Bancorp Inc (TBBK)
NASDAQ:TBBK
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TBBK Stock Chart & Stats
$61.70
-$0.44(-0.84%)
At close: 4:00 PM EST
$61.70
-$0.44(-0.84%)
Day’s Range― - ―
52-Week Range$48.86 - $81.65
Previous CloseN/A
Volume61.01K
Average Volume (3M)456.54K
Market Cap
$2.53B
Enterprise Value$3.24B
Total Cash (Recent Filing)$132.52M
Total Debt (Recent Filing)$223.37M
Price to Earnings (P/E)9.4
Beta1.29
Next Earnings
Jul 23, 2026EPS Estimate
1.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.99
Shares Outstanding41,853,760
10 Day Avg. Volume344,930
30 Day Avg. Volume456,542
Financial Highlights & Ratios
PEG Ratio0.92
Price to Book (P/B)4.48
Price to Sales (P/S)4.48
P/FCF Ratio11.98
Enterprise Value/Market Cap1.28
Enterprise Value/Revenue3.87
Enterprise Value/Gross Profit6.18
Enterprise Value/Ebitda10.56
Forecast
1Y Price Target
$66.00Price Target Upside6.97% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)5.92
Revenue Forecast (FY)$790.27M
Bulls Say, Bears Say
Bulls Say
High Profitability And Capital EfficiencyThe Bancorp's very high ROE and margins indicate durable earnings power and efficient capital use. Strong profitability supports internal funding for growth, cushions credit or NIM shocks, and enables meaningful shareholder returns while preserving strategic investments over the next 2–6 months.
Growing Fintech Fee DiversificationExpanding fintech volumes and rising fee income shift the business mix toward annuity-like, partner-driven fees. This structural diversification reduces reliance on interest income, smoothing revenue cycles and enhancing scalability as partner programs and card activity continue to grow over the medium term.
Committed And Sizable Capital ReturnsAn explicit, large buyback program reflects management confidence in cash generation and improves per-share earnings and ROE. Consistent capital returns can attract investors and discipline capital allocation, provided earnings and balance-sheet targets remain intact over coming quarters.
Bears Say
Net Interest Margin Pressure From Fintech MixA structural shift into lower-yielding fintech credit sponsorship reduces aggregate asset yields and compresses NIM versus legacy lending. If fintech lending continues to scale faster than higher-yield loans, net interest income growth may be constrained for multiple quarters, pressuring core earnings sustainability.
Rising Leverage And Weakened Equity BaseA material increase in leverage reduces capital buffers and financial flexibility. Higher debt levels raise refinancing and funding risks and limit capacity to absorb shocks or support loan growth without raising capital, making the balance sheet more sensitive during cyclical stress or execution slippage.
Execution And Partner Concentration RiskHeavy reliance on a few fintech partners means program timing, partner marketing, or contract changes can materially alter revenue, deposits, and loan growth. Delays in embedded-finance ramps or partner setbacks can postpone expected fee and scale benefits and increase volatility in results.
Bancorp News
TBBK FAQ
What was Bancorp Inc’s price range in the past 12 months?
Bancorp Inc lowest stock price was $48.86 and its highest was $81.65 in the past 12 months.
What is Bancorp Inc’s market cap?
Bancorp Inc’s market cap is $2.53B.
When is Bancorp Inc’s upcoming earnings report date?
Bancorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 77 days.
How were Bancorp Inc’s earnings last quarter?
Bancorp Inc released its earnings results on Apr 23, 2026. The company reported $1.41 earnings per share for the quarter, beating the consensus estimate of $1.337 by $0.073.
Is Bancorp Inc overvalued?
According to Wall Street analysts Bancorp Inc’s price is currently Undervalued.
Does Bancorp Inc pay dividends?
Bancorp Inc does not currently pay dividends.
What is Bancorp Inc’s EPS estimate?
Bancorp Inc’s EPS estimate is 1.36.
How many shares outstanding does Bancorp Inc have?
Bancorp Inc has 41,853,760 shares outstanding.
What happened to Bancorp Inc’s price movement after its last earnings report?
Bancorp Inc reported an EPS of $1.41 in its last earnings report, beating expectations of $1.337. Following the earnings report the stock price went down -4.234%.
Which hedge fund is a major shareholder of Bancorp Inc?
Currently, no hedge funds are holding shares in TBBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$66.00 (6.97% Upside)
$66.00 (6.97% Upside)
Blogger Sentiment
Neutral
TBBK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 15.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $206.6K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 8.2%
Last 30 Days ▲ 8.2%
Technicals
SMA
Negative
20 days / 200 days
Momentum
35.30%
12-Months-Change
Fundamentals
Return on Equity
30.56%
Trailing 12-Months
Asset Growth
5.47%
Trailing 12-Months
Company Description
Bancorp Inc
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank that provides banking products and services in the United States. The company offers a range of deposit products and services, including checking, savings, money market, and commercial accounts; and prepaid and debit cards. It also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; institutional banking services; vehicle fleet, other equipment leasing, and commercial fleet leasing services consist of commercial vehicles, including trucks and special purpose vehicles, and equipment; and real estate bridge lending, as well as small business administration, commercial mortgage-backed, and commercial real estate loans. The company offers private label banking; credit and debit card payment processing services for independent service organizations; and internet banking services. The Bancorp, Inc. was incorporated in 1999 and is headquartered in Wilmington, Delaware.
TBBK Company Deck
TBBK Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a predominantly positive outlook: strong profitability (ROE 35.1%, ROA 2.57%), robust loan and revenue growth, rapid expansion in fintech credit sponsorship balances and fee income, and a clear capital-return plan with substantial share buybacks and maintained EPS guidance. At the same time, management acknowledged near-term margin pressure (NIM down 43 bps Q/Q) driven by mix shifts toward lower-yielding fintech lending and timing risks tied to partner launches and embedded finance monetization, plus some remaining asset-yield compression and operational items (Aubrey stabilization). Overall, the positive items (growth, profitability, fee diversification, buybacks and improving credit metrics) materially outweigh the mentioned challenges, though execution and timing risks remain important to monitor.View all TBBK earnings summariesTBBK Stock 12 Month Forecast
Average Price Target
$66.00
▲(6.97% Upside)
Technical Analysis
First Bancorp Puerto Rico
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Independent Bank
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Renasant
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Ownership Overview
5.93% Insiders
32.06% Mutual Funds
4.65% Other Institutional Investors
28.83% Public Companies and
Individual Investors