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Banca Generali SpA (IT:BGN)
:BGN
Total Valuation
Banca Generali SpA has a market cap or net worth of €5.65B. The enterprise value is €6.49B.
Market Cap€5.65B
Enterprise Value€6.49B
Share Statistics
Banca Generali SpA has 116,851,640 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding116,851,640
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Banca Generali SpA’s return on equity (ROE) is 0.30 and return on invested capital (ROIC) is 11.44%.
Return on Equity (ROE)0.30
Return on Assets (ROA)0.03
Return on Invested Capital (ROIC)11.44%
Return on Capital Employed (ROCE)0.15
Revenue Per Employee1.03M
Profits Per Employee340.89K
Employee Count1,265
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Banca Generali SpA is 14.4. Banca Generali SpA’s PEG ratio is 0.37.
PE Ratio14.4
PS Ratio3.92
PB Ratio3.50
Price to Fair Value3.50
Price to FCF12.21
Price to Operating Cash Flow0.00
PEG Ratio0.37
Income Statement
In the last 12 months, Banca Generali SpA had revenue of 1.30B and earned 431.23M in profits. Earnings per share was 3.78.
Revenue1.30B
Gross Profit1.14B
Operating Income569.77M
Pretax Income569.77M
Net Income431.23M
EBITDA569.77M
Earnings Per Share (EPS)3.78
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Banca Generali SpA pays an annual dividend of €0.65, resulting in a dividend yield of 4.93%
Dividend Per Share€0.65
Dividend Yield4.93%
Payout Ratio77.07%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.88
52-Week Price Change30.14%
50-Day Moving Average51.34
200-Day Moving Average49.71
Relative Strength Index (RSI)66.58
Average Volume (3m)205.05K
Important Dates
Banca Generali SpA upcoming earnings date is Feb 5, 2026, Before Open (Confirmed).
Last Earnings DateNov 5, 2025
Next Earnings DateFeb 5, 2026
Ex-Dividend DateFeb 23, 2026
Financial Position
Banca Generali SpA as a current ratio of 0.13, with Debt / Equity ratio of 32.38%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap0.09
Net Debt to EBITDA-1.50
Interest Coverage Ratio3.44
Taxes
In the past 12 months, Banca Generali SpA has paid 138.55M in taxes.
Income Tax138.55M
Effective Tax Rate0.24
Enterprise Valuation
Banca Generali SpA EV to EBITDA ratio is 7.48, with an EV/FCF ratio of 10.17.
EV to Sales3.27
EV to EBITDA7.48
EV to Free Cash Flow10.17
EV to Operating Cash Flow10.10
Balance Sheet
Banca Generali SpA has €1.01B in cash and marketable securities with €438.00M in debt, giving a net cash position of €573.25M billion.
Cash & Marketable Securities€1.01B
Total Debt€438.00M
Net Cash€573.25M
Net Cash Per Share€4.91
Tangible Book Value Per Share€11.45
Margins
Gross margin is 94.13%, with operating margin of 43.72%, and net profit margin of 33.09%.
Gross Margin94.13%
Operating Margin43.72%
Pretax Margin43.72%
Net Profit Margin33.09%
EBITDA Margin43.72%
EBIT Margin43.72%
Analyst Forecast
The average price target for Banca Generali SpA is €58.15, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target€58.15
Price Target Upside4.30% Upside
Analyst ConsensusStrong Buy
Analyst Count3
Revenue Growth Forecast4.46%
EPS Growth Forecast-0.62%