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First Bancorp Puerto Rico (FBP)
NYSE:FBP
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First Bancorp Puerto Rico (FBP) Stock Statistics & Valuation Metrics

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Total Valuation

First Bancorp Puerto Rico has a market cap or net worth of $4.42B. The enterprise value is $3.66K.
Market Cap$4.42B
Enterprise Value$3.66K

Share Statistics

First Bancorp Puerto Rico has 152,674,410 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding152,674,410
Owned by Insiders2.17%
Owned by Institutions0.64%

Financial Efficiency

First Bancorp Puerto Rico’s return on equity (ROE) is 0.18 and return on invested capital (ROIC) is 1.80%.
Return on Equity (ROE)0.18
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)1.80%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee390.48K
Profits Per Employee107.17K
Employee Count3,218
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Bancorp Puerto Rico is 12.1. First Bancorp Puerto Rico’s PEG ratio is 0.51.
PE Ratio12.1
PS Ratio2.64
PB Ratio1.69
Price to Fair Value1.69
Price to FCF7.64
Price to Operating Cash Flow9.70
PEG Ratio0.51

Income Statement

In the last 12 months, First Bancorp Puerto Rico had revenue of 1.26B and earned 344.87M in profits. Earnings per share was 2.16.
Revenue1.26B
Gross Profit916.38M
Operating Income416.73M
Pretax Income416.73M
Net Income344.87M
EBITDA437.49M
Earnings Per Share (EPS)2.16

Cash Flow

In the last 12 months, operating cash flow was 457.60M and capital expenditures -14.72M, giving a free cash flow of 442.88M billion.
Operating Cash Flow457.60M
Free Cash Flow442.88M
Free Cash Flow per Share2.90

Dividends & Yields

First Bancorp Puerto Rico pays an annual dividend of $0.2, resulting in a dividend yield of 2.63%
Dividend Per Share$0.2
Dividend Yield2.63%
Payout Ratio32.07%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.90
52-Week Price Change46.49%
50-Day Moving Average26.08
200-Day Moving Average22.43
Relative Strength Index (RSI)75.91
Average Volume (3m)1.49M

Important Dates

First Bancorp Puerto Rico upcoming earnings date is Oct 28, 2026, Before Open (Confirmed).
Last Earnings DateJul 22, 2026
Next Earnings DateOct 28, 2026
Ex-Dividend Date

Financial Position

First Bancorp Puerto Rico as a current ratio of 6.85, with Debt / Equity ratio of 10.12%
Current Ratio6.85
Quick Ratio6.85
Debt to Market Cap0.09
Net Debt to EBITDA-0.67
Interest Coverage Ratio1.64

Taxes

In the past 12 months, First Bancorp Puerto Rico has paid 71.87M in taxes.
Income Tax71.87M
Effective Tax Rate0.17

Enterprise Valuation

First Bancorp Puerto Rico EV to EBITDA ratio is 6.91, with an EV/FCF ratio of 6.97.
EV to Sales2.41
EV to EBITDA6.91
EV to Free Cash Flow6.97
EV to Operating Cash Flow6.79

Balance Sheet

First Bancorp Puerto Rico has $549.20M in cash and marketable securities with $290.00M in debt, giving a net cash position of $259.20M billion.
Cash & Marketable Securities$549.20M
Total Debt$290.00M
Net Cash$259.20M
Net Cash Per Share$1.70
Tangible Book Value Per Share$12.03

Margins

Gross margin is 74.77%, with operating margin of 33.16%, and net profit margin of 27.45%.
Gross Margin74.77%
Operating Margin33.16%
Pretax Margin33.16%
Net Profit Margin27.45%
EBITDA Margin34.82%
EBIT Margin33.16%

Analyst Forecast

The average price target for First Bancorp Puerto Rico is $30.14, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$30.14
Price Target Upside4.59% Upside
Analyst ConsensusModerate Buy
Analyst Count7
Revenue Growth Forecast2.45%
EPS Growth Forecast26.38%

Scores

Smart Score6
AI Score