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First Bancorp Puerto Rico (FBP)
NYSE:FBP
Earnings Data
Report Date
Jan 23, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.51Last Year’s EPS
0.46Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflects a strong financial performance with significant achievements in net income growth, loan growth, and shareholder returns. However, challenges such as a slowdown in consumer credit demand and increased competitive pressure in the deposit market were noted. Despite these challenges, the overall sentiment is positive due to the strong financial metrics and strategic growth plans.Company Guidance
Strong Financial Performance
Net income reached $100 million, or $0.63 per share, up from $80 million or $0.50 per share in the previous quarter. Return on average assets for the quarter was 2.1%, significantly higher than the prior quarter.
Record Loan Growth
Total loans grew by $181 million, surpassing $13 billion in total loans for the first time since 2010. This represents a 5.6% linked quarter annualized growth rate.
Shareholder Returns
The Board authorized an additional $200 million share buyback program, with plans to repurchase approximately $50 million per quarter through 2026.
Improvement in Asset Quality
There was a 7% reduction in nonperforming assets, and consumer charge-offs stabilized.
Tax Legislation Benefit
$16.6 million reversal of a valuation allowance on deferred tax assets due to new tax legislation in Puerto Rico.
FBP Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FBP Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 23, 2025 | $20.52 | $19.98 | -2.63% |
Jul 22, 2025 | $21.68 | $21.16 | -2.40% |
Apr 24, 2025 | $19.23 | $19.25 | +0.10% |
Jan 23, 2025 | $19.09 | $20.20 | +5.81% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does First Bancorp Puerto Rico (FBP) report earnings?
First Bancorp Puerto Rico (FBP) is schdueled to report earning on Jan 23, 2026, Before Open (Confirmed).
What is First Bancorp Puerto Rico (FBP) earnings time?
First Bancorp Puerto Rico (FBP) earnings time is at Jan 23, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FBP EPS forecast?
FBP EPS forecast for the fiscal quarter 2025 (Q4) is 0.51.