Banca Mediolanum SpA (IT:BMED)
:BMED
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BMED Stock Chart & Stats
€19.61
€0.41(3.50%)
At close: 4:00 PM EST
€19.61
€0.41(3.50%)
Day’s Range― - ―
52-Week Range€14.24 - €22.26
Previous CloseN/A
Volume2.91M
Average Volume (3M)1.19M
Market Cap
€16.40B
Enterprise Value€18.19B
Total Cash (Recent Filing)€806.77M
Total Debt (Recent Filing)€393.24M
Price to Earnings (P/E)12.8
Beta1.16
Next Earnings
Jul 30, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend Yield6.35%
Share Statistics
EPS (TTM)1.55
Shares Outstanding745,413,900
10 Day Avg. Volume1,292,738
30 Day Avg. Volume1,192,469
Financial Highlights & Ratios
PEG Ratio1.10
Price to Book (P/B)3.20
Price to Sales (P/S)2.82
P/FCF Ratio2.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€22.17Price Target Upside13.04% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.45
Revenue Forecast (FY)€2.69B
Bulls Say, Bears Say
Bulls Say
High Profitability And Return On EquitySustained high net margins and very strong ROE indicate durable earnings power and efficient capital deployment. Over a 2–6 month horizon these profit metrics support shareholder returns, internal reinvestment capacity and resilience to moderate revenue swings, underpinning long-term profitability.
Improved Cash Generation And Cash QualityRecent strong operating and free cash flow with close alignment to net income improves financial flexibility for dividends, buybacks and lending growth. Durable cash conversion reduces reliance on external funding and supports reinvestment and capital stability across business cycles.
Advisor-led Multichannel DistributionA hybrid model combining personal advisors with digital channels creates durable client relationships and recurring fee streams. This network supports cross-selling of banking, insurance and investment products, helping stabilize AUM inflows and fee income over time versus purely transactional competitors.
Bears Say
Revenue And Cash-flow VolatilityLarge historical swings in revenue and periodic negative operating cash flow highlight an uneven sales and cash profile. This volatility can undermine planning, stress capital cushions and make earnings and dividend sustainability more sensitive to market or distribution disruptions over the medium term.
Leverage Instability And Past Debt SpikesWide swings in leverage reflect episodic reliance on debt or balance-sheet management actions, increasing refinancing and stress risk in downturns. Even with 2025 improvement, historical instability reduces conviction in predictable capital structure and raises the chance of constrained lending or stricter liquidity management.
Margin Compression And Revenue Mix RiskDeclining margins versus recent years suggests pressure from mix shifts, pricing or cost dynamics. If margin erosion persists, it can meaningfully reduce free cash generation and ROE, limiting the firm's ability to sustain dividends, invest in distribution or withstand prolonged adverse conditions.
Banca Mediolanum SpA News
BMED FAQ
What was Banca Mediolanum SpA’s price range in the past 12 months?
Banca Mediolanum SpA lowest stock price was €14.24 and its highest was €22.26 in the past 12 months.
What is Banca Mediolanum SpA’s market cap?
Banca Mediolanum SpA’s market cap is €16.40B.
When is Banca Mediolanum SpA’s upcoming earnings report date?
Banca Mediolanum SpA’s upcoming earnings report date is Jul 30, 2026 which is in 36 days.
How were Banca Mediolanum SpA’s earnings last quarter?
Banca Mediolanum SpA released its earnings results on May 07, 2026. The company reported €0.362 earnings per share for the quarter, the consensus estimate of €0.362 by €0.
Is Banca Mediolanum SpA overvalued?
According to Wall Street analysts Banca Mediolanum SpA’s price is currently Undervalued.
Does Banca Mediolanum SpA pay dividends?
Banca Mediolanum SpA pays a Semiannually dividend of €0.65 which represents an annual dividend yield of 6.35%. See more information on Banca Mediolanum SpA dividends here
What is Banca Mediolanum SpA’s EPS estimate?
Banca Mediolanum SpA’s EPS estimate is 0.34.
How many shares outstanding does Banca Mediolanum SpA have?
Banca Mediolanum SpA has 745,413,900 shares outstanding.
What happened to Banca Mediolanum SpA’s price movement after its last earnings report?
Banca Mediolanum SpA reported an EPS of €0.362 in its last earnings report, expectations of €0.362. Following the earnings report the stock price went up 0.444%.
Which hedge fund is a major shareholder of Banca Mediolanum SpA?
Currently, no hedge funds are holding shares in IT:BMED
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Mediolanum SpA
Banca Mediolanum S.p.A. is an Italian financial institution that delivers a broad spectrum of banking and financial solutions. Its offerings encompass fundamental services like checking accounts, diverse lending options including mortgages, and a variety of payment cards such as debit, credit, and prepaid. Additionally, the company facilitates wealth growth through savings instruments, investment vehicles like stocks and bonds, and brokerage services. Beyond traditional banking, it also provides insurance and retirement planning products. The organization was established in 1982, with its primary operations based in Basiglio, Italy.
BMED Company Deck
BMED Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive operational and financial performance: record net income, robust fee growth, exceptional net inflows (particularly into managed assets), strong capital metrics (CET1 23%) and a meaningful dividend increase. The bank highlights durable, relationship-driven revenue growth and execution on strategic initiatives (NEXT, Grandi Patrimoni, Spain expansion). Key challenges include performance-fee volatility, higher provisions (including build-up for Prexta), sensitivity of certain fees to market conditions (certificates), and Spain's margin compression at current scale. Management provided constructive 2026 guidance (managed inflows ~EUR 9 billion, NII +~10%, cost-to-income ~38%, cost of risk ~20 bps) but acknowledged outcomes depend on market and rate assumptions. Overall, strengths and growth prospects materially outweigh the risks flagged, though execution and market conditions remain important to hit guidance.View all IT:BMED earnings summariesBMED Stock 12 Month Forecast
Average Price Target
€22.17
▲(13.04% Upside)
Technical Analysis
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Options Prices
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