Want to see IT:BPE full AI Analyst Report?
BPE Stock Chart & Stats
€11.54
€0.19(3.15%)
At close: 4:00 PM EST
€11.54
€0.19(3.15%)
Day’s Range― - ―
52-Week Range€7.44 - €14.14
Previous CloseN/A
Volume21.02M
Average Volume (3M)11.27M
Market Cap
€28.79B
Enterprise Value€54.25K
Total Cash (Recent Filing)€11.27B
Total Debt (Recent Filing)€29.95B
Price to Earnings (P/E)13.3
Beta1.37
Next Earnings
Aug 05, 2026EPS Estimate
0.3Next Dividend Ex-DateN/A
Dividend Yield6.09%
Share Statistics
EPS (TTM)1.04
Shares Outstanding2,086,184,600
10 Day Avg. Volume12,056,490
30 Day Avg. Volume11,270,287
Financial Highlights & Ratios
PEG Ratio-2.06
Price to Book (P/B)1.38
Price to Sales (P/S)2.52
P/FCF Ratio2.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€13.93Price Target Upside20.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.14
Revenue Forecast (FY)€7.60B
Bulls Say, Bears Say
Bulls Say
Revenue & Margin StrengthStrong 2025 revenue growth (~22.7%) with healthy net (~20%) and EBIT (~30%) margins indicates improving core banking profitability. Durable top-line momentum from lending and fee streams enhances the bank’s ability to generate earnings, support reinvestment, and absorb credit costs over multiple quarters.
Improved CapitalizationEquity rising and a reduction in debt-to-equity to ~1.59 strengthens the capital base, lowering regulatory and solvency risk. A healthier capital position preserves lending capacity, supports strategic initiatives or payouts, and increases resilience to shocks across economic cycles.
Strong 2025 Cash GenerationA major jump to ~€9.0B operating cash flow and ~€8.9B free cash flow in 2025 materially improves funding flexibility. Sustained cash generation enables organic growth, reduces reliance on wholesale funding, and supports dividends or capital returns if maintained over coming quarters.
Bears Say
Leverage VariabilitySignificant swings in leverage, including very elevated debt-to-equity in 2022, signal policy and balance-sheet variability. Such shifts can constrain strategic planning, invite regulatory scrutiny, and amplify funding or solvency stress in downturns, reducing predictability over the medium term.
Inconsistent Cash ConversionMulti-year swings in operating and free cash flow, including negative results in 2023–2024, undermine confidence in steady cash conversion. This inconsistency complicates capital allocation, makes dividend and investment planning less reliable, and raises vulnerability if cash weakens again.
Earnings & Margin VolatilityMaterial year-to-year swings in margins and earnings suggest sensitivity to interest-rate moves and credit-cycle dynamics. Persistent volatility reduces visibility into through-cycle profitability, complicates forecasting and capital planning, and can impair investor confidence in sustainable returns.
BPER Banca S.p.A. News
BPE FAQ
What was BPER Banca S.p.A.’s price range in the past 12 months?
BPER Banca S.p.A. lowest stock price was €7.44 and its highest was €14.14 in the past 12 months.
What is BPER Banca S.p.A.’s market cap?
BPER Banca S.p.A.’s market cap is €28.79B.
When is BPER Banca S.p.A.’s upcoming earnings report date?
BPER Banca S.p.A.’s upcoming earnings report date is Aug 05, 2026 which is in 19 days.
How were BPER Banca S.p.A.’s earnings last quarter?
BPER Banca S.p.A. released its earnings results on May 07, 2026. The company reported €0.264 earnings per share for the quarter, missing the consensus estimate of €0.27 by -€0.006.
Is BPER Banca S.p.A. overvalued?
According to Wall Street analysts BPER Banca S.p.A.’s price is currently Undervalued.
Does BPER Banca S.p.A. pay dividends?
BPER Banca S.p.A. pays a Semiannually dividend of €0.561 which represents an annual dividend yield of 6.09%. See more information on BPER Banca S.p.A. dividends here
What is BPER Banca S.p.A.’s EPS estimate?
BPER Banca S.p.A.’s EPS estimate is 0.3.
How many shares outstanding does BPER Banca S.p.A. have?
BPER Banca S.p.A. has 2,086,184,600 shares outstanding.
What happened to BPER Banca S.p.A.’s price movement after its last earnings report?
BPER Banca S.p.A. reported an EPS of €0.264 in its last earnings report, missing expectations of €0.27. Following the earnings report the stock price went down -3.319%.
Which hedge fund is a major shareholder of BPER Banca S.p.A.?
Currently, no hedge funds are holding shares in IT:BPE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
BPER Banca S.p.A.
BPER Banca S.p.A. is a prominent financial institution delivering a comprehensive array of banking services and products to individual clients, businesses, and professionals, operating both domestically within Italy and internationally. The bank organizes its activities through distinct divisions, including Retail, Private Banking, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets. Its extensive offerings feature various lending options like loans and mortgages, alongside insurance and social security plans, diverse account types, and advanced digital banking solutions. BPER Banca also supplies a range of card services, investment vehicles, and savings programs. Additionally, the company provides specialized services such as financing, leasing, credit management, factoring, efficient collection and payment systems, import/export support, liquidity and investment management, as well as other digital and general services. Moreover, it is deeply involved in wealth management, encompassing portfolio oversight, global financial guidance, customized finance advice, and holistic wealth advisory services. Its product suite further includes insurance investment products, various funds, and SICAVs. By December 31, 2021, the institution maintained a significant physical footprint with 1,742 branches. BPER Banca was founded in 1867 and is headquartered in Modena, Italy.
BPE Stock 12 Month Forecast
Average Price Target
€13.93
▲(20.74% Upside)
Technical Analysis
UniCredit SpA
―
Banca Monte dei Paschi di Siena SPA
―
Banco BPM S.p.A.
―
Credito Emiliano SPA Credem
―
Intesa Sanpaolo SpA
―







