Banca Generali SpA (IT:BGN)
:BGN
BGN Stock Chart & Stats
€53.05
-€0.10(-0.22%)
At close: 4:00 PM EST
€53.05
-€0.10(-0.22%)
Day’s Range― - ―
52-Week Range€45.00 - €59.45
Previous CloseN/A
Volume205.45K
Average Volume (3M)205.05K
Market Cap
€6.04B
Enterprise Value€6.46B
Total Cash (Recent Filing)€1.01B
Total Debt (Recent Filing)€438.00M
Price to Earnings (P/E)14.6
Beta0.88
Next Earnings
May 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.75%
Share Statistics
EPS (TTM)1.15
Shares Outstanding116,851,640
10 Day Avg. Volume152,172
30 Day Avg. Volume205,053
Financial Highlights & Ratios
PEG Ratio4.25
Price to Book (P/B)4.45
Price to Sales (P/S)3.95
P/FCF Ratio13.12
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€66.00Price Target Upside24.41% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)3.52
Revenue Forecast (FY)€1.02B
Bulls Say, Bears Say
Bulls Say
Revenue MomentumSustained revenue acceleration through 2023–2025 (circa +30% YoY in 2025) reflects stronger client demand and higher fee-bearing assets. This durable top-line momentum supports recurring fee growth, strengthens earnings visibility over the medium term and funds strategic investments.
High Profitability And ROEConsistently high net margins and ROE (~20–30%+, ~30% in 2025) indicate efficient capital deployment and attractive unit economics. High profitability supports cash generation capacity, dividend sustainability and reinvestment potential, making core returns resilient over a multi‑quarter horizon.
Improved Leverage And Balance Sheet HealthA marked reduction in debt-to-equity to ~0.28–0.31x materially lowers financial risk and increases flexibility. Stronger leverage metrics enhance resilience to shocks, support continued dividend policy and provide headroom for selective growth or advisor network investment over the coming months.
Bears Say
Cash-Flow VolatilityHistorical swings in operating and free cash flow, including negative flows in 2022, signal inconsistent cash conversion risk. Even with recent positive free cash flow, uneven cash generation can impair capital planning, weaken dividend coverage in downturns and raise refinancing sensitivity.
Margin Compression Vs Prior PeakNet margins materially below 2020–2021 peaks indicate structural pressure or mix shift as the business scales. Sustained margin compression reduces earnings power per asset and may constrain the pace of return improvement absent efficiency gains or higher-margin product mix.
Business Sensitivity To AUM And Market CyclesRevenue reliance on AUM-linked fees and distribution commissions creates structural exposure to market swings and client flows. Prolonged weak markets or sustained outflows would steadily erode fee income and make growth and margin targets harder to sustain over the medium term.
Banca Generali SpA News
BGN FAQ
What was Banca Generali SpA’s price range in the past 12 months?
Banca Generali SpA lowest stock price was €45.00 and its highest was €59.45 in the past 12 months.
What is Banca Generali SpA’s market cap?
Banca Generali SpA’s market cap is €6.04B.
When is Banca Generali SpA’s upcoming earnings report date?
Banca Generali SpA’s upcoming earnings report date is May 06, 2026 which is in 24 days.
How were Banca Generali SpA’s earnings last quarter?
Banca Generali SpA released its earnings results on Feb 11, 2026. The company reported €1.152 earnings per share for the quarter, beating the consensus estimate of N/A by €1.152.
Is Banca Generali SpA overvalued?
According to Wall Street analysts Banca Generali SpA’s price is currently Undervalued.
Does Banca Generali SpA pay dividends?
Banca Generali SpA pays a Semiannually dividend of €0.65 which represents an annual dividend yield of 4.75%. See more information on Banca Generali SpA dividends here
What is Banca Generali SpA’s EPS estimate?
Banca Generali SpA’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Banca Generali SpA have?
Banca Generali SpA has 116,851,640 shares outstanding.
What happened to Banca Generali SpA’s price movement after its last earnings report?
Banca Generali SpA reported an EPS of €1.152 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -7.586%.
Which hedge fund is a major shareholder of Banca Generali SpA?
Currently, no hedge funds are holding shares in IT:BGN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Generali SpA
Banca Generali S.p.A. distributes financial products and services for affluent and private customers through financial advisors primarily in Italy. It operates through Wealth Management Cash-Generating Unit (CGU) and Private Banking CGU segments. The company offers asset management products, such as portfolio management, investment advisory and mutual fund management, and managed solutions consisting of funds and Sicavs, and financial and insurance wrappers; banking products and services; insurance products; and trade finance services. It operates 218 bank branches and financial advisor offices. The company was founded in 1997 and is headquartered in Trieste, Italy.
BGN Stock 12 Month Forecast
Average Price Target
€66.00
▲(24.41% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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