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NODK Stock Chart & Stats
$13.27
-$0.03(-0.23%)
At close: 4:00 PM EST
$13.27
-$0.03(-0.23%)
Day’s Range― - ―
52-Week Range$12.22 - $16.49
Previous CloseN/A
Volume3.09K
Average Volume (3M)9.46K
Market Cap
$329.55M
Enterprise Value$264.46M
Total Cash (Recent Filing)$189.21M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)―
Beta0.31
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.20
Shares Outstanding20,481,438
10 Day Avg. Volume11,041
30 Day Avg. Volume9,461
Financial Highlights & Ratios
PEG Ratio-0.37
Price to Book (P/B)1.16
Price to Sales (P/S)0.98
P/FCF Ratio-18.02
Enterprise Value/Market Cap0.80
Enterprise Value/Revenue0.97
Enterprise Value/Gross Profit5.99
Enterprise Value/Ebitda-73.89
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and a sizable equity base provide durable financial resilience for underwriting volatility. This conservatism supports the company’s ability to absorb underwriting losses, maintain claims-paying capacity, and fund reinsurance or strategic initiatives without urgent external financing.
Governance And Board StrengtheningAddition of independent directors and shareholder backing improve oversight of underwriting, reserving and executive compensation. Stronger governance increases credibility with reinsurers, regulators and investors and reduces execution risk for multi‑quarter strategic fixes.
Demonstrated Cash-generation In Prior CyclesPrior multi‑year positive operating and free cash flows show the business can generate meaningful cash when underwriting improves. That track record implies the company can restore internal funding for claims, capital returns or reinsurance when favorable loss trends return.
Bears Say
Sustained Underwriting LossesConsecutive multi‑year underwriting losses and negative TTM earnings signal structural profitability challenges. Persistent losses erode capital returns, constrain reserve rebuilding and make it harder to demonstrate sustainable pricing adequacy across personal and commercial lines.
Volatile And Recently Negative Cash FlowNegative trailing cash generation reduces financial flexibility to fund claims, buy reinsurance, or invest in distribution. If cash flow weakness persists, the firm may need to curtail growth, draw on capital or seek external financing, increasing long‑term execution risk.
Declining Revenue And Weak ROEFalling premium revenue and negative returns on equity indicate the business is not generating acceptable economic returns on capital. That impairs ability to deploy capital profitably, reduces reinvestment capacity, and may pressure pricing or lead to strategic retrenchment.
NI Holdings News
NODK FAQ
What was NI Holdings, Inc.’s price range in the past 12 months?
NI Holdings, Inc. lowest stock price was $12.22 and its highest was $16.49 in the past 12 months.
What is NI Holdings, Inc.’s market cap?
NI Holdings, Inc.’s market cap is $329.55M.
When is NI Holdings, Inc.’s upcoming earnings report date?
NI Holdings, Inc.’s upcoming earnings report date is Aug 06, 2026 which is in 33 days.
How were NI Holdings, Inc.’s earnings last quarter?
NI Holdings, Inc. released its earnings results on May 08, 2026. The company reported $0.598 earnings per share for the quarter, beating the consensus estimate of N/A by $0.598.
Is NI Holdings, Inc. overvalued?
According to Wall Street analysts NI Holdings, Inc.’s price is currently Overvalued.
Does NI Holdings, Inc. pay dividends?
NI Holdings, Inc. does not currently pay dividends.
What is NI Holdings, Inc.’s EPS estimate?
NI Holdings, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does NI Holdings, Inc. have?
NI Holdings, Inc. has 20,481,438 shares outstanding.
What happened to NI Holdings, Inc.’s price movement after its last earnings report?
NI Holdings, Inc. reported an EPS of $0.598 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.372%.
Which hedge fund is a major shareholder of NI Holdings, Inc.?
Currently, no hedge funds are holding shares in NODK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
NI Holdings Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-13.29%
12-Months-Change
Fundamentals
Return on Equity
-1.79%
Trailing 12-Months
Asset Growth
-6.69%
Trailing 12-Months
Company Description
NI Holdings, Inc.
NI Holdings, Inc. provides a comprehensive range of property and casualty insurance policies across the United States. Their product portfolio includes coverage for personal and specialized automobile risks, residential properties, agricultural holdings, various types of crop damage (including hail and multi-peril), and general liability. Established in 1946, the company's primary operations are situated in Fargo, North Dakota, as a subsidiary of Nodak Mutual Group, Inc.
Technical Analysis
Donegal Group
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Global Indemnity
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Kingstone Companies
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American Coastal Insurance
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Ownership Overview
1.12% Insiders
4.13% Mutual Funds
14.63% Other Institutional Investors
76.28% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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