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FIBK Stock Chart & Stats
$38.12
-$0.36(-0.94%)
At close: 4:00 PM EDT
$38.12
-$0.36(-0.94%)
Day’s Range― - ―
52-Week Range$28.94 - $40.60
Previous Close$37.76
Volume1.60M
Average Volume (3M)1.24M
Market Cap
$3.58B
Enterprise Value$4.14K
Total Cash (Recent Filing)$8.33B
Total Debt (Recent Filing)$751.90M
Price to Earnings (P/E)11.5
Beta0.93
Next Earnings
Oct 27, 2026EPS Estimate
0.69Next Dividend Ex-DateN/A
Dividend Yield5.03%
Share Statistics
EPS (TTM)3.25
Shares Outstanding95,304,600
10 Day Avg. Volume1,190,706
30 Day Avg. Volume1,236,729
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)1.03
Price to Sales (P/S)3.35
P/FCF Ratio12.78
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$37.80Price Target Upside-0.84% Downside
Rating ConsensusHold
Number of Analyst Covering5
EPS Forecast (FY)2.84
Revenue Forecast (FY)$988.31M
Bulls Say, Bears Say
Bulls Say
Strong Capital & Active ReturnsHigh CET1 (14.54%) combined with sustained repurchases and a recurring dividend indicate a durable capital buffer and disciplined capital allocation. This supports ongoing shareholder returns while preserving capacity to fund strategic investments or absorb credit losses, enhancing long-term franchise optionality.
Margin Expansion And Improving ProfitabilitySequential NIM expansion and higher net interest income demonstrate structural improvement in core lending economics. Sustained margin gains from asset repricing and lower deposit costs can offset a smaller asset base, supporting cash generation and operating leverage over the medium term.
Meaningful Balance-sheet De-riskingA sharp decline in leverage materially improves financial flexibility and reduces default and funding risk. A sizable equity base and steady ROE give management room to pursue buybacks, dividends, or selective growth, increasing resilience to macro or credit shocks over the coming quarters.
Bears Say
Near-term Earning-asset ContractionAccelerated payoffs and explicit guidance for a smaller loan base materially shrink the interest-earning asset pool. A sustained reduction in loans reduces NII potential and operating scale, making revenue and cash-flow generation more dependent on margin gains or noninterest income to sustain earnings.
Significant Recent Revenue DeclineA 23% TTM revenue contraction signals weakening top-line momentum that undermines earnings durability. With mortgage production set to decline and investment securities comprising more assets, revenue growth depends on balance-sheet recovery or continued margin improvement—both uncertain near term.
Rising Charge-offs And Lower Allowance CoverageHigher net charge-offs alongside a modestly reduced allowance weaken loss-absorbing capacity. If credit stress persists, the bank may need to raise provisions or use capital, pressuring earnings or capital return programs and increasing earnings volatility over the next several quarters.
First Interstate Bancsystem News
FIBK FAQ
What was First Interstate Bancsystem’s price range in the past 12 months?
First Interstate Bancsystem lowest stock price was $28.94 and its highest was $40.60 in the past 12 months.
What is First Interstate Bancsystem’s market cap?
First Interstate Bancsystem’s market cap is $3.58B.
When is First Interstate Bancsystem’s upcoming earnings report date?
First Interstate Bancsystem’s upcoming earnings report date is Oct 27, 2026 which is in 76 days.
How were First Interstate Bancsystem’s earnings last quarter?
First Interstate Bancsystem released its earnings results on Jul 23, 2026. The company reported $0.87 earnings per share for the quarter, beating the consensus estimate of $0.692 by $0.178.
Is First Interstate Bancsystem overvalued?
According to Wall Street analysts First Interstate Bancsystem’s price is currently Overvalued.
Does First Interstate Bancsystem pay dividends?
First Interstate Bancsystem pays a Quarterly dividend of $0.47 which represents an annual dividend yield of 5.03%. See more information on First Interstate Bancsystem dividends here
What is First Interstate Bancsystem’s EPS estimate?
First Interstate Bancsystem’s EPS estimate is 0.69.
How many shares outstanding does First Interstate Bancsystem have?
First Interstate Bancsystem has 95,304,600 shares outstanding.
What happened to First Interstate Bancsystem’s price movement after its last earnings report?
First Interstate Bancsystem reported an EPS of $0.87 in its last earnings report, beating expectations of $0.692. Following the earnings report the stock price went up 0.053%.
Which hedge fund is a major shareholder of First Interstate Bancsystem?
Currently, no hedge funds are holding shares in FIBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Interstate Bancsystem Stock Smart Score
Underperform
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5
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7
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9
10
Analyst Consensus
Hold
Average Price Target:
$37.80 (-0.84% Downside)
$37.80 (-0.84% Downside)
Blogger Sentiment
Neutral
FIBK Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 492.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $1.9M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
40.34%
12-Months-Change
Fundamentals
Return on Equity
5.03%
Trailing 12-Months
Asset Growth
-6.10%
Trailing 12-Months
Company Description
First Interstate Bancsystem
First Interstate BancSystem, Inc. functions as the parent company of First Interstate Bank, delivering a comprehensive suite of financial products and services across the United States. Its offerings encompass conventional deposit accounts such as checking, savings, and time deposits, alongside repurchase agreements primarily catering to commercial and municipal clients. The institution further extends various lending options, including real estate financing for commercial, construction, residential, agricultural, and other property types. Consumer credit is also available, covering direct personal loans, credit cards and lines of credit, and indirect lending. Additionally, it provides both variable and fixed-rate commercial loans designed to meet the working capital and expansion requirements of small to medium-sized enterprises in the manufacturing, wholesale, retail, and service sectors, as well as agricultural loans. Beyond traditional banking, the company furnishes an array of specialized services, including trust administration, employee benefits, investment management, insurance, agency, and custodial functions, catering to individuals, businesses, and philanthropic entities. Its operational support infrastructure encompasses services like marketing, credit assessment, loan servicing, credit card issuance and management, mortgage loan sales and servicing, indirect consumer loan acquisition and processing, and debt collection. Modern digital conveniences are also provided through online and mobile banking platforms. First Interstate serves a diverse clientele, encompassing individuals, businesses, and municipal bodies, across a wide spectrum of industries such as agriculture, construction, education, energy, government, healthcare, hospitality, housing, mining, professional services, real estate development, retail, technology, tourism, and wholesale trade. By the close of 2021 (December 31st), it maintained 147 banking locations, including standalone drive-through branches, situated within communities throughout Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. Established in 1971, the corporation's primary base of operations is in Billings, Montana.
FIBK Company Deck
FIBK Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presents a mixed picture: clear progress on margin expansion, profitability (net income +39% QoQ), capital returns (dividend and meaningful buybacks), and improved credit metrics (criticized loans down 9.3% QoQ, 22% YoY). Offsetting these positives are material declines in loan and deposit balances ($447M and $441.7M respectively), elevated and accelerating payoff activity with guidance pointing to a smaller near-term earning asset base and lower revenue growth, higher targeted expenses for branding and branch work, and an uptick in net charge-offs. Management emphasizes long-term franchise improvement and disciplined capital deployment while acknowledging near-term balance-sheet contraction and variability.View all FIBK earnings summariesFIBK Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$37.80
▼(-0.84% Downside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Ownership Overview
14.68% Insiders
34.75% Mutual Funds
7.98% Other Institutional Investors
11.58% Public Companies and
Individual Investors









