Banco BPM S.p.A. (IT:BAMI)
:BAMI
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BAMI Stock Chart & Stats
€13.48
<€0.01(0.05%)
At close: 4:00 PM EST
€13.48
<€0.01(0.05%)
Day’s Range― - ―
52-Week Range€9.55 - €14.50
Previous CloseN/A
Volume9.97M
Average Volume (3M)7.98M
Market Cap
€21.83B
Enterprise Value€45.73B
Total Cash (Recent Filing)€5.61B
Total Debt (Recent Filing)€31.04B
Price to Earnings (P/E)6.4
Beta1.25
Next Earnings
Aug 05, 2026EPS Estimate
0.3Next Dividend Ex-DateN/A
Dividend Yield8.25%
Share Statistics
EPS (TTM)1.72
Shares Outstanding1,515,182,100
10 Day Avg. Volume7,426,116
30 Day Avg. Volume7,982,693
Financial Highlights & Ratios
PEG Ratio1.13
Price to Book (P/B)1.18
Price to Sales (P/S)1.98
P/FCF Ratio3.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€13.67Price Target Upside1.42% Upside
Rating ConsensusHold
Number of Analyst Covering7
EPS Forecast (FY)1.25
Revenue Forecast (FY)€6.19B
Bulls Say, Bears Say
Bulls Say
Improved Profitability And MarginsSustained margin improvement across 2024–2025 indicates stronger earnings power and operating leverage. This bolsters the bank's ability to generate internal capital, support dividend capacity and absorb moderate credit shocks, improving resilience over the next 2–6 months.
Durable Banking Revenue Model (NII And Fees)A business model anchored in net interest income plus recurring fees and bancassurance distribution creates stable, predictable cash generation. That mix reduces reliance on volatile trading income and supports long-term earnings stability and funding of lending activities.
Balance Sheet Has ImprovedA stronger equity base and rising ROE versus earlier years enhance regulatory buffers and financial flexibility. Improved capitalisation supports loan growth, cushions losses, and reduces refinancing and funding risk relative to the weaker position seen in 2021–2022.
Bears Say
Elevated Leverage RiskPersistently elevated leverage increases sensitivity to credit losses, interest-rate volatility and regulatory capital requirements. It constrains management's ability to expand lending or increase payouts without additional capital, raising medium-term financial risk.
Volatile Cash GenerationIrregular operating and free cash flows—including a large negative swing in 2022 and a sharp FCF decline in 2025—undermine predictability of internal funding. This volatility limits reliable reinvestment, dividend sustainability, and buffers against cyclical shocks.
Weak Revenue TrendMaterial negative revenue growth reduces scale and puts pressure on long-term margin sustainability. If top-line contraction persists, it will be harder to sustain operating leverage benefits and earnings improvements without cost reductions or new fee streams.
Banco BPM S.p.A. News
BAMI FAQ
What was Banco BPM S.p.A.’s price range in the past 12 months?
Banco BPM S.p.A. lowest stock price was €9.55 and its highest was €14.49 in the past 12 months.
What is Banco BPM S.p.A.’s market cap?
Banco BPM S.p.A.’s market cap is €21.83B.
When is Banco BPM S.p.A.’s upcoming earnings report date?
Banco BPM S.p.A.’s upcoming earnings report date is Aug 05, 2026 which is in 51 days.
How were Banco BPM S.p.A.’s earnings last quarter?
Banco BPM S.p.A. released its earnings results on May 05, 2026. The company reported €0.31 earnings per share for the quarter, beating the consensus estimate of €0.307 by €0.003.
Is Banco BPM S.p.A. overvalued?
According to Wall Street analysts Banco BPM S.p.A.’s price is currently Undervalued.
Does Banco BPM S.p.A. pay dividends?
Banco BPM S.p.A. pays a Semiannually dividend of €0.54 which represents an annual dividend yield of 8.25%. See more information on Banco BPM S.p.A. dividends here
What is Banco BPM S.p.A.’s EPS estimate?
Banco BPM S.p.A.’s EPS estimate is 0.3.
How many shares outstanding does Banco BPM S.p.A. have?
Banco BPM S.p.A. has 1,515,182,100 shares outstanding.
What happened to Banco BPM S.p.A.’s price movement after its last earnings report?
Banco BPM S.p.A. reported an EPS of €0.31 in its last earnings report, beating expectations of €0.307. Following the earnings report the stock price went up 1.317%.
Which hedge fund is a major shareholder of Banco BPM S.p.A.?
Currently, no hedge funds are holding shares in IT:BAMI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banco BPM S.p.A.
Headquartered in Verona, Italy, Banco BPM S.p.A. and its affiliates deliver a broad spectrum of banking and financial services throughout Italy. The bank caters to a varied customer base, encompassing individual consumers, small and medium-sized enterprises, and large corporations. Its operational framework is organized into segments such as Retail, Corporate, Institutional, Private, Investment Banking, Strategic Partnerships, Leases, and a Corporate Centre. Individual clients can access offerings like current accounts, residential mortgages, personal loans, and a variety of card products (credit, debit, and prepaid), along with insurance for home, personal, asset, and vehicle needs, as well as savings, investment products, and online trading facilities. For businesses, the company provides financing, corporate leasing, project and real estate funding, payment and collection services, trade and export finance, digital solutions, and investment and transactional banking. By December 31, 2021, Banco BPM operated 1,508 branches. The entity adopted its current name, Banco BPM Società per Azioni, in January 2017, having previously been known as Banco Popolare Societa Cooperativa Scarl.
BAMI Stock 12 Month Forecast
Average Price Target
€13.67
▲(1.42% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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