FinecoBank SpA (IT:FBK)
:FBK
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FBK Stock Chart & Stats
€22.43
€0.18(1.02%)
At close: 4:00 PM EST
€22.43
€0.18(1.02%)
Day’s Range― - ―
52-Week Range€17.55 - €23.21
Previous CloseN/A
Volume3.17M
Average Volume (3M)1.56M
Market Cap
€14.07B
Enterprise Value€13.84B
Total Cash (Recent Filing)€1.87B
Total Debt (Recent Filing)€1.66B
Price to Earnings (P/E)12.1
Beta1.10
Next Earnings
Jul 29, 2026EPS Estimate
0.28Next Dividend Ex-DateN/A
Dividend Yield3.35%
Share Statistics
EPS (TTM)1.33
Shares Outstanding611,890,600
10 Day Avg. Volume1,730,657
30 Day Avg. Volume1,561,041
Financial Highlights & Ratios
PEG Ratio-22.41
Price to Book (P/B)5.32
Price to Sales (P/S)10.31
P/FCF Ratio14.25
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€26.52Price Target Upside18.22% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
EPS Forecast (FY)1.1
Revenue Forecast (FY)€1.44B
Bulls Say, Bears Say
Bulls Say
High Margins And ProfitabilityFinecoBank's very high operating and net margins are a durable indicator of strong unit economics and pricing power across its banking and advisory businesses. Sustained margins (and ROE ~22–28% historically) provide recurring surplus to fund investment, dividends, and absorb shocks without immediate capital raises, supporting long-term financial resilience.
Integrated Multi-product Business ModelThe bank's integrated platform combining current accounts, payments, lending, trading and advisory creates multiple, complementary revenue streams (NII, fees, brokerage). This diversification and cross-sell capability strengthens customer stickiness, stabilizes fee income over cycles, and supports scalable growth without heavy customer acquisition cost increases.
Strong Cash Generation OverallFree cash flow closely tracking net income in recent years indicates effective conversion of earnings into cash. Robust 2025 OCF/FCF levels underpin sustainable dividend capacity, organic investment and balance sheet flexibility. Over the medium term this cash conversion supports shareholder returns and reinvestment optionality.
Bears Say
Leverage InstabilityMeaningful swings in leverage reduce predictability of funding costs and capital flexibility. A jump in debt-to-equity can increase vulnerability to rate moves or stress, constrain capacity for opportunistic investments or buybacks, and necessitate higher provisioning buffers, making the balance sheet less stable over the medium term.
Revenue Volatility Year-to-yearMaterial year-to-year swings in revenue indicate sensitivity to market activity, product flows or one-off items. Such cyclicality complicates forecasting and weakens predictability of fee and trading income, which can pressure planning for costs, capital allocation and dividend policy across multi-quarter horizons.
Cash-flow LumpinessAlthough aggregate cash generation is strong, episodes of negative OCF/FCF and sharp year-to-year swings reduce reliability of internally generated funding. Lumpiness can force short-term financing, delay share repurchases or discretionary investment, and complicate sustainable payout sizing despite strong headline FCF in certain years.
FinecoBank SpA News
FBK FAQ
What was FinecoBank SpA’s price range in the past 12 months?
FinecoBank SpA lowest stock price was €17.55 and its highest was €23.21 in the past 12 months.
What is FinecoBank SpA’s market cap?
FinecoBank SpA’s market cap is €14.07B.
When is FinecoBank SpA’s upcoming earnings report date?
FinecoBank SpA’s upcoming earnings report date is Jul 29, 2026 which is in 35 days.
How were FinecoBank SpA’s earnings last quarter?
FinecoBank SpA released its earnings results on May 07, 2026. The company reported €0.27 earnings per share for the quarter, beating the consensus estimate of €0.261 by €0.009.
Is FinecoBank SpA overvalued?
According to Wall Street analysts FinecoBank SpA’s price is currently Undervalued.
Does FinecoBank SpA pay dividends?
FinecoBank SpA pays a Annually dividend of €0.79 which represents an annual dividend yield of 3.35%. See more information on FinecoBank SpA dividends here
What is FinecoBank SpA’s EPS estimate?
FinecoBank SpA’s EPS estimate is 0.28.
How many shares outstanding does FinecoBank SpA have?
FinecoBank SpA has 611,890,600 shares outstanding.
What happened to FinecoBank SpA’s price movement after its last earnings report?
FinecoBank SpA reported an EPS of €0.27 in its last earnings report, beating expectations of €0.261. Following the earnings report the stock price went down -1.783%.
Which hedge fund is a major shareholder of FinecoBank SpA?
Currently, no hedge funds are holding shares in IT:FBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
FinecoBank SpA
FinecoBank Banca Fineco S.p.A., founded in Reggio Emilia, Italy, in 1999, is a financial institution offering a comprehensive suite of banking and investment solutions. The company's operations are divided into three main divisions: Banking, Brokerage, and Investing. Its banking arm provides essential services such as current and savings accounts, payment processing, home loans, personal credit, and various card options (debit, credit, prepaid). Through its brokerage division, FinecoBank enables clients to execute trades directly on global stock markets and engage in transactions involving a diverse range of financial instruments, including foreign exchange, indices, equities, fixed income securities, commodities, derivatives (futures, options), exchange-traded funds (ETFs), and structured products (certificates). For investment needs, the company delivers asset management services, covering the placement and distribution of mutual funds, SICAV sub-funds, insurance, and pension plans, alongside offering expert investment advisory. FinecoBank primarily interacts with its clientele through a dedicated network of personal financial advisors, supported by robust online and mobile platforms. As of December 31, 2021, the company operated 424 physical advisory centers.
FBK Stock 12 Month Forecast
Average Price Target
€26.52
▲(18.22% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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