BPER Banca S.p.A. (IT:BPE)
:BPE
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BPE Stock Chart & Stats
€11.54
€0.19(3.15%)
At close: 4:00 PM EST
€11.54
€0.19(3.15%)
Day’s Range― - ―
52-Week Range€7.22 - €13.98
Previous CloseN/A
Volume21.02M
Average Volume (3M)11.27M
Market Cap
€29.00B
Enterprise Value€47.35B
Total Cash (Recent Filing)€8.60B
Total Debt (Recent Filing)€20.63B
Price to Earnings (P/E)13.3
Beta1.39
Next Earnings
Aug 05, 2026EPS Estimate
0.3Next Dividend Ex-DateN/A
Dividend Yield6.09%
Share Statistics
EPS (TTM)1.11
Shares Outstanding2,086,184,600
10 Day Avg. Volume12,056,490
30 Day Avg. Volume11,270,287
Financial Highlights & Ratios
PEG Ratio-2.06
Price to Book (P/B)1.38
Price to Sales (P/S)2.52
P/FCF Ratio2.55
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€13.40Price Target Upside16.12% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)1.14
Revenue Forecast (FY)€7.56B
Bulls Say, Bears Say
Bulls Say
Revenue & Margin StrengthStrong 2025 revenue growth (~22.7%) with net margin near 20% and EBIT around 30% demonstrates durable earnings power from core lending and fees. These margin levels support internal capital generation, dividend capacity and reinvestment into branches and digital channels if credit trends hold.
Improved CapitalizationEquity build and a reduction in debt-to-equity to ~1.59 improve loss-absorbing capacity and regulatory headroom. Moderate leverage and a decent ROE (~11%) give management flexibility for strategic investments, support solvency metrics across cycles and reduce immediate capital raise needs.
Diversified Income MixA multi-channel revenue model—net interest, fee/commission income, trading gains and specialized services like leasing and factoring—lowers reliance on a single market driver. This structural diversification enhances resilience across rate cycles and customer-activity shifts, supporting steadier long-term cashflow.
Bears Say
Leverage VariabilityWide swings in debt-to-equity historically, including very high leverage in 2022, indicate the capital structure is sensitive to funding choices and business cycles. Such variability raises refinancing and regulatory-risk exposure and complicates consistent capital planning and stress resilience.
Inconsistent Cash GenerationLarge multi-year swings—from negative operating and free cash flow in 2020 and 2023–24 to strong OCF in 2025—signal unstable cash conversion. This unpredictability weakens confidence in sustaining dividends, funding loan growth from internal cash, and increases potential reliance on external funding in weak years.
Profitability Volatility & Rate SensitivityMaterial year-to-year variability in margins and earnings implies sensitivity to interest-rate moves, credit-cycle shifts or trading results. Persistent volatility makes long-term forecasting and capital allocation harder, and can erode buffers during downturns when provisioning and funding costs rise.
BPER Banca S.p.A. News
BPE FAQ
What was BPER Banca S.p.A.’s price range in the past 12 months?
BPER Banca S.p.A. lowest stock price was €7.22 and its highest was €13.98 in the past 12 months.
What is BPER Banca S.p.A.’s market cap?
BPER Banca S.p.A.’s market cap is €29.00B.
When is BPER Banca S.p.A.’s upcoming earnings report date?
BPER Banca S.p.A.’s upcoming earnings report date is Aug 05, 2026 which is in 42 days.
How were BPER Banca S.p.A.’s earnings last quarter?
BPER Banca S.p.A. released its earnings results on May 07, 2026. The company reported €0.264 earnings per share for the quarter, missing the consensus estimate of €0.27 by -€0.006.
Is BPER Banca S.p.A. overvalued?
According to Wall Street analysts BPER Banca S.p.A.’s price is currently Undervalued.
Does BPER Banca S.p.A. pay dividends?
BPER Banca S.p.A. pays a Semiannually dividend of €0.561 which represents an annual dividend yield of 6.09%. See more information on BPER Banca S.p.A. dividends here
What is BPER Banca S.p.A.’s EPS estimate?
BPER Banca S.p.A.’s EPS estimate is 0.3.
How many shares outstanding does BPER Banca S.p.A. have?
BPER Banca S.p.A. has 2,086,184,600 shares outstanding.
What happened to BPER Banca S.p.A.’s price movement after its last earnings report?
BPER Banca S.p.A. reported an EPS of €0.264 in its last earnings report, missing expectations of €0.27. Following the earnings report the stock price went down -3.319%.
Which hedge fund is a major shareholder of BPER Banca S.p.A.?
Currently, no hedge funds are holding shares in IT:BPE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
BPER Banca S.p.A.
BPER Banca S.p.A. is a prominent financial institution delivering a comprehensive array of banking services and products to individual clients, businesses, and professionals, operating both domestically within Italy and internationally. The bank organizes its activities through distinct divisions, including Retail, Private Banking, Corporate, Large Corporate, Finance, Corporate Center, and Other Assets. Its extensive offerings feature various lending options like loans and mortgages, alongside insurance and social security plans, diverse account types, and advanced digital banking solutions. BPER Banca also supplies a range of card services, investment vehicles, and savings programs. Additionally, the company provides specialized services such as financing, leasing, credit management, factoring, efficient collection and payment systems, import/export support, liquidity and investment management, as well as other digital and general services. Moreover, it is deeply involved in wealth management, encompassing portfolio oversight, global financial guidance, customized finance advice, and holistic wealth advisory services. Its product suite further includes insurance investment products, various funds, and SICAVs. By December 31, 2021, the institution maintained a significant physical footprint with 1,742 branches. BPER Banca was founded in 1867 and is headquartered in Modena, Italy.
BPE Stock 12 Month Forecast
Average Price Target
€13.40
▲(16.12% Upside)
Technical Analysis
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Options Prices
Currently, No data available
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