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KINS Stock Chart & Stats
$19.91
$1.03(5.46%)
At close: 4:00 PM EDT
$19.91
$1.03(5.46%)
Day’s Range― - ―
52-Week Range$13.08 - $20.79
Previous Close$19.91
Volume109.31K
Average Volume (3M)141.78K
Market Cap
$288.39M
Enterprise Value$214.84
Total Cash (Recent Filing)$156.50M
Total Debt (Recent Filing)$4.12M
Price to Earnings (P/E)9.0
Beta0.70
Next Earnings
Aug 06, 2026EPS Estimate
0.95Next Dividend Ex-DateN/A
Dividend Yield1%
Share Statistics
EPS (TTM)2.22
Shares Outstanding14,484,841
10 Day Avg. Volume123,555
30 Day Avg. Volume141,778
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)1.91
Price to Sales (P/S)1.18
P/FCF Ratio3.21
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.3
Revenue Forecast (FY)$322.20M
Bulls Say, Bears Say
Bulls Say
Underwriting ImprovementSustained improvement in underlying combined and loss ratios indicates better risk selection, pricing, and claims management excluding catastrophe noise. Over months, this reduces earnings cyclicality, supports margin sustainability as Select product mix and reserve discipline lower frequency and long-term underwriting volatility.
Premium Growth & ScaleConsistent mid-to-high teens DPW growth and nearly 30% NPE growth show durable demand and successful distribution with rising retention and new business. Growing scale in core NY and measured expansion (CA admitted/E&S, CT) should enhance operating leverage and spread fixed costs across more premium over the coming quarters.
Cash Generation & Investment YieldCash conversion near parity with reported earnings implies high quality earnings when profitable and reliable internal funding for underwriting and capital returns. Combined with higher portfolio yield and rising investment income, this improves long-run ability to fund growth, buybacks, and dividends without external leverage.
Bears Say
Catastrophe VolatilityConcentration in Northeast homeowners exposes the company to severe seasonal catastrophe swings that can erase quarterly profits and depress ROE. Reinsurance helps protect capital but earnings remain exposed to event timing and severity, making multi-quarter earnings durability harder to predict.
Balance-Sheet DistortionThe recent TTM balance-sheet anomalies and near-zero ROE raise questions about comparability and capital quality. Such distortions complicate assessment of leverage, reserve adequacy and solvency metrics, increasing uncertainty about the firm's capacity to support underwriting growth or absorb large losses over the medium term.
Historic Earnings/Cashflow CyclicalityThe company has demonstrated pronounced cyclical swings with multi-year loss periods and negative cashflow, reflecting inherent P&C volatility and prior underwriting pressure. This pattern implies persistent execution and reserve risk that can re-emerge and strain capital or force corrective pricing actions over several quarters.
Kingstone Companies News
KINS FAQ
What was Kingstone’s price range in the past 12 months?
Kingstone lowest stock price was $13.08 and its highest was $20.79 in the past 12 months.
What is Kingstone’s market cap?
Kingstone’s market cap is $288.39M.
When is Kingstone’s upcoming earnings report date?
Kingstone’s upcoming earnings report date is Aug 06, 2026 which is in 10 days.
How were Kingstone’s earnings last quarter?
Kingstone released its earnings results on May 07, 2026. The company reported -$0.35 earnings per share for the quarter, missing the consensus estimate of -$0.26 by -$0.09.
Is Kingstone overvalued?
According to Wall Street analysts Kingstone’s price is currently Overvalued.
Does Kingstone pay dividends?
Kingstone pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 1%. See more information on Kingstone dividends here
What is Kingstone’s EPS estimate?
Kingstone’s EPS estimate is 0.95.
How many shares outstanding does Kingstone have?
Kingstone has 14,484,841 shares outstanding.
What happened to Kingstone’s price movement after its last earnings report?
Kingstone reported an EPS of -$0.35 in its last earnings report, missing expectations of -$0.26. Following the earnings report the stock price went down -3.957%.
Which hedge fund is a major shareholder of Kingstone?
Currently, no hedge funds are holding shares in KINS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kingstone Companies Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
KINS Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 94.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $653.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▲ 5.0%
Last 30 Days ▲ 4.7%
Last 30 Days ▲ 4.7%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
27.90%
12-Months-Change
Fundamentals
Return on Equity
1.00%
Trailing 12-Months
Asset Growth
23.76%
Trailing 12-Months
Company Description
Kingstone
Kingstone Companies, Inc., through its operating entity Kingstone Insurance Company, focuses on delivering property and casualty insurance to individual clients across New York. The firm's product range encompasses various personal lines, including coverage for homeowners, multi-peril dwelling fire incidents, cooperative and condominium units, renters, and personal umbrella liability. Beyond personal policies, Kingstone also offers specialized physical damage-only insurance for commercial for-hire vehicles such as livery cars, car services, and taxicabs, alongside canine legal liability policies and reinsurance solutions. Its offerings are distributed through a broad network of retail and wholesale agents and brokers. Founded in 1886 and headquartered in Kingston, New York, the company was formerly known as DCAP Group, Inc., prior to its name change in July 2009.
KINS Company Deck
KINS Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a mixed near-term result driven by an exceptionally severe winter that produced a GAAP loss, elevated combined ratio and negative ROE for the quarter. However, management emphasized that these catastrophe impacts were within guidance scenarios and highlighted material improvements in the controllable operating metrics: strong premium growth (DPW +~20%, NPE +28%), improved underlying combined ratio (down 5.1 points to 88.3%), investment income (+63%) and expense efficiency (expense ratio 30.4%). The company reaffirmed full-year guidance, has no long-term debt, growing book value year-over-year, and conservative, measured geographic expansion plans. Overall, the underlying business momentum and capital/strategy positioning outweigh the quarter's catastrophe-driven headline loss.View all KINS earnings summariesTechnical Analysis
Ownership Overview
5.68% Insiders
14.32% Mutual Funds
0.62% Other Institutional Investors
67.20% Public Companies and
Individual Investors