The earnings call highlighted significant growth in fintech activities and strategic partnerships, alongside robust earnings and an expanded share repurchase program. However, challenges in the REBL portfolio and ongoing litigation over an earnest money deposit present some concerns.

Company Guidance -

Q3 2025

During The Bancorp's Second Quarter 2025 Earnings Conference Call, key financial metrics highlighted included earnings per diluted share of $1.27, reflecting a 21% year-over-year growth. The call emphasized an 11% increase in revenue and expenses compared to the previous year. The fintech ecosystem was a significant revenue driver, with gross dollar volume (GDV) up 18% and total fee and related interest income from fintech activities increasing by 30%. The Bancorp announced a $500 million expansion of its share repurchase program, funded by core earnings growth and new senior unsecured debt issuance. They also reaffirmed a guidance of $5.25 earnings per share for 2025 and introduced Project 7, aiming for a $7 earnings per share run rate by the end of 2026 through fintech revenue growth, share buybacks, and efficiency improvements.

Strong Earnings Performance

The Bancorp reported earnings of $1.27 per diluted share in the second quarter, with a 21% year-over-year EPS growth and 11% revenue growth.

Fintech Growth

Growth in the fintech ecosystem was a major driver, with GDV increasing by 18% year-over-year and total fee and related interest income from fintech activities up by 30%.

Expansion of Partnership with Block

The Bancorp announced a 5-year expansion of its relationship with Block, which includes debit and prepaid card issuance and related services for Cash App customers.

Increased Share Repurchase Program

The company announced a substantial increase to its share repurchase program to $500 million over the next 18 months.

Loan Growth

Overall loan balances grew 17% year-over-year, with consumer fintech loans increasing 871% year-over-year to $680.5 million.

Bancorp (TBBK) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

TBBK Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 23, 2025	2025 (Q3)	1.33 / -	1.04	―	―	―
Jul 24, 2025	2025 (Q2)	1.28 / 1.27	1.05	20.95% (+0.22)
Apr 24, 2025	2025 (Q1)	1.24 / 1.19	1.06	12.26% (+0.13)
Jan 30, 2025	2024 (Q4)	1.13 / 1.15	0.95	21.05% (+0.20)
Oct 24, 2024	2024 (Q3)	1.12 / 1.04	0.92	13.04% (+0.12)
Jul 25, 2024	2024 (Q2)	1.07 / 1.05	0.89	17.98% (+0.16)
Apr 25, 2024	2024 (Q1)	1.06 / 1.06	0.88	20.45% (+0.18)
Jan 25, 2024	2023 (Q4)	0.95 / 0.95	0.71	33.80% (+0.24)
Oct 26, 2023	2023 (Q3)	0.93 / 0.92	0.54	70.37% (+0.38)
Jul 27, 2023	2023 (Q2)	0.88 / 0.89	0.53	67.92% (+0.36)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TBBK Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 24, 2025	$69.62	$63.66	-8.56%
Apr 24, 2025	$49.69	$47.99	-3.42%
Jan 30, 2025	$57.64	$61.06	+5.93%
Oct 24, 2024	$54.96	$47.01	-14.47%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Bancorp Inc (TBBK) report earnings?

Bancorp Inc (TBBK) is schdueled to report earning on Oct 23, 2025, After Close (Confirmed).

What is Bancorp Inc (TBBK) earnings time?

Bancorp Inc (TBBK) earnings time is at Oct 23, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TBBK EPS forecast?

TBBK EPS forecast for the fiscal quarter 2025 (Q3) is 1.34.

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