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Heritage Insurance Holdings (HRTG)
NYSE:HRTG
HRTG Stock Chart & Stats
$29.07
>-$0.01(-0.08%)
At close: 4:00 PM EST
$29.07
>-$0.01(-0.08%)
Day’s Range― - ―
52-Week Range$9.89 - $31.98
Previous CloseN/A
Volume16.52K
Average Volume (3M)444.22K
Market Cap
$898.60M
Enterprise Value$882.79M
Total Cash (Recent Filing)$666.38M
Total Debt (Recent Filing)$101.66M
Price to Earnings (P/E)6.0
Beta0.71
Next Earnings
Feb 26, 2026EPS Estimate
0.98Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.56
Shares Outstanding30,911,434
10 Day Avg. Volume353,497
30 Day Avg. Volume444,216
Financial Highlights & Ratios
PEG Ratio0.37
Price to Book (P/B)1.27
Price to Sales (P/S)0.45
P/FCF Ratio4.69
Enterprise Value/Market Cap0.98
Enterprise Value/Revenue1.05
Enterprise Value/Gross Profit2.94
Enterprise Value/Ebitda3.99
Forecast
1Y Price Target
$35.50Price Target Upside22.12% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)4.3
Revenue Forecast (FY)$842.23M
Bulls Say, Bears Say
Bulls Say
Earnings PerformanceHeritage Insurance Holdings reported operating EPS of $0.61, beating both the analyst's estimate of $0.48 and the consensus of $0.41.
ProfitabilityThe company now appears to be solidly profitable after several years of price increases and more recent moderating claims inflation.
ValuationThe stock is trading at approximately 100% of book value and 4.6 times forward earnings, suggesting an attractive valuation.
Bears Say
Capital ConstraintsCapital remains tight, as confirmed by the Board’s continued suspension of the quarterly dividend and the lack of any buyback activity.
Growth LimitationsExcess capital is limited, which could limit growth potential and increase wind season risk.
Peer ComparisonShares of HRTG currently trade at about 1.0x tangible book value, compared to a peer median of 2.3x, indicating that the shares are fairly valued at current levels.
Heritage Insurance Holdings News
HRTG FAQ
What was Heritage Insurance Holdings’s price range in the past 12 months?
Heritage Insurance Holdings lowest stock price was $9.89 and its highest was $31.98 in the past 12 months.
What is Heritage Insurance Holdings’s market cap?
Heritage Insurance Holdings’s market cap is $898.60M.
When is Heritage Insurance Holdings’s upcoming earnings report date?
Heritage Insurance Holdings’s upcoming earnings report date is Feb 26, 2026 which is in 70 days.
How were Heritage Insurance Holdings’s earnings last quarter?
Heritage Insurance Holdings released its earnings results on Nov 05, 2025. The company reported $1.56 earnings per share for the quarter, beating the consensus estimate of $0.807 by $0.753.
Is Heritage Insurance Holdings overvalued?
According to Wall Street analysts Heritage Insurance Holdings’s price is currently Undervalued.
Does Heritage Insurance Holdings pay dividends?
Heritage Insurance Holdings pays a Quarterly dividend of $0.06 which represents an annual dividend yield of N/A. See more information on Heritage Insurance Holdings dividends here
What is Heritage Insurance Holdings’s EPS estimate?
Heritage Insurance Holdings’s EPS estimate is 0.98.
How many shares outstanding does Heritage Insurance Holdings have?
Heritage Insurance Holdings has 30,911,434 shares outstanding.
What happened to Heritage Insurance Holdings’s price movement after its last earnings report?
Heritage Insurance Holdings reported an EPS of $1.56 in its last earnings report, beating expectations of $0.807. Following the earnings report the stock price went up 12.48%.
Which hedge fund is a major shareholder of Heritage Insurance Holdings?
Currently, no hedge funds are holding shares in HRTG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Heritage Insurance Holdings Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$35.50 (22.12% Upside)
$35.50 (22.12% Upside)
Blogger Sentiment
Bullish
HRTG Sentiment 81%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 3.8K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $9.4M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▲ 0.8%
Last 30 Days ▼ 5.0%
Last 30 Days ▼ 5.0%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
132.93%
12-Months-Change
Fundamentals
Return on Equity
41.64%
Trailing 12-Months
Asset Growth
1.34%
Trailing 12-Months
Company Description
Heritage Insurance Holdings
Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products. The company offers personal residential property insurance for single-family homeowners and condominium owners, and rental property insurance in the states of Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; commercial residential insurance for properties in Florida, New Jersey, and New York; and licensed in the state of Pennsylvania, as well as personal residential and wind-only property insurance. It also provides restoration, and emergency and recovery services; and property management, and reinsurance services. The company writes personal line policies through a network of retail independent agents, wholesale agents, and a partnership with a direct agency, as well as indirectly to approximately 1,500 retail locations through eight wholesale agency relationships; and personal and commercial insurance policies through a network of approximately 70 independent agencies. Heritage Insurance Holdings, Inc. was founded in 2012 and is headquartered in Tampa, Florida.
HRTG Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call was largely positive, highlighting significant growth in net income, record in-force premiums, and substantial new business growth. Key metrics such as the net loss ratio showed marked improvement. Although there were some challenges with a slight decline in net premiums earned and an increase in the ceded premium ratio, these were outweighed by the positive developments and strategic progress.View all HRTG earnings summariesHRTG Stock 12 Month Forecast
Average Price Target
$35.50
▲(22.12% Upside)
Technical Analysis
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Ownership Overview
13.53% Insiders
11.51% Mutual Funds
10.81% Other Institutional Investors
50.57% Public Companies and
Individual Investors