Want to see UVE full AI Analyst Report?
Total Valuation
Universal Insurance Holdings has a market cap or net worth of $1.15B. The enterprise value is $560.40M.
Market Cap$1.15B
Enterprise Value$560.40M
Share Statistics
Universal Insurance Holdings has 27,911,118 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding27,911,118
Owned by Insiders9.22%
Owned by Institutions13.94%
Financial Efficiency
Universal Insurance Holdings’s return on equity (ROE) is 0.33 and return on invested capital (ROIC) is 26.40%.
Return on Equity (ROE)0.33
Return on Assets (ROA)0.06
Return on Invested Capital (ROIC)26.40%
Return on Capital Employed (ROCE)0.35
Revenue Per Employee1.72M
Profits Per Employee196.93K
Employee Count929
Asset Turnover0.56
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Universal Insurance Holdings is 5.9. Universal Insurance Holdings’s PEG ratio is 0.02.
PE Ratio5.9
PS Ratio0.59
PB Ratio1.71
Price to Fair Value1.71
Price to FCF2.50
Price to Operating Cash Flow3.37
PEG Ratio0.02
Income Statement
In the last 12 months, Universal Insurance Holdings had revenue of 1.60B and earned 182.95M in profits. Earnings per share was 6.56.
Revenue1.60B
Gross Profit609.72M
Operating Income243.07M
Pretax Income243.07M
Net Income182.95M
EBITDA256.56M
Earnings Per Share (EPS)6.56
Cash Flow
In the last 12 months, operating cash flow was 349.55M and capital expenditures -4.79M, giving a free cash flow of 344.75M billion.
Operating Cash Flow349.55M
Free Cash Flow344.75M
Free Cash Flow per Share12.35
Dividends & Yields
Universal Insurance Holdings pays an annual dividend of $0.16, resulting in a dividend yield of 2.18%
Dividend Per Share$0.16
Dividend Yield2.18%
Payout Ratio11.21%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.32
52-Week Price Change63.32%
50-Day Moving Average38.45
200-Day Moving Average33.10
Relative Strength Index (RSI)64.04
Average Volume (3m)171.33K
Important Dates
Universal Insurance Holdings upcoming earnings date is Jul 23, 2026, After Close (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
Universal Insurance Holdings as a current ratio of 0.58, with Debt / Equity ratio of 17.15%
Current Ratio0.58
Quick Ratio0.58
Debt to Market Cap0.11
Net Debt to EBITDA-1.20
Interest Coverage Ratio50.30
Taxes
In the past 12 months, Universal Insurance Holdings has paid 60.12M in taxes.
Income Tax60.12M
Effective Tax Rate0.25
Enterprise Valuation
Universal Insurance Holdings EV to EBITDA ratio is 2.47, with an EV/FCF ratio of 1.68.
EV to Sales0.40
EV to EBITDA2.47
EV to Free Cash Flow1.68
EV to Operating Cash Flow1.66
Balance Sheet
Universal Insurance Holdings has $740.55M in cash and marketable securities with $100.29M in debt, giving a net cash position of $640.26M billion.
Cash & Marketable Securities$740.55M
Total Debt$100.29M
Net Cash$640.26M
Net Cash Per Share$22.94
Tangible Book Value Per Share$15.17
Margins
Gross margin is 31.88%, with operating margin of 15.23%, and net profit margin of 11.47%.
Gross Margin31.88%
Operating Margin15.23%
Pretax Margin15.23%
Net Profit Margin11.47%
EBITDA Margin16.08%
EBIT Margin15.64%
Analyst Forecast
The average price target for Universal Insurance Holdings is $40.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$40.00
Price Target Upside12.42% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast3.57%
EPS Growth Forecast198.87%