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NI Holdings, Inc. (NODK)
NASDAQ:NODK
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NI Holdings (NODK) Stock Statistics & Valuation Metrics

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Total Valuation

NI Holdings has a market cap or net worth of $281.82M. The enterprise value is $228.82M.
Market Cap$281.82M
Enterprise Value$228.82M

Share Statistics

NI Holdings has 20,481,438 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding20,481,438
Owned by Insiders1.22%
Owned by Institutions14.63%

Financial Efficiency

NI Holdings’s return on equity (ROE) is -0.04 and return on invested capital (ROIC) is -3.99%.
Return on Equity (ROE)-0.04
Return on Assets (ROA)-0.02
Return on Invested Capital (ROIC)-3.99%
Return on Capital Employed (ROCE)-0.05
Revenue Per Employee1.41M
Profits Per Employee-51.55K
Employee Count202
Asset Turnover0.56
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of NI Holdings is 5.4. NI Holdings’s PEG ratio is -0.37.
PE Ratio5.4
PS Ratio0.98
PB Ratio1.16
Price to Fair Value1.16
Price to FCF156.23
Price to Operating Cash Flow-10.81
PEG Ratio-0.37

Income Statement

In the last 12 months, NI Holdings had revenue of 285.05M and earned -10.41M in profits. Earnings per share was -0.50.
Revenue285.05M
Gross Profit84.26M
Operating Income-12.33M
Pretax Income-12.33M
Net Income-10.41M
EBITDA-11.54M
Earnings Per Share (EPS)-0.50

Cash Flow

In the last 12 months, operating cash flow was -27.03M and capital expenditures -22.00K, giving a free cash flow of -27.05M billion.
Operating Cash Flow-27.03M
Free Cash Flow-27.05M
Free Cash Flow per Share-1.32

Dividends & Yields

NI Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.37
52-Week Price Change9.30%
50-Day Moving Average13.11
200-Day Moving Average13.30
Relative Strength Index (RSI)65.06
Average Volume (3m)9.46K

Important Dates

NI Holdings upcoming earnings date is Aug 6, 2026, TBA (Confirmed).
Last Earnings DateMay 8, 2026
Next Earnings DateAug 6, 2026
Ex-Dividend Date

Financial Position

NI Holdings as a current ratio of 1.08, with Debt / Equity ratio of 0.00%
Current Ratio1.08
Quick Ratio1.08
Debt to Market Cap0.00
Net Debt to EBITDA4.48
Interest Coverage Ratio0.00

Taxes

In the past 12 months, NI Holdings has paid -1.92M in taxes.
Income Tax-1.92M
Effective Tax Rate0.16

Enterprise Valuation

NI Holdings EV to EBITDA ratio is -19.72, with an EV/FCF ratio of 127.29.
EV to Sales0.80
EV to EBITDA-19.72
EV to Free Cash Flow127.29
EV to Operating Cash Flow113.51

Balance Sheet

NI Holdings has $189.21M in cash and marketable securities with $0.00 in debt, giving a net cash position of $189.21M billion.
Cash & Marketable Securities$189.21M
Total Debt$0.00
Net Cash$189.21M
Net Cash Per Share$9.24
Tangible Book Value Per Share$10.53

Margins

Gross margin is 16.15%, with operating margin of -4.33%, and net profit margin of -3.65%.
Gross Margin16.15%
Operating Margin-4.33%
Pretax Margin-4.33%
Net Profit Margin-3.65%
EBITDA Margin-4.05%
EBIT Margin-4.33%

Analyst Forecast

The average price target for NI Holdings is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast-15.19%
EPS Growth Forecast-182.34%

Scores

Smart Score3
AI Score