Kingstone (KINS)
NASDAQ:KINS
KINS Stock Chart & Stats
$15.25
-$0.57(-3.86%)
At close: 4:00 PM EST
$15.25
-$0.57(-3.86%)
Day’s Range― - ―
52-Week Range$13.08 - $22.40
Previous CloseN/A
Volume121.97K
Average Volume (3M)94.66K
Market Cap
$218.31M
Enterprise Value$210.57M
Total Cash (Recent Filing)$301.22M
Total Debt (Recent Filing)$4.44M
Price to Earnings (P/E)5.7
Beta0.70
Next Earnings
May 07, 2026EPS Estimate
-0.26Next Dividend Ex-DateN/A
Dividend Yield0.57%
Share Statistics
EPS (TTM)1.08
Shares Outstanding14,476,825
10 Day Avg. Volume65,872
30 Day Avg. Volume94,657
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)1.91
Price to Sales (P/S)1.18
P/FCF Ratio3.21
Enterprise Value/Market Cap0.96
Enterprise Value/Revenue1.06
Enterprise Value/Gross Profit1.83
Enterprise Value/Ebitda3.90
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.15
Revenue Forecast (FY)$319.70M
Bulls Say, Bears Say
Bulls Say
Underwriting ImprovementSustained improvement in underlying combined and loss ratios reflects better risk selection, claims handling and expense discipline. These structural underwriting gains support margin durability, allow retention of more premium, and reduce reliance on reinsurance over the medium term.
Select Product Adoption & Premium GrowthGrowing adoption of the Select product and mid-teens premium growth show scalable distribution and product-market fit. A higher share of better-rated product lowers attritional frequency, underpinning repeatable top-line growth and enabling measured geographic expansion like the California entry.
Capital, Balance Sheet & Cash GenerationVery low leverage and cash generation roughly matching profits provide financial flexibility to reduce quota share cessions, fund disciplined growth, pay dividends, and withstand underwriting losses without forcing distressed capital actions, strengthening long-term resilience.
Bears Say
High Catastrophe SensitivityMaterial catastrophe exposure is intrinsic to homeowners P&C; management’s elevated 2026 cat assumption compresses headline margins and makes multi-quarter earnings highly volatile. This sensitivity complicates forward guidance, capital planning, and investor visibility over the medium term.
New York Regulatory ExposureHeavy concentration in New York leaves the company exposed to regulatory changes that could limit rate increases or modify underwriting rules. Any binding regulation that constrains pricing or alters required reserves would structurally pressure margins and restrict growth in the core market.
Revenue Volatility / Large 2025 DeclineA sharp, large revenue swing highlights inconsistency in top-line recognition or business mix and signals earnings unpredictability. Persistent revenue volatility undermines planning for underwriting capacity, reinsurance needs, and capital returns, increasing execution risk during expansion.
Kingstone Companies News
KINS FAQ
What was Kingstone’s price range in the past 12 months?
Kingstone lowest stock price was $13.08 and its highest was $22.40 in the past 12 months.
What is Kingstone’s market cap?
Kingstone’s market cap is $218.31M.
When is Kingstone’s upcoming earnings report date?
Kingstone’s upcoming earnings report date is May 07, 2026 which is in 24 days.
How were Kingstone’s earnings last quarter?
Kingstone released its earnings results on Mar 05, 2026. The company reported $1.08 earnings per share for the quarter, beating the consensus estimate of $1.05 by $0.03.
Is Kingstone overvalued?
According to Wall Street analysts Kingstone’s price is currently Overvalued.
Does Kingstone pay dividends?
Kingstone pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.57%. See more information on Kingstone dividends here
What is Kingstone’s EPS estimate?
Kingstone’s EPS estimate is -0.26.
How many shares outstanding does Kingstone have?
Kingstone has 14,476,825 shares outstanding.
What happened to Kingstone’s price movement after its last earnings report?
Kingstone reported an EPS of $1.08 in its last earnings report, beating expectations of $1.05. Following the earnings report the stock price went down -3.946%.
Which hedge fund is a major shareholder of Kingstone?
Currently, no hedge funds are holding shares in KINS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Kingstone Companies Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
KINS Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 432.7K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Positive
Last 7 Days ▼ 0.9%
Last 30 Days ▲ 4.3%
Last 30 Days ▲ 4.3%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-7.36%
12-Months-Change
Fundamentals
Return on Equity
40.02%
Trailing 12-Months
Asset Growth
27.97%
Trailing 12-Months
Company Description
Kingstone
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, underwrites property and casualty insurance products to individuals in New York. The company offers personal line of insurance products, including homeowners and dwelling fire multi-peril, cooperative/condominiums, renters, and personal umbrella policies. It also provides for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies, as well as reinsurance products. It sells its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.
KINS Company Deck
KINS Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive underlying operating performance: record profitability, substantial premium and earned premium growth, marked improvement in expense and loss ratios, stronger investment income and capital metrics, and a disciplined, measured expansion strategy (California). The primary near-term headwinds are weather-driven: management is prudently assuming a higher-than-average catastrophe load for 2026 (7–10 points), which depresses headline combined ratio and EPS guidance despite healthy underlying metrics. Regulatory uncertainty in New York and execution risk for California are noted but framed as manageable. Overall, the highlights substantially outweigh the lowlights.View all KINS earnings summariesTechnical Analysis
Ownership Overview
6.03% Insiders
14.20% Mutual Funds
16.35% Other Institutional Investors
52.44% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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