Bowhead Specialty Holdings Inc. (BOW)
NYSE:BOW
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BOW Stock Chart & Stats
$24.66
-$0.12(-0.37%)
At close: 4:00 PM EST
$24.66
-$0.12(-0.37%)
Day’s Range― - ―
52-Week Range$21.21 - $37.98
Previous CloseN/A
Volume16.57K
Average Volume (3M)242.85K
Market Cap
$895.82M
Enterprise Value$908.69M
Total Cash (Recent Filing)$1.66B
Total Debt (Recent Filing)$146.51M
Price to Earnings (P/E)15.3
Beta0.34
Next Earnings
Aug 11, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.78
Shares Outstanding32,838,036
10 Day Avg. Volume231,272
30 Day Avg. Volume242,849
Financial Highlights & Ratios
PEG Ratio0.69
Price to Book (P/B)2.09
Price to Sales (P/S)1.70
P/FCF Ratio2.87
Enterprise Value/Market Cap1.01
Enterprise Value/Revenue1.56
Enterprise Value/Gross Profit4.53
Enterprise Value/Ebitda11.31
Forecast
1Y Price Target
$31.50Price Target Upside27.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
EPS Forecast (FY)1.97
Revenue Forecast (FY)$1.04B
Bulls Say, Bears Say
Bulls Say
Balance Sheet StrengthNear-zero leverage and rapidly expanding equity provide durable financial flexibility to support growth, reinsurance needs, and loss volatility. A conservative capital structure reduces refinancing risk and enhances capacity to write more premium without straining solvency or rating-sensitive metrics.
Consistent Cash GenerationStrong, consistent operating and free cash flow underpins internal funding for underwriting expansion, investment in digital platforms, and potential capital returns. High cash conversion versus net income supports sustainable reinvestment without overreliance on external capital.
Digital Underwriting Scale & Expense EfficiencyRapid digital traction (Baleen/Express) and falling expense ratios indicate scalable distribution and improved unit economics. Durable margin expansion potential arises if digital quoting/binding sustains higher throughput and lowers per-policy acquisition costs as the platform scales.
Bears Say
Reserve Uncertainty (High IBNR)A very high IBNR share signals limited internal loss development history and reliance on industry data, increasing the risk of adverse reserve revisions. Future reserve strengthening could materially impact earnings and capital, making loss emergence a persistent monitoring item.
Rising Acquisition & Underwriting CostsIncreases in broker commissions, hiring and ceding fees raise the breakeven for new business and compress underwriting margins. If higher acquisition levels persist, they could offset scaling benefits and require sustained price discipline or tighter underwriting to preserve combined ratios.
Competitive Pricing Pressure In CasualtySustained aggressive pricing from some competitors can erode rate adequacy and force tighter selection or higher retention of risk. For a specialty underwriter, prolonged rate pressure in casualty could slow profitable growth and necessitate conservative underwriting or reinsurance adjustments.
Bowhead Specialty Holdings Inc. News
BOW FAQ
What was Bowhead Specialty Holdings Inc.’s price range in the past 12 months?
Bowhead Specialty Holdings Inc. lowest stock price was $21.21 and its highest was $37.98 in the past 12 months.
What is Bowhead Specialty Holdings Inc.’s market cap?
Bowhead Specialty Holdings Inc.’s market cap is $895.82M.
When is Bowhead Specialty Holdings Inc.’s upcoming earnings report date?
Bowhead Specialty Holdings Inc.’s upcoming earnings report date is Aug 11, 2026 which is in 50 days.
How were Bowhead Specialty Holdings Inc.’s earnings last quarter?
Bowhead Specialty Holdings Inc. released its earnings results on May 05, 2026. The company reported $0.48 earnings per share for the quarter, beating the consensus estimate of $0.413 by $0.067.
Is Bowhead Specialty Holdings Inc. overvalued?
According to Wall Street analysts Bowhead Specialty Holdings Inc.’s price is currently Undervalued.
Does Bowhead Specialty Holdings Inc. pay dividends?
Bowhead Specialty Holdings Inc. does not currently pay dividends.
What is Bowhead Specialty Holdings Inc.’s EPS estimate?
Bowhead Specialty Holdings Inc.’s EPS estimate is 0.47.
How many shares outstanding does Bowhead Specialty Holdings Inc. have?
Bowhead Specialty Holdings Inc. has 32,838,036 shares outstanding.
What happened to Bowhead Specialty Holdings Inc.’s price movement after its last earnings report?
Bowhead Specialty Holdings Inc. reported an EPS of $0.48 in its last earnings report, beating expectations of $0.413. Following the earnings report the stock price went up 7.689%.
Which hedge fund is a major shareholder of Bowhead Specialty Holdings Inc.?
Currently, no hedge funds are holding shares in BOW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bowhead Specialty Holdings Inc. Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$31.50 (27.74% Upside)
$31.50 (27.74% Upside)
Hedge Fund Trend
Increased
By 4.0K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
-23.88%
12-Months-Change
Fundamentals
Return on Equity
13.39%
Trailing 12-Months
Asset Growth
40.81%
Trailing 12-Months
Company Description
Bowhead Specialty Holdings Inc.
Operating across the United States, Bowhead Specialty Holdings Inc. delivers a range of specialized property and casualty insurance products. The company, established in New York in 2020, provides diverse coverage, encompassing: casualty insurance specifically designed for sectors such as construction, distribution, heavy manufacturing, real estate, and hospitality; professional liability protection for financial institutions, both private and public company directors and officers, errors and omissions, and cyber-related exposures; and healthcare-specific solutions tailored for hospitals, senior care providers, managed care organizations, various medical facilities, and healthcare management liability. These offerings are disseminated through a network of wholesale and retail distribution partners. Known as Bowhead Holdings Inc. until its renaming in March 2024, the entity functions as a subsidiary of Bowhead Insurance Holdings LP.
BOW Company Deck
BOW Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a decidedly positive operational and financial picture: strong top-line growth (24% GWP), meaningful earnings improvement (~40% higher adjusted net income), profitable combined ratio (95.3%), and rapid early traction in digital underwriting (Baleen >3x YoY). Management acknowledges some competitive pricing pressure in pockets of casualty, higher acquisition mix costs, high IBNR percentage due to limited internal loss history, and persistent healthcare and cyber risks. Overall, the scale and quality of the growth, improved expense efficiency, and constructive capital/reinsurance moves outweigh the noted headwinds.View all BOW earnings summariesBOW Stock 12 Month Forecast
Average Price Target
$31.50
▲(27.74% Upside)
Technical Analysis
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Ownership Overview
61.15% Insiders
15.50% Mutual Funds
2.66% Other Institutional Investors
14.54% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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