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Bancorp Inc (TBBK)
:TBBK
Earnings Data
Report Date
Jan 22, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.46Last Year’s EPS
1.15Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call presented a mixed outlook, with strong growth in EPS, revenue, and fintech segments, along with significant reductions in criticized assets. However, challenges such as lowered EPS guidance for 2025, increased past due loans, and a restructuring charge indicate some areas of concern.Company Guidance
Strong EPS and Revenue Growth
The Bancorp reported a 13% year-over-year EPS growth to $1.18, with revenue growth of 7% excluding consumer fintech loan credit enhancement income, and a 23% revenue increase including both fee and related interest income.
Fintech Segment Performance
Fintech GDV growth was above trend at 16%, and fintech fees increased, with noninterest income for Q3 2025 being 27% higher than Q3 2024.
Reduction in Criticized Assets
Criticized REBL assets declined by 14% from $216 million to $185 million quarter-over-quarter, with further reductions expected in Q4.
AI Implementation for Cost Savings
The Bancorp developed an AI tool for narrative writing in financial crimes risk management, expected to avoid $1.5 million in expenses over time from a $300,000 investment.
Growth in Fintech Solutions Deposits
Average fintech solutions deposits increased 10% to $7.3 billion from $6.6 billion in Q3 2024.
TBBK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
TBBK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 30, 2025 | $77.20 | $65.37 | -15.32% |
Jul 24, 2025 | $69.62 | $63.66 | -8.56% |
Apr 24, 2025 | $49.69 | $47.99 | -3.42% |
Jan 30, 2025 | $57.64 | $61.06 | +5.93% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Bancorp Inc (TBBK) report earnings?
Bancorp Inc (TBBK) is schdueled to report earning on Jan 22, 2026, After Close (Confirmed).
What is Bancorp Inc (TBBK) earnings time?
Bancorp Inc (TBBK) earnings time is at Jan 22, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is TBBK EPS forecast?
TBBK EPS forecast for the fiscal quarter 2025 (Q4) is 1.46.