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Kingstone (KINS)
NASDAQ:KINS
KINS Stock Chart & Stats
$15.25
-$0.57(-3.86%)
At close: 4:00 PM EST
$15.25
-$0.57(-3.86%)
Day’s Range― - ―
52-Week Range$13.08 - $22.40
Previous CloseN/A
Volume121.97K
Average Volume (3M)104.18K
Market Cap
$210.35M
Enterprise Value-$7.53B
Total Cash (Recent Filing)$301.22B
Total Debt (Recent Filing)$4.44B
Price to Earnings (P/E)5.7
Beta0.69
Next Earnings
May 07, 2026EPS Estimate
-0.26Next Dividend Ex-DateN/A
Dividend Yield0.57%
Share Statistics
EPS (TTM)1.08
Shares Outstanding14,476,825
10 Day Avg. Volume116,081
30 Day Avg. Volume104,177
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)<0.01
Price to Sales (P/S)1.18
P/FCF Ratio<0.01
Enterprise Value/Market Cap-35.79
Enterprise Value/Revenue-37.79
Enterprise Value/Gross Profit-65.50
Enterprise Value/Ebitda-139.28
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.15
Revenue Forecast (FY)$319.70M
Bulls Say, Bears Say
Bulls Say
Underwriting And Margin ImprovementSustained improvement in underlying loss and combined ratios reflects better risk selection, claims handling and product mix (Select book). These structural underwriting gains support margin durability, reduce frequency of attritional losses, and form a repeatable profit engine over multiple underwriting cycles.
Low Leverage And Capital StrengthVery low leverage and materially stronger equity provide durable financial flexibility for underwriting, reinsurance buy-downs, and measured geographic expansion. A stronger capital base lowers insolvency risk, supports dividend payments and quota-share reductions, and underpins multi-year growth plans.
Strong Cash Generation & Investment IncomeConsistent cash conversion and a growing, higher-yielding investment portfolio create a durable funding source for underwriting float, dividend payouts, and capital deployment. Reliable cashflow coverage of earnings reduces refinancing needs and supports sustained operating improvements over time.
Bears Say
Large 2025 Revenue ContractionA pronounced one-year revenue drop raises durable concerns about premium recognition quality, channel stability or one-off adjustments. Even with margin improvement, a weakened top line can limit scalability, slow reserve build patterns and complicate achieving management's multi-year premium targets.
Elevated Catastrophe ExposureManagement's higher cat assumption materially widens earnings volatility and compresses headline combined ratios and EPS. Property insurers are inherently weather-sensitive; persistent or larger-than-anticipated catastrophe loads can erode capital, drive higher reinsurance costs, and reduce return consistency over several years.
California Expansion Execution RiskEntering California E&S exposes the company to complex wildfire modeling, regulatory scrutiny and unfamiliar loss patterns. Management's cautious start limits near-term upside, but execution missteps, model error or regulatory constraints could impair profitability and slow the anticipated diversification benefits over multiple years.
Kingstone Companies News
KINS FAQ
What was Kingstone’s price range in the past 12 months?
Kingstone lowest stock price was $13.08 and its highest was $22.40 in the past 12 months.
What is Kingstone’s market cap?
Kingstone’s market cap is $210.35M.
When is Kingstone’s upcoming earnings report date?
Kingstone’s upcoming earnings report date is May 07, 2026 which is in 44 days.
How were Kingstone’s earnings last quarter?
Kingstone released its earnings results on Mar 05, 2026. The company reported $1.08 earnings per share for the quarter, beating the consensus estimate of $1.05 by $0.03.
Is Kingstone overvalued?
According to Wall Street analysts Kingstone’s price is currently Overvalued.
Does Kingstone pay dividends?
Kingstone pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.57%. See more information on Kingstone dividends here
What is Kingstone’s EPS estimate?
Kingstone’s EPS estimate is -0.26.
How many shares outstanding does Kingstone have?
Kingstone has 14,476,825 shares outstanding.
What happened to Kingstone’s price movement after its last earnings report?
Kingstone reported an EPS of $1.08 in its last earnings report, beating expectations of $1.05. Following the earnings report the stock price went down -3.946%.
Which hedge fund is a major shareholder of Kingstone?
Currently, no hedge funds are holding shares in KINS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kingstone Companies Stock Smart Score
Outperform
1
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3
4
5
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7
8
9
10
Blogger Sentiment
Bullish
KINS Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Increased
By 432.7K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 6.0%
Last 30 Days ▲ 5.5%
Last 30 Days ▲ 5.5%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-7.30%
12-Months-Change
Fundamentals
Return on Equity
0.13%
Trailing 12-Months
Asset Growth
27.97%
Trailing 12-Months
Company Description
Kingstone
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company offers personal line of insurance products, including homeowners and dwelling fire multi-peril, cooperative/condominiums, renters, and personal umbrella policies. It also provides for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies, as well as reinsurance products. It sells its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.
KINS Company Deck
KINS Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive underlying operating performance: record profitability, substantial premium and earned premium growth, marked improvement in expense and loss ratios, stronger investment income and capital metrics, and a disciplined, measured expansion strategy (California). The primary near-term headwinds are weather-driven: management is prudently assuming a higher-than-average catastrophe load for 2026 (7–10 points), which depresses headline combined ratio and EPS guidance despite healthy underlying metrics. Regulatory uncertainty in New York and execution risk for California are noted but framed as manageable. Overall, the highlights substantially outweigh the lowlights.View all KINS earnings summariesTechnical Analysis
Ownership Overview
6.03% Insiders
14.20% Mutual Funds
16.35% Other Institutional Investors
52.44% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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