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UniCredit SpA (UNCFF)
OTHER OTC:UNCFF
Earnings Data
Report Date
Oct 28, 2025Before Open (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
1.85Last Year’s EPS
1.84Same Quarter Last Year
Strong Buy
Based on 9 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflected strong financial performance with record profits, improved operational efficiency, and upgraded guidance. However, challenges such as the withdrawal from the Banco BPM bid and the costs associated with the Commerzbank stake hedge were notable low points.Company Guidance
Record Net Profit and Return on Tangible Equity
UniCredit posted record net profit of EUR 3.3 billion in Q2 and EUR 6.1 billion in H1 2025, driven by core revenue growth and cost of risk discipline.
Core Revenue Growth
Core revenues grew 1.3% year-over-year in Q2 and 1.5% in H1 2025, with net interest income holding up better than expected and fees growing by 3.6% in the half.
Operational Efficiency
UniCredit reduced costs by 1.5% in Q2 and 1.4% in H1, improving the cost/income ratio to less than 36%.
Capital Efficiency
Capital efficiency improved, with net revenue to RWA reaching 8.8% in Q2 and 9% in H1. CET1 ratio increased to 16.2% pro forma.
Geographical Performance
Italy, Germany, Austria, and Central and Eastern Europe showed strong performance with record-setting growth in various KPIs.
Guidance Upgrade
Upgraded 2025 guidance with net profit expected to reach circa EUR 10.5 billion and distribution guidance upgraded to at least EUR 9.5 billion.
UNCFF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
UNCFF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 22, 2025 | $67.70 | $70.32 | +3.87% |
Feb 11, 2025 | $48.92 | $47.21 | -3.50% |
Nov 06, 2024 | $44.16 | $41.56 | -5.89% |
Jul 24, 2024 | $40.33 | $40.29 | -0.10% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does UniCredit SpA (UNCFF) report earnings?
UniCredit SpA (UNCFF) is schdueled to report earning on Oct 28, 2025, Before Open (Confirmed).
What is UniCredit SpA (UNCFF) earnings time?
UniCredit SpA (UNCFF) earnings time is at Oct 28, 2025, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is UNCFF EPS forecast?
UNCFF EPS forecast for the fiscal quarter 2025 (Q3) is 1.85.