Renasant Corp. (RNST)
NYSE:RNST
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RNST Stock Chart & Stats
$40.47
-$0.07(-0.20%)
At close: 4:00 PM EST
$40.47
-$0.07(-0.20%)
Day’s Range― - ―
52-Week Range$32.63 - $42.11
Previous CloseN/A
Volume55.86K
Average Volume (3M)687.61K
Market Cap
$3.71B
Enterprise Value$3.30B
Total Cash (Recent Filing)$1.07B
Total Debt (Recent Filing)$1.06B
Price to Earnings (P/E)9.6
Beta1.00
Next Earnings
Jul 28, 2026EPS Estimate
0.92Next Dividend Ex-DateN/A
Dividend Yield2.47%
Share Statistics
EPS (TTM)2.13
Shares Outstanding94,142,300
10 Day Avg. Volume715,988
30 Day Avg. Volume687,612
Financial Highlights & Ratios
PEG Ratio-0.50
Price to Book (P/B)0.86
Price to Sales (P/S)2.30
P/FCF Ratio13.99
Enterprise Value/Market Cap0.89
Enterprise Value/Revenue2.45
Enterprise Value/Gross Profit4.23
Enterprise Value/Ebitda13.58
Forecast
1Y Price Target
$45.00Price Target Upside11.19% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.58
Revenue Forecast (FY)$1.13B
Bulls Say, Bears Say
Bulls Say
Improved Cash GenerationMaterial improvement in operating cash flow and free cash flow coverage of net income strengthens earnings quality and liquidity. Durable cash generation supports dividends, buybacks, and loan deployment without heavy reliance on wholesale funding, providing optionality over the next several quarters.
Well-capitalized Balance Sheet And BuybacksCapital ratios comfortably above regulatory minima give management flexibility to return capital while maintaining cushion for stress. This supports sustainable dividends, repurchases and targeted loan growth funding, preserving franchise optionality and investor returns across the medium term.
Efficiency Gains From IntegrationA nearly 1,000bp improvement in efficiency ratio indicates durable cost base improvement from integration and realized savings. Lower structural expenses boost long-term profitability and ROE potential, enabling reinvestment in originators and technology without eroding margins.
Bears Say
Securities Build From Lagging Loan GrowthAn oversized securities portfolio reflects deployment inefficiency while loans lag, constraining asset yield and organic NII growth. Unless loan origination accelerates, excess securities can depress aggregate yield and limit sustainable loan-driven revenue expansion over the coming quarters.
Margin/NII PressureModest but persistent NIM compression and declining net interest income signal pressure on core earnings power. If deposit pricing, loan yields, or asset mix trends continue, sustained margin headwinds could restrain net interest income growth and pressure long-term profitability.
Rising Credit Provisioning And NPL InflowsHigher provisions, growing NPL inflows and a rising allowance ratio point to emerging credit stress, particularly in commercial portfolios. Persistent elevated credit costs would reduce net income, erode capital if severe, and limit capital return flexibility over the medium term.
Renasant News
RNST FAQ
What was Renasant Corp.’s price range in the past 12 months?
Renasant Corp. lowest stock price was $32.63 and its highest was $42.11 in the past 12 months.
What is Renasant Corp.’s market cap?
Renasant Corp.’s market cap is $3.71B.
When is Renasant Corp.’s upcoming earnings report date?
Renasant Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 84 days.
How were Renasant Corp.’s earnings last quarter?
Renasant Corp. released its earnings results on Apr 28, 2026. The company reported $0.94 earnings per share for the quarter, beating the consensus estimate of $0.84 by $0.1.
Is Renasant Corp. overvalued?
According to Wall Street analysts Renasant Corp.’s price is currently Undervalued.
Does Renasant Corp. pay dividends?
Renasant Corp. pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2.47%. See more information on Renasant Corp. dividends here
What is Renasant Corp.’s EPS estimate?
Renasant Corp.’s EPS estimate is 0.92.
How many shares outstanding does Renasant Corp. have?
Renasant Corp. has 94,142,300 shares outstanding.
What happened to Renasant Corp.’s price movement after its last earnings report?
Renasant Corp. reported an EPS of $0.94 in its last earnings report, beating expectations of $0.84. Following the earnings report the stock price went down -0.251%.
Which hedge fund is a major shareholder of Renasant Corp.?
Currently, no hedge funds are holding shares in RNST
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Renasant Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$45.00 (11.19% Upside)
$45.00 (11.19% Upside)
Blogger Sentiment
Neutral
RNST Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 67.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.6M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.8%
Last 30 Days ▼ 2.9%
Last 30 Days ▼ 2.9%
Technicals
SMA
Positive
20 days / 200 days
Momentum
47.21%
12-Months-Change
Fundamentals
Return on Equity
5.94%
Trailing 12-Months
Asset Growth
48.36%
Trailing 12-Months
Company Description
Renasant Corp.
Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. It operates through three segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate1-4 family mortgage; real estatecommercial mortgage; real estateconstruction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Insurance segment provides insurance agency services, such as commercial and personal insurance products through insurance carriers. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts; annuities, mutual funds, and other investment services through a third party broker-dealer; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. As of December 31, 2021, the company operated a network of 189 banking, lending, and mortgage offices located in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, and Tennessee; 150 full-service branches and 11 limited-service branches; 173 ATMs; and 38 interactive teller machines. Renasant Corporation was founded in 1904 and is headquartered in Tupelo, Mississippi.
RNST Company Deck
RNST Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call conveyed a constructive and confident tone: the company reported strong profitability gains (notably EPS up 41%, improved ROA/ROTCE and a materially better efficiency ratio), solid deposit inflows, a well-capitalized balance sheet, active share buybacks, and targeted hiring to drive future growth. Offsetting items include a modest loan contraction in Q1, slight NIM and net interest income pressure, some volatility in nonperforming loans, and seasonal/public-fund-driven deposit growth. Management reiterated a mid-single-digit loan and deposit growth target and emphasized optionality via capital, reserves, and hiring discipline.View all RNST earnings summariesRNST Stock 12 Month Forecast
Average Price Target
$45.00
▲(11.19% Upside)
Technical Analysis
Fulton Financial
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Independent Bank
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Texas Capital Bancshares
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United Community Banks
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Eastern Bankshares
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Ownership Overview
1.97% Insiders
34.08% Mutual Funds
1.61% Other Institutional Investors
34.19% Public Companies and
Individual Investors