UniCredit S.p.A (UNCFF)
OTHER OTC:UNCFF
UNCFF Stock Chart & Stats
$85.82
$1.14(2.80%)
At close: 4:00 PM EST
$85.82
$1.14(2.80%)
Day’s Range― - ―
52-Week Range$63.11 - $95.39
Previous CloseN/A
Volume1.46K
Average Volume (3M)5.88K
Market Cap
$124.73B
Enterprise Value$220.47B
Total Cash (Recent Filing)$41.80B
Total Debt (Recent Filing)$219.75B
Price to Earnings (P/E)9.4
Beta0.97
Next Earnings
Jul 22, 2026EPS Estimate
2.41Next Dividend Ex-DateN/A
Dividend Yield4.04%
Share Statistics
EPS (TTM)6.58
Shares Outstanding1,507,953,000
10 Day Avg. Volume2,416
30 Day Avg. Volume5,875
Financial Highlights & Ratios
PEG Ratio0.57
Price to Book (P/B)1.68
Price to Sales (P/S)4.83
P/FCF Ratio11.04
Enterprise Value/Market Cap1.77
Enterprise Value/Revenue8.58
Enterprise Value/Gross Profit8.58
Enterprise Value/Ebitda14.91
Forecast
1Y Price Target
$95.35Price Target Upside11.10% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)8.5
Revenue Forecast (FY)$30.16B
Bulls Say, Bears Say
Bulls Say
Earnings BeatReported net profit exceeded analyst estimates by about nine percent, supported by stronger trading and fee income along with improved cost efficiency, which reinforces earnings momentum.
Guidance And Shareholder DistributionManagement reiterated net profit guidance of about €10.5 billion, which underpins the company's stated full-year distribution target and dividend outlook.
M&A Integration And Revenue GrowthInternalisation of the Italian life insurance joint venture and integration of Alpha Bank Romania and Vodeno Aion are expected to increase fee and interest income, supporting medium-term revenue growth.
Bears Say
Capital AdequacyThe CET1 capital ratio declined by roughly 130 basis points after consolidation of a CBK equity stake, eroding the bank's capital buffer against stress scenarios.
Distribution And Capital Allocation RiskThe capital impact from consolidating the CBK stake could limit capacity to sustain target distributions or pursue sizeable share buybacks without rebuilding capital.
Regulatory And Rating PressureThe reduction in capital driven by the CBK consolidation may prompt rating agencies and regulators to reassess risk-weighted metrics, potentially increasing funding costs or capital requirements.
UniCredit SpA News
UNCFF FAQ
What was UniCredit S.p.A’s price range in the past 12 months?
UniCredit S.p.A lowest stock price was $63.10 and its highest was $95.39 in the past 12 months.
What is UniCredit S.p.A’s market cap?
UniCredit S.p.A’s market cap is $124.73B.
When is UniCredit S.p.A’s upcoming earnings report date?
UniCredit S.p.A’s upcoming earnings report date is Jul 22, 2026 which is in 43 days.
How were UniCredit S.p.A’s earnings last quarter?
UniCredit S.p.A released its earnings results on May 05, 2026. The company reported $2.478 earnings per share for the quarter, beating the consensus estimate of $2.225 by $0.252.
Is UniCredit S.p.A overvalued?
According to Wall Street analysts UniCredit S.p.A’s price is currently Undervalued.
Does UniCredit S.p.A pay dividends?
UniCredit S.p.A pays a Notavailable dividend of $2.022 which represents an annual dividend yield of 4.04%. See more information on UniCredit S.p.A dividends here
What is UniCredit S.p.A’s EPS estimate?
UniCredit S.p.A’s EPS estimate is 2.41.
How many shares outstanding does UniCredit S.p.A have?
UniCredit S.p.A has 1,507,953,000 shares outstanding.
What happened to UniCredit S.p.A’s price movement after its last earnings report?
UniCredit S.p.A reported an EPS of $2.478 in its last earnings report, beating expectations of $2.225. Following the earnings report the stock price went up 8.513%.
Which hedge fund is a major shareholder of UniCredit S.p.A?
Currently, no hedge funds are holding shares in UNCFF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
UniCredit S.p.A
UniCredit S.p.A. is a prominent commercial banking institution offering a comprehensive range of financial services across the retail, corporate, and private banking sectors. Its extensive product portfolio includes deposit accounts, lending products, various card services, and convenient transaction and payment solutions. The bank also provides investment funds, advisory services, treasury management, and insurance offerings, complemented by robust digital and mobile banking platforms. For businesses, UniCredit delivers specialized solutions covering payments, liquidity management, working capital optimization, hedging strategies, international trade facilitation, and treasury operations. Furthermore, it offers diverse funding options such as structured finance, project finance, commodity trade and export finance, alongside debt and equity funding. Clients can also benefit from structured investment opportunities and expert investment advisory. The company extends its expertise to corporate finance, capital structure consultation, and rating advisory, in addition to providing patient capital, financial sponsor solutions, and sustainable finance initiatives. Serving a broad client base encompassing individual consumers, corporate entities, public sector organizations, international businesses, and institutional investors, UniCredit maintains a significant presence across Italy, various other European nations, the Americas, Asia, and globally. Established in 1870 and headquartered in Milan, Italy, the bank was previously known as Unicredito Italiano S.p.A.
UNCFF Company Deck
UNCFF Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a strong set of record results for FY25 with broad-based commercial momentum, high profitability, robust fee growth, disciplined cost control and clear medium-term targets (net revenue, cost base, net profit, ROTE and high shareholder distributions). Management also outlined an ambitious UniCredit Unlimited strategy emphasizing AI, technology, platform rollouts (Vodeno, Buddy, DealSync) and capital-light product growth, supported by excess capital and overlays. Key near-term challenges include regulatory and tax-driven CET1 pressure, Russia-related revenue compression, meaningful recurring hedging costs (~€500m p.a. expected), RWA increases from model/regulatory changes, and execution risk around fast AI-driven transformation and workforce redeployment. Overall, the positives (record results, clear targets, strong commercial momentum and capital/distribution optionality) outweigh the negatives, though successful delivery depends on execution of technology/AI initiatives and regulatory/RWA management.View all UNCFF earnings summariesUNCFF Stock 12 Month Forecast
Average Price Target
$95.35
▲(11.10% Upside)
Technical Analysis
Banca Monte dei Paschi di Siena SPA
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Banco BPM S.p.A.
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BPER Banca S.p.A.
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FinecoBank SpA
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Intesa Sanpaolo SpA
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Ownership Overview
― Insiders
16.32% Mutual Funds
<0.01% Other Institutional Investors
67.25% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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