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SNFCA Stock Chart & Stats
$8.60
<$0.01(0.08%)
At close: 4:00 PM EST
$8.60
<$0.01(0.08%)
Day’s Range― - ―
52-Week Range$7.33 - $10.23
Previous CloseN/A
Volume213.00
Average Volume (3M)41.36K
Market Cap
$255.04M
Enterprise Value$350.89
Total Cash (Recent Filing)$190.17M
Total Debt (Recent Filing)$108.76M
Price to Earnings (P/E)6.3
Beta1.10
Next Earnings
Aug 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.49
Shares Outstanding23,573,326
10 Day Avg. Volume27,264
30 Day Avg. Volume41,356
Financial Highlights & Ratios
PEG Ratio0.34
Price to Book (P/B)0.52
Price to Sales (P/S)0.62
P/FCF Ratio4.84
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
High Profitability (TTM Net Margin ~21%)Sustained high margins imply strong underwriting discipline and pricing power across insurance lines, providing durable internal cash generation. That cash supports reserve funding, reinvestment, and shareholder distributions even if top-line growth fluctuates.
Conservative, Improving Leverage And CapitalImproving debt-to-equity and modest leverage reduce solvency risk and increase financial flexibility. A stronger balance sheet enables the company to absorb underwriting or market shocks, support mortgage funding, and pursue strategic cash deployment without stressing capital ratios.
Durable Preneed & Cemetery Sales GrowthMaterial growth in preneed land sales and contracts builds a pipeline of future revenue and prepaid cash flows that are relatively predictable. This strengthens long-term cash visibility, supports cemetery margins, and diversifies revenue away from mortgage cyclicality.
Bears Say
Investment Income Volatility And Unrealized LossesVolatile investment returns reduce the predictability of underwriting income and overall earnings, complicating reserve and capital planning. Persistent market mark-to-market swings can force more conservative asset allocations, pressuring long-term yield and underwriting economics.
Mortgage Segment Still Loss-making And Volume PressureThe mortgage operation remains structurally strained: subscale profitability, originations decline, and susceptibility to investor pricing shocks create ongoing earnings drag. Funding reliance (warehouse lines/bank debt) raises execution and liquidity risk if volumes or spreads deteriorate.
Accounting Change Implementation And Restatement Risk (LDTI)Complex accounting transitions and restatements weaken comparability and require material remediation resources. Persistent control remediation risk can increase audit costs, distract management, and create uncertainty for capital planning and regulatory reporting over the coming quarters.
Security National Financial News
SNFCA FAQ
What was Security National Financial Corp.’s price range in the past 12 months?
Security National Financial Corp. lowest stock price was $7.33 and its highest was $10.22 in the past 12 months.
What is Security National Financial Corp.’s market cap?
Security National Financial Corp.’s market cap is $255.04M.
When is Security National Financial Corp.’s upcoming earnings report date?
Security National Financial Corp.’s upcoming earnings report date is Aug 17, 2026 which is in 24 days.
How were Security National Financial Corp.’s earnings last quarter?
Security National Financial Corp. released its earnings results on May 11, 2026. The company reported $0.261 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Security National Financial Corp. overvalued?
According to Wall Street analysts Security National Financial Corp.’s price is currently Overvalued.
Does Security National Financial Corp. pay dividends?
Security National Financial Corp. does not currently pay dividends.
What is Security National Financial Corp.’s EPS estimate?
Security National Financial Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Security National Financial Corp. have?
Security National Financial Corp. has 23,573,326 shares outstanding.
What happened to Security National Financial Corp.’s price movement after its last earnings report?
Security National Financial Corp. reported an EPS of $0.261 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 0.836%.
Which hedge fund is a major shareholder of Security National Financial Corp.?
Currently, no hedge funds are holding shares in SNFCA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Security National Financial Stock Smart Score
Neutral
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10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-11.72%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
3.76%
Trailing 12-Months
Company Description
Security National Financial Corp.
Security National Financial Corporation (SNFC) operates across three distinct sectors: life insurance, cemetery and mortuary services, and mortgage lending. Its Life Insurance division provides a comprehensive suite of products, encompassing various forms of life insurance – such as funeral pre-planning and interest-sensitive policies – alongside traditional life, accident, and health coverage. The segment also offers diverse annuity products, including single premium, flexible premium deferred, and immediate annuities, as well as specialized diver's accident protection. To manage its financial exposure, this division participates in reinsurance activities, both assuming and ceding risks with approved third-party reinsurers. The Cemetery and Mortuary segment manages a network of facilities, with fifteen mortuaries and seven cemeteries strategically located across Utah (eleven mortuaries, five cemeteries), California (one cemetery), and New Mexico (four mortuaries, one cemetery). Beyond operating these sites, it supplies a range of funeral and burial merchandise, including interment plots, vaults, mausoleum crypts, grave markers, caskets, and urns. Additionally, the segment delivers essential professional services such as funeral direction, grave preparation, access to chapels and viewing rooms, and specialized transportation. Through its Mortgages division, SNFC originates and underwrites loans for both residential and commercial properties. These financial services support new construction, the purchase of existing homes, and various other real estate endeavors, primarily within the states of Florida, Nevada, Texas, and Utah. The segment extends its residential lending solutions to a broad clientele, including real estate professionals like brokers and builders, as well as directly to individual consumers. Established in 1965, Security National Financial Corporation maintains its corporate headquarters in Salt Lake City, Utah.
Technical Analysis
Ownership Overview
2.40% Insiders
12.39% Mutual Funds
17.79% Other Institutional Investors
59.06% Public Companies and
Individual Investors