Education
About Us
Working with TipRanks
Follow Us
Bancorp Inc (TBBK)
NASDAQ:TBBK
Earnings Data
Report Date
Oct 23, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
1.34Last Year’s EPS
1.04Same Quarter Last Year
Strong Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlighted strong performance in The Bancorp's fintech ecosystem, significant growth in fintech loans and deposits, and ambitious future earnings goals. However, these positives were offset by challenges in the REBL portfolio, increased noninterest expenses, and some delays in property sales. The partnership expansion with Block represents a major growth opportunity, but ongoing issues in the REBL book and expenses present notable challenges.Company Guidance
Strong Earnings Per Share Growth
The Bancorp reported earnings of $1.27 per diluted share in Q2 2025, with EPS growth of 21% year-over-year.
Fintech Ecosystem Drives Revenue Growth
Year-over-year revenue growth of 11%, with fintech activities contributing significantly. GDV increased by 18% and fintech-related income grew by 30%.
Expansion of Partnership with Block
Announced a 5-year expansion with Block, adding debit and prepaid card issuance for Cash App customers, expected to enhance future GDV and fee growth.
Increase in Share Repurchase Program
Share repurchase program increased to $500 million over the next 18 months, with $300 million planned for 2025, a 300% increase over the current buyback.
Ambitious EPS Targets
Maintaining guidance of $5.25 EPS for 2025 and targeting a $7 earnings per share run rate by the end of 2026 through fintech growth and efficiency gains.
Significant Growth in Fintech Loans and Deposits
Consumer fintech loans increased 871% year-over-year to $680.5 million. Average fintech solution deposits grew 20% to $7.76 billion.
TBBK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TBBK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 24, 2025 | $69.62 | $63.66 | -8.56% |
Apr 24, 2025 | $49.69 | $47.99 | -3.42% |
Jan 30, 2025 | $57.64 | $61.06 | +5.93% |
Oct 24, 2024 | $54.96 | $47.01 | -14.47% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Bancorp Inc (TBBK) report earnings?
Bancorp Inc (TBBK) is schdueled to report earning on Oct 23, 2025, After Close (Confirmed).
What is Bancorp Inc (TBBK) earnings time?
Bancorp Inc (TBBK) earnings time is at Oct 23, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TBBK EPS forecast?
TBBK EPS forecast for the fiscal quarter 2025 (Q3) is 1.34.