tiprankstipranks
Trending News
More News >
Universal Insurance (UVE)
NYSE:UVE
US Market

Universal Insurance Holdings (UVE) Ratios

Compare
204 Followers

Universal Insurance Holdings Ratios

UVE's free cash flow for Q4 2025 was $0.45. For the 2025 fiscal year, UVE's free cash flow was decreased by $ and operating cash flow was $0.22. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
19.39 19.39 2.54 0.80 963.94
Quick Ratio
19.39 19.39 2.54 2.08 299.92
Cash Ratio
16.73 16.73 0.41 0.65 254.39
Solvency Ratio
0.11 0.11 0.03 0.04 >-0.01
Operating Cash Flow Ratio
13.36 13.36 0.22 0.12 212.38
Short-Term Operating Cash Flow Coverage
0.00 3.77 93.38 4.86 220.61
Net Current Asset Value
$ -1.25B$ -1.25B$ -859.52M$ -1.48B$ -1.13B
Leverage Ratios
Debt-to-Assets Ratio
0.04 0.04 0.04 0.05 0.04
Debt-to-Equity Ratio
0.18 0.18 0.27 0.34 0.36
Debt-to-Capital Ratio
0.15 0.15 0.21 0.25 0.26
Long-Term Debt-to-Capital Ratio
0.15 0.15 0.21 0.23 0.26
Financial Leverage Ratio
4.27 4.27 7.61 6.79 10.04
Debt Service Coverage Ratio
40.54 1.85 9.78 3.92 -1.23
Interest Coverage Ratio
50.30 50.30 14.67 15.17 -4.61
Debt to Market Cap
0.11 0.21 0.17 0.24 0.32
Interest Debt Per Share
3.78 3.78 3.76 4.10 3.53
Net Debt to EBITDA
-1.47 -1.47 -1.64 -2.77 20.36
Profitability Margins
Gross Profit Margin
26.84%38.21%13.14%13.72%5.73%
EBIT Margin
15.54%15.64%5.94%6.77%-1.75%
EBITDA Margin
15.98%16.08%6.35%7.29%-1.15%
Operating Profit Margin
15.17%15.23%5.56%6.35%-2.23%
Pretax Profit Margin
15.17%15.23%5.56%6.35%-2.23%
Net Profit Margin
11.42%11.47%3.88%4.80%-1.82%
Continuous Operations Profit Margin
11.42%11.47%3.88%4.80%-1.82%
Net Income Per EBT
75.27%75.27%69.65%75.64%81.69%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
7.78%7.78%2.07%2.88%-0.77%
Return on Equity (ROE)
37.99%33.20%15.79%19.58%-7.73%
Return on Capital Employed (ROCE)
10.46%10.46%3.83%5.19%-0.94%
Return on Invested Capital (ROIC)
7.87%7.55%5.52%3.69%-1.41%
Return on Tangible Assets
7.79%7.79%2.17%3.03%-0.80%
Earnings Yield
19.30%19.43%9.82%14.02%-6.83%
Efficiency Ratios
Receivables Turnover
21.16 21.07 2.16 4.70 17.57
Payables Turnover
4.56 3.83 5.99 5.64 2.86
Inventory Turnover
0.00 0.00 0.00 -1.52 1.14
Fixed Asset Turnover
32.46 32.33 31.25 29.22 23.79
Asset Turnover
0.68 0.68 0.54 0.60 0.42
Working Capital Turnover Ratio
6.10 2.13 3.57 2.06 1.39
Cash Conversion Cycle
-62.87 -77.92 108.48 -226.49 214.43
Days of Sales Outstanding
17.25 17.32 169.37 77.68 20.77
Days of Inventory Outstanding
0.00 0.00 0.00 -239.47 321.29
Days of Payables Outstanding
80.12 95.24 60.89 64.70 127.63
Operating Cycle
17.25 17.32 169.37 -161.79 342.06
Cash Flow Ratios
Operating Cash Flow Per Share
13.70 13.70 4.82 2.38 10.55
Free Cash Flow Per Share
13.54 13.54 4.56 2.24 10.39
CapEx Per Share
0.16 0.16 0.26 0.13 0.16
Free Cash Flow to Operating Cash Flow
0.99 0.99 0.95 0.94 0.98
Dividend Paid and CapEx Coverage Ratio
14.33 14.33 4.63 2.60 11.31
Capital Expenditure Coverage Ratio
85.96 85.96 18.64 17.66 66.24
Operating Cash Flow Coverage Ratio
3.80 3.80 1.36 0.61 3.16
Operating Cash Flow to Sales Ratio
0.24 0.24 0.09 0.05 0.27
Free Cash Flow Yield
39.49%40.05%21.66%14.05%98.15%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.18 5.15 10.18 7.13 -14.63
Price-to-Sales (P/S) Ratio
0.60 0.59 0.39 0.34 0.27
Price-to-Book (P/B) Ratio
1.72 1.71 1.61 1.40 1.13
Price-to-Free Cash Flow (P/FCF) Ratio
2.53 2.50 4.62 7.12 1.02
Price-to-Operating Cash Flow Ratio
2.49 2.47 4.37 6.72 1.00
Price-to-Earnings Growth (PEG) Ratio
0.10 0.02 -1.34 -0.02 0.07
Price-to-Fair Value
1.72 1.71 1.61 1.40 1.13
Enterprise Value Multiple
2.26 2.20 4.58 1.93 -2.83
Enterprise Value
577.43M 564.01M 441.97M 195.96M 39.72M
EV to EBITDA
2.26 2.20 4.58 1.93 -2.83
EV to Sales
0.36 0.35 0.29 0.14 0.03
EV to Free Cash Flow
1.53 1.50 3.40 2.93 0.12
EV to Operating Cash Flow
1.51 1.48 3.22 2.76 0.12
Tangible Book Value Per Share
19.70 19.70 8.85 7.75 5.99
Shareholders’ Equity Per Share
19.79 19.79 13.10 11.44 9.36
Tax and Other Ratios
Effective Tax Rate
0.25 0.25 0.30 0.24 0.18
Revenue Per Share
57.52 57.29 53.36 46.65 39.76
Net Income Per Share
6.57 6.57 2.07 2.24 -0.72
Tax Burden
0.75 0.75 0.70 0.76 0.82
Interest Burden
0.98 0.97 0.94 0.94 1.28
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.04 0.00 0.07 0.07 0.07
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
1.71 2.09 2.33 1.06 -14.58
Currency in USD