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Heritage Insurance Holdings (HRTG)
NYSE:HRTG
HRTG Stock Chart & Stats
$28.62
>-$0.01(-0.08%)
At close: 4:00 PM EST
$28.62
>-$0.01(-0.08%)
Day’s Range― - ―
52-Week Range$9.89 - $31.98
Previous CloseN/A
Volume16.52K
Average Volume (3M)462.31K
Market Cap
$884.69M
Enterprise Value$882.79M
Total Cash (Recent Filing)$666.38M
Total Debt (Recent Filing)$101.66M
Price to Earnings (P/E)5.9
Beta0.71
Next Earnings
Feb 26, 2026EPS Estimate
0.98Last Dividend Ex-Date
Jun 13, 2022Dividend YieldN/A
Share Statistics
EPS (TTM)1.56
Shares Outstanding30,911,434
10 Day Avg. Volume542,550
30 Day Avg. Volume462,314
Financial Highlights & Ratios
PEG Ratio0.37
Price to Book (P/B)1.27
Price to Sales (P/S)0.45
P/FCF Ratio4.69
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue1.05
Enterprise Value/Gross Profit2.94
Enterprise Value/Ebitda3.99
Forecast
1Y Price Target
$35.50Price Target Upside24.04% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)4.3
Revenue Forecast (FY)$842.23M
Bulls Say, Bears Say
Bulls Say
Earnings PerformanceHeritage Insurance Holdings reported operating EPS of $0.61, beating both the analyst's estimate of $0.48 and the consensus of $0.41.
ProfitabilityThe company now appears to be solidly profitable after several years of price increases and more recent moderating claims inflation.
ValuationThe stock is trading at approximately 100% of book value and 4.6 times forward earnings, suggesting an attractive valuation.
Bears Say
Capital ConstraintsCapital remains tight, as confirmed by the Board’s continued suspension of the quarterly dividend and the lack of any buyback activity.
Growth LimitationsExcess capital is limited, which could limit growth potential and increase wind season risk.
Peer ComparisonShares of HRTG currently trade at about 1.0x tangible book value, compared to a peer median of 2.3x, indicating that the shares are fairly valued at current levels.
Heritage Insurance Holdings News
HRTG FAQ
What was Heritage Insurance Holdings’s price range in the past 12 months?
Heritage Insurance Holdings lowest stock price was $9.89 and its highest was $31.98 in the past 12 months.
What is Heritage Insurance Holdings’s market cap?
Heritage Insurance Holdings’s market cap is $884.69M.
When is Heritage Insurance Holdings’s upcoming earnings report date?
Heritage Insurance Holdings’s upcoming earnings report date is Feb 26, 2026 which is in 89 days.
How were Heritage Insurance Holdings’s earnings last quarter?
Heritage Insurance Holdings released its earnings results on Nov 05, 2025. The company reported $1.56 earnings per share for the quarter, beating the consensus estimate of $0.807 by $0.753.
Is Heritage Insurance Holdings overvalued?
According to Wall Street analysts Heritage Insurance Holdings’s price is currently Undervalued.
Does Heritage Insurance Holdings pay dividends?
Heritage Insurance Holdings pays a Quarterly dividend of $0.06 which represents an annual dividend yield of N/A. See more information on Heritage Insurance Holdings dividends here
What is Heritage Insurance Holdings’s EPS estimate?
Heritage Insurance Holdings’s EPS estimate is 0.98.
How many shares outstanding does Heritage Insurance Holdings have?
Heritage Insurance Holdings has 30,911,434 shares outstanding.
What happened to Heritage Insurance Holdings’s price movement after its last earnings report?
Heritage Insurance Holdings reported an EPS of $1.56 in its last earnings report, beating expectations of $0.807. Following the earnings report the stock price went up 12.48%.
Which hedge fund is a major shareholder of Heritage Insurance Holdings?
Currently, no hedge funds are holding shares in HRTG
Heritage Insurance Holdings Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$35.50 (24.04% Upside)
$35.50 (24.04% Upside)
Blogger Sentiment
Bullish
HRTG Sentiment 83%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 3.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $9.7M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Negative
Last 7 Days ▼ 2.2%
Last 30 Days ▲ 0.7%
Last 30 Days ▲ 0.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
130.24%
12-Months-Change
Fundamentals
Return on Equity
41.64%
Trailing 12-Months
Asset Growth
1.34%
Trailing 12-Months
Company Description
Heritage Insurance Holdings
Heritage Insurance Holdings (HRTG) is a property and casualty insurance company primarily focused on providing homeowners insurance and related products. The company operates mainly in the residential insurance sector, offering a variety of coverage options to protect policyholders against risks associated with property damage, liability, and other unforeseen events. HRTG is committed to delivering tailored insurance solutions that meet the needs of its clients, leveraging advanced technology and data analytics to enhance customer service and underwriting processes.
HRTG Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call was largely positive, highlighting significant growth in net income, record in-force premiums, and substantial new business growth. Key metrics such as the net loss ratio showed marked improvement. Although there were some challenges with a slight decline in net premiums earned and an increase in the ceded premium ratio, these were outweighed by the positive developments and strategic progress.View all HRTG earnings summariesHRTG Stock 12 Month Forecast
Average Price Target
$35.50
▲(24.04% Upside)
Technical Analysis
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Ownership Overview
14.04% Insiders
11.90% Mutual Funds
9.44% Other Institutional Investors
51.37% Public Companies and
Individual Investors