Education
About Us
Working with TipRanks
Follow Us
First Interstate Bancsystem (FIBK)
:FIBK
Earnings Data
Report Date
Oct 28, 2025After Close (Confirmed)
Period Ending
2025 (Q3)Consensus EPS Forecast
0.62Last Year’s EPS
0.54Same Quarter Last Year
Moderate Buy
Based on 8 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call highlighted strong capital and liquidity positions, net income growth, improved net interest margin, and expense discipline, which are positive indicators. However, challenges remain with declining loan volumes, increased criticized loans, and a decrease in noninterest income. The company is optimistic about future growth, but immediate challenges in loan and deposit volumes persist.Company Guidance -
Q3 2025
Strong Capital and Liquidity Position
First Interstate ended the quarter with a 72% loan-to-deposit ratio, minimal short-term borrowings, and no broker deposits. The common equity Tier 1 capital ratio improved to 13.43% with expectations for continued accretion.
Net Income Growth
Net income for the second quarter increased to $71.7 million, or $0.69 per diluted share, up from $50.2 million, or $0.49 per diluted share, in the first quarter.
Improved Net Interest Margin
The net interest margin increased by 12 basis points to 3.26%, driven by improved repricing and payoff of lower-yielding loans.
Expense Discipline
Noninterest expense declined by $5.5 million to $155.1 million, driven by lower seasonal payroll taxes and reductions in incentive-based compensation.
Positive Deposit Profile
93% of the deposit base is in areas where the company holds a top 10 market share, and 70% of deposits are in markets growing faster than the national average.
FIBK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FIBK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Jul 29, 2025 | $28.91 | $28.14 | -2.66% |
Apr 29, 2025 | $26.87 | $25.32 | -5.77% |
Jan 29, 2025 | $31.31 | $31.92 | +1.95% |
Oct 24, 2024 | $30.04 | $29.04 | -3.33% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does First Interstate Bancsystem (FIBK) report earnings?
First Interstate Bancsystem (FIBK) is schdueled to report earning on Oct 28, 2025, After Close (Confirmed).
What is First Interstate Bancsystem (FIBK) earnings time?
First Interstate Bancsystem (FIBK) earnings time is at Oct 28, 2025, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FIBK EPS forecast?
FIBK EPS forecast for the fiscal quarter 2025 (Q3) is 0.62.