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First Bancorp Puerto Rico (FBP)
NYSE:FBP
FBP Stock Chart & Stats
$22.83
$0.17(0.90%)
At close: 4:00 PM EST
$22.83
$0.17(0.90%)
Day’s Range― - ―
52-Week Range$16.40 - $23.02
Previous CloseN/A
Volume287.58K
Average Volume (3M)1.19M
Market Cap
$3.55B
Enterprise Value$3.90B
Total Cash (Recent Filing)$5.01B
Total Debt (Recent Filing)$290.00M
Price to Earnings (P/E)10.5
Beta0.87
Next Earnings
Apr 23, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend Yield3.38%
Share Statistics
EPS (TTM)0.55
Shares Outstanding157,936,920
10 Day Avg. Volume1,990,492
30 Day Avg. Volume1,194,244
Financial Highlights & Ratios
PEG Ratio1.76
Price to Book (P/B)1.83
Price to Sales (P/S)2.56
P/FCF Ratio7.76
Enterprise Value/Market Cap1.10
Enterprise Value/Revenue3.23
Enterprise Value/Gross Profit4.53
Enterprise Value/Ebitda9.11
Forecast
1Y Price Target
$24.25Price Target Upside6.22% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.17
Revenue Forecast (FY)$1.06B
Bulls Say, Bears Say
Bulls Say
Revenue GrowthThe robust revenue growth indicates successful business expansion and effective market penetration, supporting long-term profitability.
Loan GrowthRecord loan growth reflects strong demand for the company's lending products, enhancing interest income and market share.
Asset Quality ImprovementImproved asset quality reduces risk and enhances financial stability, supporting sustainable long-term growth.
Bears Say
Slowdown In Consumer Credit DemandReduced consumer credit demand, especially in auto loans, may limit future revenue growth and affect interest income.
Increased Competitive PressureIncreased competition in deposit markets can pressure margins and affect the company's ability to attract and retain deposits.
Provision For Credit LossesHigher provisions for credit losses indicate potential asset quality concerns, impacting profitability and financial health.
First Bancorp Puerto Rico News
FBP FAQ
What was First Bancorp Puerto Rico’s price range in the past 12 months?
First Bancorp Puerto Rico lowest stock price was $16.40 and its highest was $23.02 in the past 12 months.
What is First Bancorp Puerto Rico’s market cap?
First Bancorp Puerto Rico’s market cap is $3.55B.
When is First Bancorp Puerto Rico’s upcoming earnings report date?
First Bancorp Puerto Rico’s upcoming earnings report date is Apr 23, 2026 which is in 77 days.
How were First Bancorp Puerto Rico’s earnings last quarter?
First Bancorp Puerto Rico released its earnings results on Jan 27, 2026. The company reported $0.55 earnings per share for the quarter, beating the consensus estimate of $0.509 by $0.041.
Is First Bancorp Puerto Rico overvalued?
According to Wall Street analysts First Bancorp Puerto Rico’s price is currently Undervalued.
Does First Bancorp Puerto Rico pay dividends?
First Bancorp Puerto Rico pays a Quarterly dividend of $0.18 which represents an annual dividend yield of 3.38%. See more information on First Bancorp Puerto Rico dividends here
What is First Bancorp Puerto Rico’s EPS estimate?
First Bancorp Puerto Rico’s EPS estimate is 0.51.
How many shares outstanding does First Bancorp Puerto Rico have?
First Bancorp Puerto Rico has 157,936,920 shares outstanding.
What happened to First Bancorp Puerto Rico’s price movement after its last earnings report?
First Bancorp Puerto Rico reported an EPS of $0.55 in its last earnings report, beating expectations of $0.509. Following the earnings report the stock price went up 5.218%.
Which hedge fund is a major shareholder of First Bancorp Puerto Rico?
Currently, no hedge funds are holding shares in FBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Bancorp Puerto Rico Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$24.25 (6.22% Upside)
$24.25 (6.22% Upside)
Blogger Sentiment
Bullish
FBP Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 219.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $754.4K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Positive
Last 7 Days ▼ 11.3%
Last 30 Days ▼ 6.2%
Last 30 Days ▼ 6.2%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
17.04%
12-Months-Change
Fundamentals
Return on Equity
18.97%
Trailing 12-Months
Asset Growth
-0.87%
Trailing 12-Months
Company Description
First Bancorp Puerto Rico
First BanCorp. operates as a bank holding company for FirstBank Puerto Rico that provides various financial services for retail, commercial, and institutional clients. The company operates through six segments: Commercial and Corporate Banking, Mortgage Banking, Consumer (Retail) Banking, Treasury and Investments, United States Operations, and Virgin Islands Operations. The Commercial and Corporate Banking segment offers commercial loans, including commercial real estate and construction loans and floor plan financings; and other products, such as cash management and business management services. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; acquisition and sale of mortgages in the secondary markets; and purchase of mortgage loans from other local banks and mortgage bankers. The Consumer (Retail) Banking segment provides auto, boat, credit card, and personal loans; lines of credit; deposit products comprising interest bearing and non-interest bearing checking and savings accounts, individual retirement accounts, and retail certificates of deposit (CDs); and finance leasing and insurance agency services. The Treasury and Investments segment offers funding and liquidity management services. The United States Operations segment provides checking, savings, and money market accounts, as well as retail CDs; traditional commercial and industrial, and commercial real estate loans; and internet banking, cash management, remote deposit capture, and automated clearing house, and transactions services. The Virgin Islands Operations segment is involved in consumer, commercial lending, and deposit-taking activities. The company operates 64 branches in Puerto Rico, 8 branches in the U.S. Virgin Islands and British Virgin Islands, and 11 branches in the state of Florida. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.
FBP Company Deck
FBP Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong full-year performance with record revenue, robust profitability (ROA of 1.81%), substantial capital returns (buybacks and dividend increase), deposit growth, and improving asset quality. Management provided constructive 2026 guidance (loan growth, efficiency targets, and modest margin improvement) while candidly acknowledging pockets of credit inflows, margin pressure from floating-rate loan repricing, investments that will raise the expense base, and a weak auto market. Overall, positive operational momentum and capital flexibility outweigh the manageable headwinds and one-time items discussed.View all FBP earnings summariesFBP Stock 12 Month Forecast
Average Price Target
$24.25
▲(6.22% Upside)
Technical Analysis
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Ownership Overview
2.29% Insiders
33.05% Mutual Funds
0.24% Other Institutional Investors
30.59% Public Companies and
Individual Investors