Eastern Bankshares (EBC)
NASDAQ:EBC
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EBC Stock Chart & Stats
$21.05
-$0.06(-0.35%)
At close: 4:00 PM EST
$21.05
-$0.06(-0.35%)
Day’s Range― - ―
52-Week Range$14.10 - $22.58
Previous CloseN/A
Volume122.42K
Average Volume (3M)2.04M
Market Cap
$4.66B
Enterprise Value$5.26B
Total Cash (Recent Filing)$316.90M
Total Debt (Recent Filing)$214.90M
Price to Earnings (P/E)16.6
Beta0.91
Next Earnings
Jul 23, 2026EPS Estimate
0.46Next Dividend Ex-DateN/A
Dividend Yield2.72%
Share Statistics
EPS (TTM)0.40
Shares Outstanding233,848,940
10 Day Avg. Volume1,567,228
30 Day Avg. Volume2,038,518
Financial Highlights & Ratios
PEG Ratio-1.14
Price to Book (P/B)0.91
Price to Sales (P/S)3.76
P/FCF Ratio9.60
Enterprise Value/Market Cap1.13
Enterprise Value/Revenue4.98
Enterprise Value/Gross Profit7.53
Enterprise Value/Ebitda33.51
Forecast
1Y Price Target
$23.40Price Target Upside11.16% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)1.89
Revenue Forecast (FY)$1.24B
Bulls Say, Bears Say
Bulls Say
Auto Inventory And Lending CollateralLow dealer and manufacturer vehicle inventories are limiting steep price cuts and incentive spending, helping preserve manufacturer margins and the collateral quality behind auto loans.
Capital Allocation And Shareholder ReturnsShift from deal-driven growth to disciplined organic growth with a focus on dividends and share buybacks improves the capital allocation profile and enhances expected shareholder returns.
Valuation And ProfitabilityAnalyst's Overweight recommendation cites attractive valuation supported by stronger profitability than peers, which can attract investor interest and support share appreciation.
Bears Say
Auto Demand Weakness From Macro FactorsOil price pressure and broader macroeconomic weakness are reducing consumer demand for new vehicles, which can weaken auto sales and related loan origination volumes.
Dilution And Deposit Mix CredibilityPast capital raises and acquisitions resulted in dilution and a less favorable deposit mix, creating a credibility headwind that can constrain standalone valuation until addressed.
Retail Price Volatility And Consumer Credit RiskElevated but volatile retail prices at some home goods brands create uncertainty for consumer spending patterns and could increase pressure on consumer credit performance.
Eastern Bankshares News
EBC FAQ
What was Eastern Bankshares’s price range in the past 12 months?
Eastern Bankshares lowest stock price was $14.10 and its highest was $22.57 in the past 12 months.
What is Eastern Bankshares’s market cap?
Eastern Bankshares’s market cap is $4.66B.
When is Eastern Bankshares’s upcoming earnings report date?
Eastern Bankshares’s upcoming earnings report date is Jul 23, 2026 which is in 79 days.
How were Eastern Bankshares’s earnings last quarter?
Eastern Bankshares released its earnings results on Apr 23, 2026. The company reported $0.4 earnings per share for the quarter, missing the consensus estimate of $0.443 by -$0.043.
Is Eastern Bankshares overvalued?
According to Wall Street analysts Eastern Bankshares’s price is currently Undervalued.
Does Eastern Bankshares pay dividends?
Eastern Bankshares pays a Quarterly dividend of $0.13 which represents an annual dividend yield of 2.72%. See more information on Eastern Bankshares dividends here
What is Eastern Bankshares’s EPS estimate?
Eastern Bankshares’s EPS estimate is 0.46.
How many shares outstanding does Eastern Bankshares have?
Eastern Bankshares has 233,848,940 shares outstanding.
What happened to Eastern Bankshares’s price movement after its last earnings report?
Eastern Bankshares reported an EPS of $0.4 in its last earnings report, missing expectations of $0.443. Following the earnings report the stock price went down -2.974%.
Which hedge fund is a major shareholder of Eastern Bankshares?
Currently, no hedge funds are holding shares in EBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Eastern Bankshares Stock Smart Score
Outperform
1
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3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$23.40 (11.16% Upside)
$23.40 (11.16% Upside)
Blogger Sentiment
Bullish
EBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.5M Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $455.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.26%
12-Months-Change
Fundamentals
Return on Equity
9.21%
Trailing 12-Months
Asset Growth
22.60%
Trailing 12-Months
Company Description
Eastern Bankshares
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking products and services primarily to retail, commercial, and small business customers. It operates in two segments, Banking Business and Insurance Agency Business. The company provides interest-bearing and non interest-bearing checking deposits, money market deposits, savings deposits, and time certificates of deposits, as well as debit and credit cards. It also offers commercial and industrial loans, commercial real estate and construction loans, small business loans, residential real estate loans, home equity, and lines of credit, as well as other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company provides cash reserves, cash management, merchant, escrow express, government banking, international banking, interest on lawyers trust accounts, retirement planning, and business telephone banking services, as well as products and services for not-for-profit and healthcare. Further, it offers trust and investment products and services; community development and asset-based lending services; financial planning, portfolio management, wealth management, private banking, and fiduciary products; online, mobile, and telephone banking services; and automated lock box collection and account reconciliation services, as well as various insurance products. As of December 31, 2021, the company operated 105 branch offices in eastern Massachusetts and southern New Hampshire; and 23 non-branch offices in eastern Massachusetts, one office in New Hampshire, and one office in Rhode Island. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
EBC Company Deck
EBC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a net positive outlook: strong year‑over‑year operating performance, record wealth assets and net flows, a record commercial loan pipeline, successful completion of the Harbor One core conversion, and active capital returns (buybacks and a 15% dividend increase). Offsetting items include quarter‑to‑quarter earnings and accretion variability, seasonal expense pressures, deposit competition raising funding costs, higher unrealized securities losses, and a conservative stance on provisions and NII guidance due to integration and macro uncertainty. On balance, the company’s operational momentum, asset quality and capital actions outweigh near‑term noise and risks.View all EBC earnings summariesEBC Stock 12 Month Forecast
Average Price Target
$23.40
▲(11.16% Upside)
Technical Analysis
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Ownership Overview
1.27% Insiders
28.85% Mutual Funds
1.11% Other Institutional Investors
52.00% Public Companies and
Individual Investors