Security National Financial Corp. (SNFCA)
NASDAQ:SNFCA
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Earnings Data
Report Date
Aug 17, 2026TBA (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
―Last Year’s EPS
0.24Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a predominantly positive operational story: profitability improved (net earnings +9.2%), mortgage losses narrowed substantially (65% reduction), cemetery preneed sales surged (+35.1%), and management highlighted cost discipline and productivity gains (+23% loans per officer, expenses down 5.6%). However, material near-term headwinds remain—chiefly investment income volatility (unrealized losses), a one-time ~50 bps mortgage investor pricing shortfall on ~$200M of locks, modest top-line revenue declines (~3.6–4%), and accounting/implementation challenges from LDTI. On balance, the operational momentum and profitability improvements outweigh the near-term investment and accounting setbacks, supporting a constructive outlook while noting areas that require ongoing attention.Company Guidance
Net Earnings and Profitability Improvement
Net earnings increased by approximately 9.2% quarter-over-quarter (an increase of nearly $600k) to roughly $7.0M, driven by a 5.6% reduction in total expenses and operational efficiency improvements across the company.
Mortgage Segment Loss Reduction and Productivity Gains
Security National Mortgage reduced its pretax net loss by 65% (from a $2.0M loss to a $698k loss). Originations were $489M (down 6% YoY) but market share held steady at 9 basis points. Refinance mix rose to 24% from 19%, and average loans per loan officer per month increased 23% YoY.
Cemetery & Mortuary Revenue and Operating Improvement
Segment revenue rose 4.4% to $8.47M and operating earnings before investment results increased 15.7% to $1.52M. Cemetery earnings before tax increased 37.6% to $996k and cemetery revenue grew 18.5% to $4.21M.
Strong Preneed Cemetery Sales
Net preneed land sales increased 35.1% and the number of preneed land contracts written rose 15.8% YoY, supporting higher cemetery revenue and future cash flows.
Life Insurance Segment Margin and Expense Discipline
Life segment underwriting profit (statutory basis) improved; premium margins improved even as GAAP revenues modestly declined. Total life segment expenses rose by less than 3% YoY despite meaningful talent and infrastructure investments, indicating operational discipline.
Balance Sheet and Equity Growth
Total equity increased by $15M (3.7%) compared to year-end 2025. Cash balances increased significantly in Q1 and management has been active deploying cash in Q2; real estate investments increased while certain portfolios were rebalanced.
Net Portfolio Yield Above Industry Average
Management reports the company's net portfolio yield remains approximately 100 basis points above industry averages despite near-term investment income headwinds.
Operational Wins in Funeral Homes
Funeral home average sales per family increased 6.6% and the percentage of families choosing cremation with a memorial/service increased 22.5%, offsetting a 6.7% decline in families served and helping stabilize segment revenue.
SNFCA Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
SNFCA Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 11, 2026 | $9.55 | $9.63 | +0.84% |
Mar 16, 2026 | $9.22 | $9.60 | +4.12% |
Nov 13, 2025 | $8.27 | $8.19 | -0.97% |
Aug 14, 2025 | $9.30 | $9.13 | -1.83% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Security National Financial Corp. (SNFCA) report earnings?
Security National Financial Corp. (SNFCA) is schdueled to report earning on Aug 17, 2026, TBA (Confirmed).
What is Security National Financial Corp. (SNFCA) earnings time?
Security National Financial Corp. (SNFCA) earnings time is at Aug 17, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is SNFCA EPS forecast?
Currently, no data Available