Kingstone (KINS)
NASDAQ:KINS
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KINS Stock Chart & Stats
$15.25
-$0.57(-3.86%)
At close: 4:00 PM EST
$15.25
-$0.57(-3.86%)
Day’s Range― - ―
52-Week Range$13.08 - $19.42
Previous CloseN/A
Volume121.97K
Average Volume (3M)129.62K
Market Cap
$228.28M
Enterprise Value$208.16M
Total Cash (Recent Filing)$156.50M
Total Debt (Recent Filing)$4.12M
Price to Earnings (P/E)7.3
Beta0.70
Next Earnings
Aug 06, 2026EPS Estimate
0.95Next Dividend Ex-DateN/A
Dividend Yield0.57%
Share Statistics
EPS (TTM)2.22
Shares Outstanding14,484,841
10 Day Avg. Volume97,655
30 Day Avg. Volume129,616
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)1.91
Price to Sales (P/S)1.18
P/FCF Ratio3.21
Enterprise Value/Market Cap0.91
Enterprise Value/Revenue1.00
Enterprise Value/Gross Profit1.81
Enterprise Value/Ebitda4.98
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.3
Revenue Forecast (FY)$322.20M
Bulls Say, Bears Say
Bulls Say
Improved Underwriting Via Select Product MixA higher-weighted Select book with 33% lower claim frequency and ~60% portfolio share signals structurally better risk selection. Over time this reduces loss volatility, improves combined ratios on a per-policy basis, and supports sustainable underwriting margins and pricing discipline.
Strong Premium Growth And Organic ExpansionConsistent double-digit DPW and nearly 28% NPE growth indicate durable top-line expansion and scale. That growth spreads fixed acquisition and admin costs, enhances agency relationships and underwriting data, and creates operating leverage that can sustainably lift underwriting and return-on-equity over the medium term.
Cash Generation Generally Supports Operations And ReturnsFCF that tracks reported earnings suggests earnings translate to real liquidity, enabling consistent dividend payments, opportunistic buybacks, and funding for measured geographic expansion without adding leverage. That cash conversion underpins capital allocation flexibility and long-term financial resilience.
Bears Say
High Catastrophe SensitivityMaterial catastrophe swings (26 combined-ratio points in Q1) demonstrate the business remains exposed to episodic weather losses. For a homeowners-focused carrier this causes large quarter-to-quarter earnings volatility, strains short-term capital and can meaningfully alter multi-quarter profitability despite underlying improvements.
Balance-sheet Comparability Concerns And Weak TTM ROEAbrupt, large-scale changes in reported TTM assets and equity plus near-zero TTM ROE make recent capitalization and profitability hard to interpret. This undermines confidence in solvency and return metrics, complicates trend analysis, and increases the risk that apparent improvements may be data-driven rather than fundamental.
Geographic Concentration In Northeast / New YorkA historically New York‑centric homeowners franchise concentrates exposure to regional weather, regulatory regimes and housing trends. That concentration raises correlated catastrophe and pricing risk; planned California entry is initially small and reinsured, so diversification benefits will accrue only slowly if execution scales as intended.
Kingstone Companies News
KINS FAQ
What was Kingstone’s price range in the past 12 months?
Kingstone lowest stock price was $13.08 and its highest was $19.42 in the past 12 months.
What is Kingstone’s market cap?
Kingstone’s market cap is $228.28M.
When is Kingstone’s upcoming earnings report date?
Kingstone’s upcoming earnings report date is Aug 06, 2026 which is in 57 days.
How were Kingstone’s earnings last quarter?
Kingstone released its earnings results on May 07, 2026. The company reported -$0.35 earnings per share for the quarter, missing the consensus estimate of -$0.26 by -$0.09.
Is Kingstone overvalued?
According to Wall Street analysts Kingstone’s price is currently Overvalued.
Does Kingstone pay dividends?
Kingstone pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.57%. See more information on Kingstone dividends here
What is Kingstone’s EPS estimate?
Kingstone’s EPS estimate is 0.95.
How many shares outstanding does Kingstone have?
Kingstone has 14,484,841 shares outstanding.
What happened to Kingstone’s price movement after its last earnings report?
Kingstone reported an EPS of -$0.35 in its last earnings report, missing expectations of -$0.26. Following the earnings report the stock price went down -3.957%.
Which hedge fund is a major shareholder of Kingstone?
Currently, no hedge funds are holding shares in KINS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kingstone Companies Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
KINS Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 94.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $653.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 1.3%
Last 30 Days ▼ 1.3%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.16%
12-Months-Change
Fundamentals
Return on Equity
28.27%
Trailing 12-Months
Asset Growth
23.76%
Trailing 12-Months
Company Description
Kingstone
Kingstone Companies, Inc., through its operating entity Kingstone Insurance Company, focuses on delivering property and casualty insurance to individual clients across New York. The firm's product range encompasses various personal lines, including coverage for homeowners, multi-peril dwelling fire incidents, cooperative and condominium units, renters, and personal umbrella liability. Beyond personal policies, Kingstone also offers specialized physical damage-only insurance for commercial for-hire vehicles such as livery cars, car services, and taxicabs, alongside canine legal liability policies and reinsurance solutions. Its offerings are distributed through a broad network of retail and wholesale agents and brokers. Founded in 1886 and headquartered in Kingston, New York, the company was formerly known as DCAP Group, Inc., prior to its name change in July 2009.
KINS Company Deck
KINS Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a mixed near-term result driven by an exceptionally severe winter that produced a GAAP loss, elevated combined ratio and negative ROE for the quarter. However, management emphasized that these catastrophe impacts were within guidance scenarios and highlighted material improvements in the controllable operating metrics: strong premium growth (DPW +~20%, NPE +28%), improved underlying combined ratio (down 5.1 points to 88.3%), investment income (+63%) and expense efficiency (expense ratio 30.4%). The company reaffirmed full-year guidance, has no long-term debt, growing book value year-over-year, and conservative, measured geographic expansion plans. Overall, the underlying business momentum and capital/strategy positioning outweigh the quarter's catastrophe-driven headline loss.View all KINS earnings summariesTechnical Analysis
Ownership Overview
5.47% Insiders
14.17% Mutual Funds
17.87% Other Institutional Investors
51.29% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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