Heritage Insurance Holdings (HRTG)
NYSE:HRTG
Total Valuation
Heritage Insurance Holdings has a market cap or net worth of $817.79M. The enterprise value is $363.40M.
Market Cap$817.79M
Enterprise Value$363.40M
Share Statistics
Heritage Insurance Holdings has 30,720,919 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding30,720,919
Owned by Insiders12.85%
Owned by Institutions9.11%
Financial Efficiency
Heritage Insurance Holdings’s return on equity (ROE) is 0.39 and return on invested capital (ROIC) is 26.40%.
Return on Equity (ROE)0.39
Return on Assets (ROA)0.09
Return on Invested Capital (ROIC)26.40%
Return on Capital Employed (ROCE)0.12
Revenue Per Employee1.57M
Profits Per Employee362.21K
Employee Count540
Asset Turnover0.39
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Heritage Insurance Holdings is 4.6. Heritage Insurance Holdings’s PEG ratio is 0.02.
PE Ratio4.6
PS Ratio1.07
PB Ratio1.79
Price to Fair Value1.79
Price to FCF5.19
Price to Operating Cash Flow4.50
PEG Ratio0.02
Income Statement
In the last 12 months, Heritage Insurance Holdings had revenue of 847.33M and earned 195.59M in profits. Earnings per share was 6.33.
Revenue847.33M
Gross Profit534.08M
Operating Income259.26M
Pretax Income259.26M
Net Income195.59M
EBITDA279.85M
Earnings Per Share (EPS)6.33
Cash Flow
In the last 12 months, operating cash flow was 182.24M and capital expenditures -5.73M, giving a free cash flow of 176.51M billion.
Operating Cash Flow182.24M
Free Cash Flow176.51M
Free Cash Flow per Share5.75
Dividends & Yields
Heritage Insurance Holdings pays an annual dividend of $0.06, resulting in a dividend yield of ―
Dividend Per Share$0.06
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.77
52-Week Price Change75.59%
50-Day Moving Average26.41
200-Day Moving Average25.30
Relative Strength Index (RSI)49.99
Average Volume (3m)328.04K
Important Dates
Heritage Insurance Holdings upcoming earnings date is May 6, 2026, After Close (Confirmed).
Last Earnings DateFeb 23, 2026
Next Earnings DateMay 6, 2026
Ex-Dividend Date―
Financial Position
Heritage Insurance Holdings as a current ratio of 152.87, with Debt / Equity ratio of 19.76%
Current Ratio152.87
Quick Ratio152.87
Debt to Market Cap0.10
Net Debt to EBITDA-1.64
Interest Coverage Ratio32.87
Taxes
In the past 12 months, Heritage Insurance Holdings has paid 63.67M in taxes.
Income Tax63.67M
Effective Tax Rate0.25
Enterprise Valuation
Heritage Insurance Holdings EV to EBITDA ratio is 1.59, with an EV/FCF ratio of 2.55.
EV to Sales0.52
EV to EBITDA1.59
EV to Free Cash Flow2.55
EV to Operating Cash Flow2.44
Balance Sheet
Heritage Insurance Holdings has $559.27M in cash and marketable securities with $99.81M in debt, giving a net cash position of $459.46M billion.
Cash & Marketable Securities$559.27M
Total Debt$99.81M
Net Cash$459.46M
Net Cash Per Share$14.96
Tangible Book Value Per Share$15.38
Margins
Gross margin is 47.20%, with operating margin of 30.60%, and net profit margin of 23.08%.
Gross Margin47.20%
Operating Margin30.60%
Pretax Margin30.60%
Net Profit Margin23.08%
EBITDA Margin33.03%
EBIT Margin31.53%
Analyst Forecast
The average price target for Heritage Insurance Holdings is $36.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$36.50
Price Target Upside37.42% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast5.92%
EPS Growth Forecast93.02%