Want to see TBBK full AI Analyst Report?
TBBK Stock Chart & Stats
$66.98
$1.25(1.90%)
At close: 4:00 PM EDT
$66.98
$1.25(1.90%)
Day’s Range― - ―
52-Week Range$50.20 - $81.65
Previous Close$66.98
Volume336.43K
Average Volume (3M)432.93K
Market Cap
$2.79B
Enterprise Value$3.57K
Total Cash (Recent Filing)$9.53M
Total Debt (Recent Filing)$958.26M
Price to Earnings (P/E)12.4
Beta1.28
Next Earnings
Oct 22, 2026EPS Estimate
1.47Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)5.39
Shares Outstanding41,634,438
10 Day Avg. Volume393,061
30 Day Avg. Volume432,929
Financial Highlights & Ratios
PEG Ratio0.92
Price to Book (P/B)4.48
Price to Sales (P/S)4.48
P/FCF Ratio11.98
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$84.33Price Target Upside25.91% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering3
EPS Forecast (FY)5.91
Revenue Forecast (FY)$678.76M
Bulls Say, Bears Say
Bulls Say
High ROE And ProfitabilitySustained ROE near 35% signals durable earnings power and efficient capital use versus peers. High margins provide a structural buffer to absorb funding or credit shocks, support reinvestment and shareholder returns, and enable accelerated capital-return policies without immediate strain.
Strong Cash Generation QualityFCF closely tracking net income demonstrates earnings quality and real cash conversion. Reliable free cash flow underpins sustained buybacks, platform reinvestment and balance-sheet resilience, reducing reliance on external funding for strategic growth or capital returns.
Leadership In Fintech / BaaSScale in payments and BaaS creates durable competitive advantages: diversified fee pools, pricing power with partners, and network effects. Strong fintech GDV and rising fintech loan share offer structural revenue diversification and a multi-year runway for fee growth.
Bears Say
Recent Leverage SpikeA rapid increase in leverage materially reduces financial flexibility and raises sensitivity to rate or liquidity shocks. If credit conditions tighten, higher debt amplifies funding costs and constrains the bank's ability to pursue opportunistic lending or maintain aggressive buybacks without raising capital.
Slowing Revenue Growth TrendA cooling top-line after prior rapid expansion signals structural growth risk: sustaining margins and EPS will increasingly rely on fee mix gains, program ramps, or buybacks. Persistent revenue softness would pressure long-term earnings power and make growth-sensitive targets harder to meet.
Reliance On Buybacks For EPS OutlookGuidance that depends heavily on repurchases shifts EPS improvements from organic growth to capital return mechanics. This reduces resilience if funding tightens or stock price rises, and masks whether core revenue and margin trends alone can drive durable EPS expansion.
Bancorp News
TBBK FAQ
What was Bancorp Inc’s price range in the past 12 months?
Bancorp Inc lowest stock price was $50.20 and its highest was $81.65 in the past 12 months.
What is Bancorp Inc’s market cap?
Bancorp Inc’s market cap is $2.79B.
When is Bancorp Inc’s upcoming earnings report date?
Bancorp Inc’s upcoming earnings report date is Oct 22, 2026 which is in 74 days.
How were Bancorp Inc’s earnings last quarter?
Bancorp Inc released its earnings results on Jul 30, 2026. The company reported $1.45 earnings per share for the quarter, beating the consensus estimate of $1.363 by $0.087.
Is Bancorp Inc overvalued?
According to Wall Street analysts Bancorp Inc’s price is currently Undervalued.
Does Bancorp Inc pay dividends?
Bancorp Inc does not currently pay dividends.
What is Bancorp Inc’s EPS estimate?
Bancorp Inc’s EPS estimate is 1.47.
How many shares outstanding does Bancorp Inc have?
Bancorp Inc has 41,634,438 shares outstanding.
What happened to Bancorp Inc’s price movement after its last earnings report?
Bancorp Inc reported an EPS of $1.45 in its last earnings report, beating expectations of $1.363. Following the earnings report the stock price went up 3.535%.
Which hedge fund is a major shareholder of Bancorp Inc?
Currently, no hedge funds are holding shares in TBBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$84.33 (25.91% Upside)
$84.33 (25.91% Upside)
Blogger Sentiment
Neutral
TBBK Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 2.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $220.2K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.3%
Last 30 Days ▼ 3.8%
Last 30 Days ▼ 3.8%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-3.79%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
4.26%
Trailing 12-Months
Company Description
Bancorp Inc
The Bancorp, Inc. operates as the parent financial company for The Bancorp Bank, providing a comprehensive range of banking products and services across the United States. Its diverse offerings include various deposit accounts, such as checking, savings, money market, and commercial options, alongside prepaid and debit card solutions. The company extends credit through lines of credit secured by both securities and the cash value of insurance policies. Additionally, it offers institutional banking services, real estate bridge lending, Small Business Administration (SBA) loans, commercial mortgage-backed loans, and commercial real estate financing. Leasing services are a significant part of its portfolio, covering vehicle fleets, other equipment, and specialized commercial vehicles like trucks. The Bancorp, Inc. also specializes in private label banking, processes credit and debit card payments for independent service organizations, and provides full-service internet banking. Incorporated in 1999, the company's headquarters are located in Wilmington, Delaware.
TBBK Company Deck
TBBK Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed strong operational and financial momentum: double-digit EPS growth, very high ROE, robust fintech GDV and fee growth, raised FY26 guidance and tight 2027 preliminary targets, plus continued capital returns and AI-driven efficiency gains. The challenges cited were mostly timing, seasonality and liquidity management items (billing/payment timing change, quarter-to-quarter sweep variability, transient short-term borrowings, and expected NIM mix pressure). These negatives appear manageable and largely explained by seasonality, strategic funding choices, or short-term timing of fintech program ramps.View all TBBK earnings summariesTBBK Stock 12 Month Forecast
Average Price Target
$84.33
▲(25.91% Upside)
Technical Analysis
First Bancorp Puerto Rico
―
First Interstate Bancsystem
―
Fulton Financial
―
Independent Bank
―
Renasant
―
Ownership Overview
5.63% Insiders
28.18% Mutual Funds
4.82% Other Institutional Investors
32.67% Public Companies and
Individual Investors