Banca Monte dei Paschi di Siena SPA (IT:BMPS)
:BMPS
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BMPS Stock Chart & Stats
€9.16
€0.04(0.61%)
At close: 4:00 PM EST
€9.16
€0.04(0.61%)
Day’s Range― - ―
52-Week Range€6.78 - €11.05
Previous CloseN/A
Volume13.88M
Average Volume (3M)35.85M
Market Cap
€33.01B
Enterprise Value€48.50B
Total Cash (Recent Filing)€15.02B
Total Debt (Recent Filing)€11.47B
Price to Earnings (P/E)7.8
Beta1.62
Next Earnings
Aug 06, 2026EPS Estimate
0.18Next Dividend Ex-DateN/A
Dividend Yield9.69%
Share Statistics
EPS (TTM)1.38
Shares Outstanding3,038,418,200
10 Day Avg. Volume24,830,432
30 Day Avg. Volume35,845,048
Financial Highlights & Ratios
PEG Ratio-9.19
Price to Book (P/B)1.22
Price to Sales (P/S)3.41
P/FCF Ratio9.95
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€10.08Price Target Upside9.99% Upside
Rating ConsensusHold
Number of Analyst Covering4
EPS Forecast (FY)0.77
Revenue Forecast (FY)€7.95B
Bulls Say, Bears Say
Bulls Say
Improved ProfitabilityA material rebound in profitability through 2023–2025, culminating in very high 2025 margins, signals structurally stronger earnings capacity. Sustained higher margins improve retained earnings, support capital build-up and resilience to cyclical shocks, aiding long-term dividend and growth plans.
Lower LeverageDebt-to-equity falling below 1.0 reflects meaningful balance-sheet repair and a stronger equity base. Improved leverage reduces refinancing and solvency risk, increases capacity to absorb credit losses, and gives management more flexibility for lending expansion or strategic investments over the medium term.
Positive Cash Generation (2025)Return to positive operating and free cash flow in 2025, with FCF roughly matching net income, indicates improved earnings quality and real cash conversion. Reliable cash generation supports debt reduction, capital expenditures and shareholder distributions without immediate reliance on external funding.
Bears Say
Revenue & Cash-Flow VolatilityPersistent revenue and cash-flow volatility and episodes of losses (2020, 2022) imply earnings are cyclical and forecasting is uncertain. This undermines long-term planning, raises provisioning and capital needs in downturns, and makes sustained payout policies and strategic investment timing riskier.
Substantial Absolute DebtDespite improved leverage ratios, the bank still holds substantial absolute debt which keeps interest-cost exposure and refinancing risk elevated. High nominal indebtedness can constrain balance-sheet flexibility, limit capacity to pursue growth initiatives and magnify stress under adverse credit cycles.
Lumpy Free Cash FlowSharp negative free-cash-flow growth in 2025 and prior periods of negative operating/FCF indicate lumpiness in cash generation. Irregular FCF increases reliance on capital markets or internal buffers during weak periods, complicating sustained investment, deleveraging and reliable dividend policies.
BMPS FAQ
What was Banca Monte dei Paschi di Siena SPA’s price range in the past 12 months?
Banca Monte dei Paschi di Siena SPA lowest stock price was €6.78 and its highest was €11.05 in the past 12 months.
What is Banca Monte dei Paschi di Siena SPA’s market cap?
Banca Monte dei Paschi di Siena SPA’s market cap is €33.01B.
When is Banca Monte dei Paschi di Siena SPA’s upcoming earnings report date?
Banca Monte dei Paschi di Siena SPA’s upcoming earnings report date is Aug 06, 2026 which is in 43 days.
How were Banca Monte dei Paschi di Siena SPA’s earnings last quarter?
Banca Monte dei Paschi di Siena SPA released its earnings results on May 12, 2026. The company reported €0.171 earnings per share for the quarter, missing the consensus estimate of €0.195 by -€0.024.
Is Banca Monte dei Paschi di Siena SPA overvalued?
According to Wall Street analysts Banca Monte dei Paschi di Siena SPA’s price is currently Undervalued.
Does Banca Monte dei Paschi di Siena SPA pay dividends?
Banca Monte dei Paschi di Siena SPA pays a Annually dividend of €0.86 which represents an annual dividend yield of 9.69%. See more information on Banca Monte dei Paschi di Siena SPA dividends here
What is Banca Monte dei Paschi di Siena SPA’s EPS estimate?
Banca Monte dei Paschi di Siena SPA’s EPS estimate is 0.18.
How many shares outstanding does Banca Monte dei Paschi di Siena SPA have?
Banca Monte dei Paschi di Siena SPA has 3,038,418,200 shares outstanding.
What happened to Banca Monte dei Paschi di Siena SPA’s price movement after its last earnings report?
Banca Monte dei Paschi di Siena SPA reported an EPS of €0.171 in its last earnings report, missing expectations of €0.195. Following the earnings report the stock price went up 1.475%.
Which hedge fund is a major shareholder of Banca Monte dei Paschi di Siena SPA?
Currently, no hedge funds are holding shares in IT:BMPS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Monte dei Paschi di Siena SPA
Banca Monte dei Paschi di Siena S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. It operates through four segments: Retail Banking, Wealth Management, Corporate Banking, and Large Corporate and Investment Banking. The company offers savings and deposit accounts, cards, advanced payment systems, insurance products, pensions, mortgages, and loans, as well as financial advisory, electronic payment, self-service customer operations, and consultancy services. It also provides asset management, financial planning, consultancy on non-financial services, and fiduciary and trust services; and credit intermediation, collaboration with trade associations, factoring offers, and third-party custody and storage services for dairy products. In addition, the company offers corporate and structured finance, medium and long-term credit, and specialized support, as well as leasing and bancassurance. It serves private customers, corporate and large group clients, and small and medium enterprises. The company was founded in 1472 and is headquartered in Siena, Italy.
BMPS Stock 12 Month Forecast
Average Price Target
€10.08
▲(9.99% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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