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Kingstone Reports Record Profitability and Strong Premium Growth

Story Highlights
  • Kingstone’s Q4 2025 preliminary results showed record profitability from 14 percent premium growth.
  • Management cited Select product penetration and operational gains as catalysts for continued profitable expansion toward 2029 goals.
  • Looking for the best stocks to buy? Follow the recommendations of top-performing analysts.
Kingstone Reports Record Profitability and Strong Premium Growth

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Kingstone Companies ( (KINS) ) has shared an announcement.

On February 4, 2026, Kingstone reported estimated fourth-quarter and full-year 2025 results showing record profitability, highlighted by Q4 direct premiums written of $83 million, a combined ratio between 64% and 66%, operating EPS of $1.03 to $1.08, and return on equity near 50%, while full-year premiums rose 15% to $278 million with operating EPS approaching $2.79 and ROE surpassing 40%. Management credited improved risk selection, low catastrophe losses, and faster claims resolution for the performance and said the Select product now accounts for 57% of policies, positioning the carrier to sustain profitable growth in New York and pursue targeted market extensions toward a $500 million premium goal by 2029, with more details promised on a March 6 earnings call.

The most recent analyst rating on (KINS) stock is a Hold with a $16.50 price target. To see the full list of analyst forecasts on Kingstone Companies stock, see the KINS Stock Forecast page.

Spark’s Take on KINS Stock

According to Spark, TipRanks’ AI Analyst, KINS is a Neutral.

The score is driven primarily by strong financial performance (improved profitability, very low leverage, high ROE) and supportive earnings-call guidance. These positives are tempered by weak technical momentum (below key moving averages with negative MACD) and some risk signals around loss severity and historical cash-flow volatility.

To see Spark’s full report on KINS stock, click here.

More about Kingstone Companies

Kingstone Companies is a Nasdaq-listed Northeast regional property and casualty insurer focused on serving producers and policyholders in downstate New York with homeowner coverage, emphasizing its Select product line, disciplined underwriting, and low-cost structure to support profitable expansion into new markets.

Average Trading Volume: 143,428

Technical Sentiment Signal: Buy

Current Market Cap: $219.7M

For detailed information about KINS stock, go to TipRanks’ Stock Analysis page.

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