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Bancorp Inc (TBBK)
NASDAQ:TBBK
TBBK Stock Chart & Stats
$64.17
-$0.44(-0.84%)
At close: 4:00 PM EST
$64.17
-$0.44(-0.84%)
Day’s Range― - ―
52-Week Range$40.51 - $81.65
Previous CloseN/A
Volume61.01K
Average Volume (3M)681.43K
Market Cap
$2.31B
Enterprise Value$2.97B
Total Cash (Recent Filing)$1.68B
Total Debt (Recent Filing)$422.37M
Price to Earnings (P/E)11.1
Beta1.14
Next Earnings
Apr 23, 2026EPS Estimate
1.33Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.28
Shares Outstanding42,193,830
10 Day Avg. Volume574,675
30 Day Avg. Volume681,433
Financial Highlights & Ratios
PEG Ratio0.92
Price to Book (P/B)4.48
Price to Sales (P/S)4.48
P/FCF Ratio11.98
Enterprise Value/Market Cap1.29
Enterprise Value/Revenue3.55
Enterprise Value/Gross Profit5.67
Enterprise Value/Ebitda9.68
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)6.43
Revenue Forecast (FY)$697.60M
Bulls Say, Bears Say
Bulls Say
High ROE & MarginsRecord ROE near 30% indicates efficient capital deployment and strong underlying margins. Sustained high returns support internal capital formation and credible shareholder distributions (buybacks), enabling reinvestment and resilience without frequent external capital needs if profitability endures.
Strong Cash GenerationOperating cash flow > net income and FCF equaling net income signal solid cash conversion. Durable cash generation underpins sustained buybacks, funds fintech platform investment, and provides a liquidity buffer through credit cycles, reducing reliance on unstable funding sources.
Scalable Fintech Fee PlatformRapid credit sponsorship growth and rising fintech fees reflect a scalable partner model that can shift revenue mix toward recurring, higher-margin fee income. Doubling program scale toward $2–$3B would durablely diversify revenue away from pure interest income sensitivity.
Bears Say
Sharp 2025 Revenue DeclineA ~20% revenue drop in 2025 raises questions about growth durability; underlying organic revenue ex-credit-enhancement grew only modestly. Slower top-line momentum increases reliance on buybacks and efficiency gains to meet EPS targets and makes long-term earnings more execution-sensitive.
Increased LeverageA material rise in debt-to-equity to ~0.61 meaningfully increases financial risk relative to recent years. Higher leverage reduces capital flexibility, raises sensitivity to credit losses or rate moves, and constrains the bank's ability to absorb shocks while executing growth initiatives.
Funding & Partner ConcentrationExtreme reliance on fintech-sourced deposits and off-balance sweeps concentrates funding and operational risk. Partner flow volatility or contractual changes could quickly shift deposit levels and NIM, making funding stability and margin durability contingent on partner retention and program structure.
Bancorp News
TBBK FAQ
What was Bancorp Inc’s price range in the past 12 months?
Bancorp Inc lowest stock price was $40.51 and its highest was $81.65 in the past 12 months.
What is Bancorp Inc’s market cap?
Bancorp Inc’s market cap is $2.31B.
When is Bancorp Inc’s upcoming earnings report date?
Bancorp Inc’s upcoming earnings report date is Apr 23, 2026 which is in 49 days.
How were Bancorp Inc’s earnings last quarter?
Bancorp Inc released its earnings results on Jan 29, 2026. The company reported $1.28 earnings per share for the quarter, missing the consensus estimate of $1.46 by -$0.18.
Is Bancorp Inc overvalued?
According to Wall Street analysts Bancorp Inc’s price is currently Overvalued.
Does Bancorp Inc pay dividends?
Bancorp Inc does not currently pay dividends.
What is Bancorp Inc’s EPS estimate?
Bancorp Inc’s EPS estimate is 1.33.
How many shares outstanding does Bancorp Inc have?
Bancorp Inc has 42,193,830 shares outstanding.
What happened to Bancorp Inc’s price movement after its last earnings report?
Bancorp Inc reported an EPS of $1.28 in its last earnings report, missing expectations of $1.46. Following the earnings report the stock price went up 5.049%.
Which hedge fund is a major shareholder of Bancorp Inc?
Currently, no hedge funds are holding shares in TBBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bancorp Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Neutral
TBBK Sentiment 50%
Sector Average 70%
Sector Average 70%
Hedge Fund Trend
Increased
By 15.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $659.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 7.9%
Last 30 Days ▼ 7.9%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.79%
12-Months-Change
Fundamentals
Return on Equity
30.85%
Trailing 12-Months
Asset Growth
7.20%
Trailing 12-Months
Company Description
Bancorp Inc
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and commercial accounts; and prepaid and debit cards. It also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; institutional banking services; vehicle fleet, other equipment leasing, and commercial fleet leasing services consist of commercial vehicles, including trucks and special purpose vehicles, and equipment; and real estate bridge lending, as well as small business administration, commercial mortgage-backed, and commercial real estate loans. The company offers private label banking; credit and debit card payment processing services for independent service organizations; and internet banking services. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware.
TBBK Company Deck
TBBK Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented multiple strong operational and financial positives: record ROE, meaningful GDV and fee growth, rapid expansion of credit sponsorship balances, improving credit metrics, active share repurchases, and bullish EPS guidance. Headwinds cited were mostly execution/timing, mix-related (NIM compression as fee mix rises), a modest legal settlement, temporary effects from a government shutdown, and a manageable subset of stressed real estate loans. On balance, management conveyed confidence in initiatives and provided concrete quantitative progress and guidance.View all TBBK earnings summariesTechnical Analysis
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Ownership Overview
5.68% Insiders
34.26% Mutual Funds
16.43% Other Institutional Investors
16.95% Public Companies and
Individual Investors