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FBP Stock Chart & Stats
$28.82
-$0.04(-0.14%)
At close: 4:00 PM EDT
$28.82
-$0.04(-0.14%)
Day’s Range― - ―
52-Week Range$19.16 - $29.40
Previous Close$29.14
Volume1.48M
Average Volume (3M)1.49M
Market Cap
$4.40B
Enterprise Value$3.66K
Total Cash (Recent Filing)$549.20M
Total Debt (Recent Filing)$290.00M
Price to Earnings (P/E)12.1
Beta0.90
Next Earnings
Oct 28, 2026EPS Estimate
0.58Next Dividend Ex-DateN/A
Dividend Yield2.63%
Share Statistics
EPS (TTM)2.26
Shares Outstanding152,674,410
10 Day Avg. Volume1,322,961
30 Day Avg. Volume1,488,170
Financial Highlights & Ratios
PEG Ratio0.51
Price to Book (P/B)1.69
Price to Sales (P/S)2.64
P/FCF Ratio7.64
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$30.14Price Target Upside4.59% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
EPS Forecast (FY)2.35
Revenue Forecast (FY)$1.09B
Bulls Say, Bears Say
Bulls Say
Strong Core ProfitabilityRecord pretax, pre-provision income indicates durable core revenue generation and margin strength. High PTPPI provides a recurring earnings cushion to absorb credit volatility, fund investments and shareholder returns, and supports sustained profitability even if loan growth moderates.
Robust Regulatory CapitalA CET1 ratio around 17% signals ample regulatory capital and loss-absorbing capacity. Strong capital supports continued dividends and buybacks, enables measured balance-sheet growth, and reduces the likelihood of forced capital raises, underpinning long-term financial stability.
Loan Growth With Margin ExpansionAccelerating originations and guided loan growth, combined with management's NIM expansion targets, suggest sustainable net interest income growth. Rising loan volumes plus modest margin expansion create a durable earnings runway less reliant on one-off items.
Bears Say
Early Delinquency UptickStep-up in early delinquencies—driven largely by auto and finance lease—raises medium-term credit risk. If trends persist, provisions and net charge-offs could rise, pressuring earnings and requiring higher allowance levels over the next several quarters.
Deposit Concentration & Funding PressureHeavy reliance on government-related inflows reduces funding stickiness and exposes the bank to volatility as those balances can shift. Competitive pressure raised deposit costs in some products, which can erode NIM and constrain durable margin improvement.
Limited Balance-sheet ExpansionFlat asset growth constrains long-term revenue scalability; with limited balance-sheet expansion the bank must rely on margin expansion and fee income to drive earnings. This limits diversification and could cap sustainable growth if margins compress.
First Bancorp Puerto Rico News
FBP FAQ
What was First Bancorp Puerto Rico’s price range in the past 12 months?
First Bancorp Puerto Rico lowest stock price was $19.16 and its highest was $29.40 in the past 12 months.
What is First Bancorp Puerto Rico’s market cap?
First Bancorp Puerto Rico’s market cap is $4.40B.
When is First Bancorp Puerto Rico’s upcoming earnings report date?
First Bancorp Puerto Rico’s upcoming earnings report date is Oct 28, 2026 which is in 87 days.
How were First Bancorp Puerto Rico’s earnings last quarter?
First Bancorp Puerto Rico released its earnings results on Jul 22, 2026. The company reported $0.62 earnings per share for the quarter, beating the consensus estimate of $0.542 by $0.078.
Is First Bancorp Puerto Rico overvalued?
According to Wall Street analysts First Bancorp Puerto Rico’s price is currently Undervalued.
Does First Bancorp Puerto Rico pay dividends?
First Bancorp Puerto Rico pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 2.63%. See more information on First Bancorp Puerto Rico dividends here
What is First Bancorp Puerto Rico’s EPS estimate?
First Bancorp Puerto Rico’s EPS estimate is 0.58.
How many shares outstanding does First Bancorp Puerto Rico have?
First Bancorp Puerto Rico has 152,674,410 shares outstanding.
What happened to First Bancorp Puerto Rico’s price movement after its last earnings report?
First Bancorp Puerto Rico reported an EPS of $0.62 in its last earnings report, beating expectations of $0.542. Following the earnings report the stock price went up 4.414%.
Which hedge fund is a major shareholder of First Bancorp Puerto Rico?
Currently, no hedge funds are holding shares in FBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Bancorp Puerto Rico Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$30.14 (4.59% Upside)
$30.14 (4.59% Upside)
Blogger Sentiment
Bullish
FBP Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 652.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $194.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
31.82%
12-Months-Change
Fundamentals
Return on Equity
2.63%
Trailing 12-Months
Asset Growth
1.82%
Trailing 12-Months
Company Description
First Bancorp Puerto Rico
First BanCorp., operating as the holding company for FirstBank Puerto Rico, delivers a broad spectrum of financial services to retail, commercial, and institutional clients. The company's operations are structured into six key segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers business financing, including commercial real estate, construction, and floor plan loans, alongside treasury and cash management services. Mortgage Banking handles the origination, sale, and servicing of residential mortgage loans, in addition to acquiring and selling mortgages in secondary markets. The Consumer (Retail) Banking segment provides personal financial products such as auto, boat, credit card, and personal loans, lines of credit, and various deposit accounts like checking, savings, IRAs, and retail CDs, complemented by finance leasing and insurance agency services. The Treasury and Investments segment is responsible for funding and liquidity management. Its United States Operations offer a range of deposit products, including checking, savings, money market accounts, and retail CDs, along with traditional commercial and industrial and commercial real estate loans, and digital services such as internet banking and cash management. Lastly, the Virgin Islands Operations concentrate on consumer and commercial lending as well as deposit-taking activities. First BanCorp. boasts an extensive branch network, comprising 64 locations in Puerto Rico, 8 in the U.S. and British Virgin Islands, and 11 branches in Florida. Established in 1948, the company is headquartered in San Juan, Puerto Rico.
FBP Company Deck
FBP Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted multiple strong operating and financial trends: record pretax pre-provision income, meaningful NIM expansion, robust loan originations (up 21% YoY) and accelerating loan growth, improved net charge-offs, solid capital (CET1 17%), and continued shareholder returns via buybacks and dividends. There are manageable credit and revenue seasonality items to monitor — notably an uptick in early delinquency in the auto/finance lease portfolio, modest NPA inflows tied to a single C&I relationship, and a quarter-over-quarter decline in non-interest income due to seasonality. Deposit growth was positive but skewed toward government balances, and some deposit product costs rose. Overall, the positives (profitability, margin expansion, loan growth, capital strength) outweigh the limited and largely explainable headwinds.View all FBP earnings summariesFBP Stock 12 Month Forecast
Average Price Target
$30.14
▲(4.59% Upside)
Technical Analysis
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Ownership Overview
2.17% Insiders
33.18% Mutual Funds
0.64% Other Institutional Investors
25.80% Public Companies and
Individual Investors