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Shinhan Financial (SHG)
NYSE:SHG
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Shinhan Financial Group Co (SHG) Price & Analysis

138 Followers

SHG Stock Chart & Stats

$54.49
>-$0.01(-0.03%)
At close: 4:00 PM EST
$54.49
>-$0.01(-0.03%)

Bulls Say, Bears Say

Bulls Say
Improved ProfitabilityA large TTM jump in revenue and materially higher net margin signal a structural improvement in core earning power. Sustained higher margins increase internal capital generation capacity and support ROE, dividends and reinvestment without relying solely on external funding.
Stronger Capital FrameworkThe formalized Value‑Up +++ plan with rolling ROE, shareholder return and CET1 targets institutes disciplined capital allocation. Clear multi-year targets enhance predictability of buybacks/dividends and force capital prioritization, improving long‑term shareholder return mechanics.
Diversified Financial FranchiseA multi-vertical structure spreads earnings across interest, fees, trading and insurance underwriting. Cross-selling and multiple revenue pools reduce reliance on any single cycle, smoothing earnings over time and enabling more stable fee and interest income generation.
Bears Say
Elevated LeverageHigher debt relative to equity constrains balance‑sheet flexibility and raises sensitivity to funding cost or credit stress. Elevated leverage limits the buffer against loan losses and can force more conservative lending or capital actions if rates or asset quality deteriorate.
Weak & Volatile Cash FlowNegative and volatile trailing free cash flow undermines the sustainability of dividends and buybacks without dipping into capital or issuing debt. Persistent cash volatility complicates reinvestment and elevates execution risk for the group's capital return commitments.
Earnings VolatilityHistorical uneven revenue and margin swings indicate sensitivity to cyclical banking, trading and insurance results. This reduces predictability of earnings and ROE targets, making consistent capital planning and meeting multi‑year return goals more challenging.

Shinhan Financial Group Co News

SHG FAQ

What was Shinhan Financial’s price range in the past 12 months?
Shinhan Financial lowest stock price was $44.80 and its highest was $73.40 in the past 12 months.
    What is Shinhan Financial’s market cap?
    Shinhan Financial’s market cap is $27.49B.
      When is Shinhan Financial’s upcoming earnings report date?
      Shinhan Financial’s upcoming earnings report date is Jul 24, 2026 which is in 24 days.
        How were Shinhan Financial’s earnings last quarter?
        Shinhan Financial released its earnings results on Apr 23, 2026. The company reported $2.191 earnings per share for the quarter, missing the consensus estimate of $2.267 by -$0.076.
          Is Shinhan Financial overvalued?
          According to Wall Street analysts Shinhan Financial’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Shinhan Financial pay dividends?
            Shinhan Financial pays a Quarterly dividend of $0.491 which represents an annual dividend yield of 2.86%. See more information on Shinhan Financial dividends here
              What is Shinhan Financial’s EPS estimate?
              Shinhan Financial’s EPS estimate is 2.21.
                How many shares outstanding does Shinhan Financial have?
                Shinhan Financial has 474,654,360 shares outstanding.
                  What happened to Shinhan Financial’s price movement after its last earnings report?
                  Shinhan Financial reported an EPS of $2.191 in its last earnings report, missing expectations of $2.267. Following the earnings report the stock price went up 1.769%.
                    Which hedge fund is a major shareholder of Shinhan Financial?
                    Currently, no hedge funds are holding shares in SHG
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Shinhan Financial

                      Shinhan Financial Group Co., Ltd. is a prominent financial services provider that operates both within South Korea and globally. The company's diverse activities are organized into six primary divisions: Banking, Credit Card services, Securities, Life Insurance, Credit, and other specialized financial offerings. For individual clients, Shinhan offers a comprehensive suite of retail banking solutions. These include various deposit account types—demand, savings, and fixed—along with checking accounts. The group also provides personal lending options such as mortgages, home equity loans, and other consumer credit. Furthermore, it facilitates electronic banking, ATM access, bill payment, payroll and check processing, foreign currency exchange, and international money transfer services. The corporate banking arm of Shinhan caters to businesses with services like investment banking, financing for real estate (including overseas and development projects), infrastructure and structured finance, equity/venture capital investments, and advisory for mergers and acquisitions. It also handles securitization, offers derivative products, engages in foreign exchange trading, and provides working capital and facilities loans. Shinhan Financial Group is also actively involved in treasury and investment operations within international capital markets. This includes trading foreign currency-denominated securities, providing a range of foreign exchange services, offering trade-related financial support, international factoring, and managing foreign banking operations. Beyond its core banking and investment functions, the company provides numerous other financial provisions. These encompass trust account management, securities brokerage, and professional asset management. Additional services extend to equipment leasing and financing, specialized savings banking, loan collection and credit reporting, administration of collective investment schemes, private equity investments, and the development of advanced financial systems. By the close of 2021, Shinhan maintained an extensive network of 784 service centers, 5,234 automated teller machines (ATMs), 7 cash dispensing units, and 85 digital kiosks to serve its customers. Established in 1982, Shinhan Financial Group Co., Ltd. is based in Seoul, South Korea.

                      Shinhan Financial Group Co (SHG) Earnings & Revenues

                      SHG Company Deck

                      SHG Earnings Call

                      Q1 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Neutral
                      The earnings call presented a mixed picture with stable capital management and positive shareholder returns. However, challenges such as declined net income, increased RWA, and concerns over credit costs and asset quality were significant. While there were some positive aspects, notably in interest income growth and asset quality management, the lowlights indicate substantial areas of concern.View all SHG earnings summaries
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                      Ownership Overview

                      0.19%1.15%98.10%
                      Insiders
                      1.15% Other Institutional Investors
                      98.10% Public Companies and
                      Individual Investors
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