Bancorp Inc (TBBK)
NASDAQ:TBBK
Want to see TBBK full AI Analyst Report?
TBBK Stock Chart & Stats
$61.70
-$0.44(-0.84%)
At close: 4:00 PM EST
$61.70
-$0.44(-0.84%)
Day’s Range― - ―
52-Week Range$48.86 - $81.65
Previous CloseN/A
Volume61.01K
Average Volume (3M)455.37K
Market Cap
$2.29B
Enterprise Value$2.45B
Total Cash (Recent Filing)$89.14M
Total Debt (Recent Filing)$223.35M
Price to Earnings (P/E)10.1
Beta1.26
Next Earnings
Jul 23, 2026EPS Estimate
1.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.21
Shares Outstanding41,634,438
10 Day Avg. Volume454,596
30 Day Avg. Volume455,370
Financial Highlights & Ratios
PEG Ratio0.92
Price to Book (P/B)4.48
Price to Sales (P/S)4.48
P/FCF Ratio11.98
Enterprise Value/Market Cap1.07
Enterprise Value/Revenue3.14
Enterprise Value/Gross Profit4.60
Enterprise Value/Ebitda7.93
Forecast
1Y Price Target
$66.00Price Target Upside6.97% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)5.92
Revenue Forecast (FY)$790.27M
Bulls Say, Bears Say
Bulls Say
High Profitability & Capital EfficiencySustained, high margins and ROE indicate the business earns strong returns on capital and can absorb cyclical stress. Durable profitability supports reinvestment in platforms, funds acquisitions or tech, and underpins the bank's capacity to maintain dividends/buybacks and withstand funding shocks.
Fintech Fee Diversification & GrowthGrowing partner-driven fee income and rising fintech balances diversify revenue away from pure spread. Fee-rich fintech programs and higher GDV create sticky, scaleable revenue streams that reduce sensitivity to short-term rate moves and broaden addressable markets over multiple years.
Strong Cash Generation And Capital ReturnsRobust free cash flow historically (tracks net income closely) plus an explicit large buyback cadence signal healthy cash conversion and shareholder-aligned capital allocation. Reliable cash generation supports balance-sheet flexibility, funding for fintech scale, and durable shareholder returns.
Bears Say
Rising LeverageA sharp increase in leverage materially raises sensitivity to earnings volatility and funding cost swings. Higher debt levels reduce financial flexibility for opportunistic investments or stress absorption and increase refinancing and regulatory scrutiny risk if market conditions deteriorate.
Softening Revenue TrajectoryAfter multi-year growth, recent TTM revenue decline and lower FCF indicate momentum has slowed. Persisting revenue weakness can constrain reinvestment, pressure margins as lower-yield fintech mix grows, and make delivery on aggressive buyback and growth targets more execution-dependent.
Partner Concentration & Execution RiskHeavy reliance on a few fintech partners concentrates revenue, deposits and program volumes. Execution or timing slippages in partner rollouts or partner-specific volatility can materially swing revenue, deposits and funding, amplifying operational and concentration risk over the medium term.
Bancorp News
TBBK FAQ
What was Bancorp Inc’s price range in the past 12 months?
Bancorp Inc lowest stock price was $48.86 and its highest was $81.65 in the past 12 months.
What is Bancorp Inc’s market cap?
Bancorp Inc’s market cap is $2.29B.
When is Bancorp Inc’s upcoming earnings report date?
Bancorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 54 days.
How were Bancorp Inc’s earnings last quarter?
Bancorp Inc released its earnings results on Apr 23, 2026. The company reported $1.41 earnings per share for the quarter, beating the consensus estimate of $1.337 by $0.073.
Is Bancorp Inc overvalued?
According to Wall Street analysts Bancorp Inc’s price is currently Undervalued.
Does Bancorp Inc pay dividends?
Bancorp Inc does not currently pay dividends.
What is Bancorp Inc’s EPS estimate?
Bancorp Inc’s EPS estimate is 1.36.
How many shares outstanding does Bancorp Inc have?
Bancorp Inc has 41,634,438 shares outstanding.
What happened to Bancorp Inc’s price movement after its last earnings report?
Bancorp Inc reported an EPS of $1.41 in its last earnings report, beating expectations of $1.337. Following the earnings report the stock price went down -4.234%.
Which hedge fund is a major shareholder of Bancorp Inc?
Currently, no hedge funds are holding shares in TBBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$66.00 (6.97% Upside)
$66.00 (6.97% Upside)
Blogger Sentiment
Neutral
TBBK Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 2.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $755.5K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 5.7%
Last 30 Days ▼ 5.7%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
6.05%
12-Months-Change
Fundamentals
Return on Equity
30.56%
Trailing 12-Months
Asset Growth
5.47%
Trailing 12-Months
Company Description
Bancorp Inc
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and commercial accounts; and prepaid and debit cards. It also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; institutional banking services; vehicle fleet, other equipment leasing, and commercial fleet leasing services consist of commercial vehicles, including trucks and special purpose vehicles, and equipment; and real estate bridge lending, as well as small business administration, commercial mortgage-backed, and commercial real estate loans. The company offers private label banking; credit and debit card payment processing services for independent service organizations; and internet banking services. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware.
TBBK Company Deck
TBBK Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive outlook: strong profitability (ROE 35.1%, ROA 2.57%), robust loan and revenue growth, rapid expansion in fintech credit sponsorship balances and fee income, and a clear capital-return plan with substantial share buybacks and maintained EPS guidance. At the same time, management acknowledged near-term margin pressure (NIM down 43 bps Q/Q) driven by mix shifts toward lower-yielding fintech lending and timing risks tied to partner launches and embedded finance monetization, plus some remaining asset-yield compression and operational items (Aubrey stabilization). Overall, the positive items (growth, profitability, fee diversification, buybacks and improving credit metrics) materially outweigh the mentioned challenges, though execution and timing risks remain important to monitor.View all TBBK earnings summariesTBBK Stock 12 Month Forecast
Average Price Target
$66.00
▲(6.97% Upside)
Technical Analysis
First Bancorp Puerto Rico
―
First Interstate Bancsystem
―
Fulton Financial
―
Independent Bank
―
Renasant
―
Ownership Overview
6.04% Insiders
28.45% Mutual Funds
17.56% Other Institutional Investors
19.31% Public Companies and
Individual Investors