Eastern Bankshares (EBC)
NASDAQ:EBC
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EBC Stock Chart & Stats
$21.05
-$0.06(-0.35%)
At close: 4:00 PM EST
$21.05
-$0.06(-0.35%)
Day’s Range― - ―
52-Week Range$14.10 - $22.58
Previous CloseN/A
Volume122.42K
Average Volume (3M)2.04M
Market Cap
$4.80B
Enterprise Value$4.92B
Total Cash (Recent Filing)$428.50M
Total Debt (Recent Filing)$689.22M
Price to Earnings (P/E)12.2
Beta0.88
Next Earnings
Jul 23, 2026EPS Estimate
0.46Next Dividend Ex-DateN/A
Dividend Yield2.72%
Share Statistics
EPS (TTM)1.78
Shares Outstanding231,143,100
10 Day Avg. Volume1,567,228
30 Day Avg. Volume2,038,518
Financial Highlights & Ratios
PEG Ratio-1.14
Price to Book (P/B)0.91
Price to Sales (P/S)3.75
P/FCF Ratio9.60
Enterprise Value/Market Cap1.03
Enterprise Value/Revenue3.51
Enterprise Value/Gross Profit4.80
Enterprise Value/Ebitda11.28
Forecast
1Y Price Target
$23.33Price Target Upside10.85% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)1.87
Revenue Forecast (FY)$1.24B
Bulls Say, Bears Say
Bulls Say
TTM Profitability Rebound And Margin ExpansionA durable rebound in trailing‑12‑month revenue and consistent ~26% margins signals improved operating leverage and stronger core earning power. Sustained margins support reinvestment, dividend increases and buybacks, and provide a buffer across economic cycles if maintained.
Strong Cash Conversion And Free Cash Flow QualityFree cash flow near 95% of net income indicates high earnings quality and internal funding capacity. Reliable cash conversion supports sustainable shareholder returns, merger integration funding and organic growth without heavy reliance on external capital.
Completed Harbor One Conversion, Record Loan Pipeline And Wealth AUMSuccessful core conversion removes integration risk and enables targeted cost savings. Simultaneously, a record commercial loan pipeline and $10.3B wealth base diversify revenue, expanding fee income and lending capacity for sustainable medium‑term growth.
Bears Say
Deposit Outflows And Rising Deposit Cost PressureDeclining deposits and upward pressure on deposit costs erode the cheapest funding source and compress net interest margin over time. Persistent deposit market competition could force higher funding costs, slowing asset growth and trimming medium‑term net interest income.
Growing Unrealized Losses On Securities PortfolioRising unrealized AFS losses reflect interest rate and duration exposure that can reduce capital if realized or mark‑to‑market pressures persist. This structural sensitivity can constrain capital returns and require more conservative capital planning during rate volatility.
Earnings And Credit Volatility During IntegrationQuarterly earnings variability from merger accretion, nonoperating costs and conservative provisioning highlights integration‑related earnings and credit risk. Modest increases in criticized loans suggest early post‑acquisition credit repricing that can pressure earnings consistency and capital.
Eastern Bankshares News
EBC FAQ
What was Eastern Bankshares’s price range in the past 12 months?
Eastern Bankshares lowest stock price was $14.10 and its highest was $22.57 in the past 12 months.
What is Eastern Bankshares’s market cap?
Eastern Bankshares’s market cap is $4.80B.
When is Eastern Bankshares’s upcoming earnings report date?
Eastern Bankshares’s upcoming earnings report date is Jul 23, 2026 which is in 37 days.
How were Eastern Bankshares’s earnings last quarter?
Eastern Bankshares released its earnings results on Apr 23, 2026. The company reported $0.4 earnings per share for the quarter, missing the consensus estimate of $0.443 by -$0.043.
Is Eastern Bankshares overvalued?
According to Wall Street analysts Eastern Bankshares’s price is currently Undervalued.
Does Eastern Bankshares pay dividends?
Eastern Bankshares pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 2.72%. See more information on Eastern Bankshares dividends here
What is Eastern Bankshares’s EPS estimate?
Eastern Bankshares’s EPS estimate is 0.46.
How many shares outstanding does Eastern Bankshares have?
Eastern Bankshares has 231,143,100 shares outstanding.
What happened to Eastern Bankshares’s price movement after its last earnings report?
Eastern Bankshares reported an EPS of $0.4 in its last earnings report, missing expectations of $0.443. Following the earnings report the stock price went down -2.972%.
Which hedge fund is a major shareholder of Eastern Bankshares?
Currently, no hedge funds are holding shares in EBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Eastern Bankshares Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$23.33 (10.85% Upside)
$23.33 (10.85% Upside)
Blogger Sentiment
Bullish
EBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 99.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.26%
12-Months-Change
Fundamentals
Return on Equity
9.21%
Trailing 12-Months
Asset Growth
22.60%
Trailing 12-Months
Company Description
Eastern Bankshares
Eastern Bankshares, Inc. functions as the parent entity for Eastern Bank, which primarily delivers a wide range of financial and banking solutions to individual consumers, commercial clients, and small businesses. The company's activities are organized into two main divisions: the Banking Business and the Insurance Agency Business. Eastern Bank offers diverse deposit accounts, including both interest-bearing and non-interest-bearing checking options, money market accounts, savings accounts, and time certificates of deposit. It also provides customers with debit and credit cards. Its comprehensive lending portfolio covers commercial and industrial loans, commercial real estate and construction financing, and small business loans. For personal needs, the bank extends residential real estate loans, home equity products, lines of credit, and various other consumer loans such as unsecured personal lines, overdraft protection, and financing for automobiles, home improvements, and even aircraft. Beyond core banking, the company provides essential services like cash management, merchant solutions, escrow management, government and international banking, interest on lawyers trust accounts (IOLTA), and retirement planning. It also offers specialized products and services tailored for not-for-profit organizations and the healthcare sector. Further enhancing its offerings, Eastern Bankshares delivers comprehensive wealth management, including trust and investment products, financial planning, portfolio management, private banking, and fiduciary services. It also actively participates in community development and offers asset-based lending. Customers can access convenient digital banking channels through online, mobile, and telephone platforms. The company also streamlines business operations with automated lockbox collection and account reconciliation services, in addition to providing a variety of insurance products. As of December 31, 2021, Eastern Bankshares, Inc. maintained a significant physical footprint, with 105 branch offices located across eastern Massachusetts and southern New Hampshire. Its network also included 23 non-branch offices in eastern Massachusetts, one in New Hampshire, and another in Rhode Island. Established in 1818, the company's headquarters are situated in Boston, Massachusetts.
EBC Company Deck
EBC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a net positive outlook: strong year‑over‑year operating performance, record wealth assets and net flows, a record commercial loan pipeline, successful completion of the Harbor One core conversion, and active capital returns (buybacks and a 15% dividend increase). Offsetting items include quarter‑to‑quarter earnings and accretion variability, seasonal expense pressures, deposit competition raising funding costs, higher unrealized securities losses, and a conservative stance on provisions and NII guidance due to integration and macro uncertainty. On balance, the company’s operational momentum, asset quality and capital actions outweigh near‑term noise and risks.View all EBC earnings summariesEBC Stock 12 Month Forecast
Average Price Target
$23.33
▲(10.85% Upside)
Technical Analysis
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Ownership Overview
1.32% Insiders
29.34% Mutual Funds
21.82% Other Institutional Investors
30.11% Public Companies and
Individual Investors