance Holdings as a current ratio of 2.54, with Debt / Equity ratio of 20.34%
Current Ratio2.54
Quick Ratio2.54
Debt to Market Cap0.17
Net Debt to EBITDA-1.64
Interest Coverage Ratio14.07
Taxes
In the past 12 months, Universal Insurance Holdings has paid 25.68M in taxes.
Income Tax25.68M
Effective Tax Rate0.30
Enterprise Valuation
Universal Insurance Holdings EV to EBITDA ratio is 4.58, with an EV/FCF ratio of 3.40.
EV to Sales0.29
EV to EBITDA4.58
EV to Free Cash Flow3.40
EV to Operating Cash Flow3.22
Balance Sheet
Universal Insurance Holdings has $474.22M in cash and marketable securities with $100.67M in debt, giving a net cash position of $373.55M billion.
Cash & Marketable Securities$474.22M
Total Debt$100.67M
Net Cash$373.55M
Net Cash Per Share$13.19
Tangible Book Value Per Share$8.85
Margins
Gross margin is 24.37%, with operating margin of 5.99%, and net profit margin of 3.88%.
Gross Margin24.37%
Operating Margin5.99%
Pretax Margin5.56%
Net Profit Margin3.88%
EBITDA Margin6.35%
EBIT Margin5.94%
Analyst Forecast
The average price target for Universal Insurance Holdings is $29.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$29.00
Price Target Upside-7.67% Downside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast4.47%
EPS Growth Forecast73.40%