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EBC Stock Chart & Stats
$22.92
$0.30(1.33%)
At close: 4:00 PM EDT
$22.92
$0.30(1.33%)
Day’s Range― - ―
52-Week Range$14.88 - $23.75
Previous CloseN/A
Volume4.62M
Average Volume (3M)2.04M
Market Cap
$5.34B
Enterprise Value$5.10K
Total Cash (Recent Filing)$4.99B
Total Debt (Recent Filing)$398.60M
Price to Earnings (P/E)13.0
Beta0.89
Next Earnings
Oct 22, 2026EPS Estimate
0.49Next Dividend Ex-DateN/A
Dividend Yield2.35%
Share Statistics
EPS (TTM)1.76
Shares Outstanding231,143,100
10 Day Avg. Volume1,567,228
30 Day Avg. Volume2,038,518
Financial Highlights & Ratios
PEG Ratio-1.17
Price to Book (P/B)0.91
Price to Sales (P/S)3.75
P/FCF Ratio9.60
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$25.13Price Target Upside9.62% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
EPS Forecast (FY)1.88
Revenue Forecast (FY)$1.23B
Bulls Say, Bears Say
Bulls Say
Improved Profitability And EfficiencySustained step-up in core profitability and a sub-50% efficiency ratio indicate the franchise is converting revenues into earnings more effectively. Higher ROTCE and ROA provide durable capacity to fund dividends, buybacks and capital needs, and improve shock absorption through cycles.
Solid Cash GenerationFree cash flow closely tracking net income signals high earnings quality and reliable internal funding. Strong cash conversion supports sustained capital returns, strategic reinvestment and provisioning flexibility, reducing reliance on external funding over the medium term.
Deposit Growth And Diversified Fee MixLinked-quarter deposit and commercial loan growth alongside record $11.5B wealth assets point to expanding core customer relationships and recurring fee streams. Diversified revenues from wealth and commercial banking reduce single-source reliance and support more stable long-term revenue.
Bears Say
Deposit Pricing PressurePersistent competitive pressure on deposit pricing can erode net interest margin over time as funding costs rise faster than asset yields. Given deposits fund a high share of loans, ongoing upward drift in deposit costs could structurally compress NII unless asset yields reprice sufficiently.
Narrowed Loan Growth OutlookLowered medium-term loan growth guidance constrains expansion of interest-earning assets and limits organic NII growth. Slower loan origination reduces scale benefits and increases reliance on fee income or margin expansion to sustain earnings growth over the coming quarters.
Historic Earnings VolatilityWide swings in margins and prior periods of negative EBIT signal earnings are sensitive to cycle, integration effects and portfolio dynamics. This volatility raises execution and forecasting risk, making multi-quarter durability of recent gains uncertain and requiring ongoing monitoring.
Eastern Bankshares News
EBC FAQ
What was Eastern Bankshares’s price range in the past 12 months?
Eastern Bankshares lowest stock price was $14.88 and its highest was $23.75 in the past 12 months.
What is Eastern Bankshares’s market cap?
Eastern Bankshares’s market cap is $5.34B.
When is Eastern Bankshares’s upcoming earnings report date?
Eastern Bankshares’s upcoming earnings report date is Oct 22, 2026 which is in 81 days.
How were Eastern Bankshares’s earnings last quarter?
Eastern Bankshares released its earnings results on Jul 23, 2026. The company reported $0.49 earnings per share for the quarter, beating the consensus estimate of $0.462 by $0.028.
Is Eastern Bankshares overvalued?
According to Wall Street analysts Eastern Bankshares’s price is currently Undervalued.
Does Eastern Bankshares pay dividends?
Eastern Bankshares pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 2.35%. See more information on Eastern Bankshares dividends here
What is Eastern Bankshares’s EPS estimate?
Eastern Bankshares’s EPS estimate is 0.49.
How many shares outstanding does Eastern Bankshares have?
Eastern Bankshares has 231,143,100 shares outstanding.
What happened to Eastern Bankshares’s price movement after its last earnings report?
Eastern Bankshares reported an EPS of $0.49 in its last earnings report, beating expectations of $0.462. Following the earnings report the stock price went up 1.326%.
Which hedge fund is a major shareholder of Eastern Bankshares?
Currently, no hedge funds are holding shares in EBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Eastern Bankshares Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$25.13 (9.62% Upside)
$25.13 (9.62% Upside)
Blogger Sentiment
Bullish
EBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 99.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.26%
12-Months-Change
Fundamentals
Return on Equity
2.35%
Trailing 12-Months
Asset Growth
22.34%
Trailing 12-Months
Company Description
Eastern Bankshares
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
EBC Company Deck
EBC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple areas of strength — record operating net income, improved profitability metrics (ROATCE, ROA, efficiency), diversified fee growth, realized cost synergies from the HarborOne integration, strong deposit and C&I loan growth, record wealth assets, healthy capital returns and solid asset quality (NPLs and net charge-offs). Offsetting items include a modestly reduced NII outlook and narrower loan growth guidance driven by a slow start to the year, continued competitive pressure on deposit pricing, slightly lower-than-expected accretion, and elevated CRE payoffs in the quarter. On balance, execution, capital returns, and asset quality improvements dominate the discussion and suggest a constructive outlook despite tactical headwinds to margins.View all EBC earnings summariesEBC Stock 12 Month Forecast
Average Price Target
$25.13
▲(9.62% Upside)
Technical Analysis
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Ownership Overview
1.32% Insiders
28.18% Mutual Funds
1.15% Other Institutional Investors
46.03% Public Companies and
Individual Investors