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Shinhan Financial (SHG)
NYSE:SHG
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Shinhan Financial Group Co (SHG) Price & Analysis

138 Followers

SHG Stock Chart & Stats

$54.49
>-$0.01(-0.03%)
At close: 4:00 PM EST
$54.49
>-$0.01(-0.03%)

Bulls Say, Bears Say

Bulls Say
Diversified Financial FranchiseShinhan operates across retail and corporate banking, cards, consumer finance, insurance, securities and asset management, giving multiple stable revenue streams and cross-sell opportunities. This diversification reduces reliance on any single cycle and supports more durable earnings and customer retention over months.
Marked Profitability ImprovementTrailing-twelve-month results show a meaningful rebound: strong top-line growth and sharply wider net margins have driven higher group profitability. Improved operating leverage across core banking and reduced prior losses at insurance underpin a more sustainable earnings base if credit and market conditions remain stable.
Stronger Capital Return And CET1 TargetsBoard-approved Value‑Up +++ formalizes higher ROE and CET1 targets alongside predictable shareholder returns and buybacks. Clear, recurring capital-distribution targets and CET1 floor increase capital allocation discipline and investor predictability, benefiting long-term credibility and capital planning.
Bears Say
Weak And Volatile Cash GenerationTTM cash metrics deteriorated with negative free cash flow and a very low operating cash inflow. Such volatility in internally generated cash limits the group's ability to self-fund buybacks, dividend smoothing or balance-sheet growth, raising reliance on external funding over the medium term.
Elevated LeverageDebt-to-equity at multi-turn levels reduces financial flexibility and magnifies downside in rising funding-cost or stress scenarios. Elevated leverage constrains strategic optionality (M&A, aggressive lending) and increases sensitivity of returns and capital ratios to credit losses or adverse markets over the coming quarters.
Earnings Sensitive To Macro And Credit CyclesShinhan's earnings depend materially on loan growth, interest spreads, credit provisions and regulatory capital. That structural sensitivity, together with uneven revenue across years, creates persistent earnings and provisioning volatility and heightens risk of profit swings if macro or housing/corporate cycles deteriorate.

Shinhan Financial Group Co News

SHG FAQ

What was Shinhan Financial’s price range in the past 12 months?
Shinhan Financial lowest stock price was $42.71 and its highest was $73.40 in the past 12 months.
    What is Shinhan Financial’s market cap?
    Shinhan Financial’s market cap is $32.06B.
      When is Shinhan Financial’s upcoming earnings report date?
      Shinhan Financial’s upcoming earnings report date is Jul 24, 2026 which is in 45 days.
        How were Shinhan Financial’s earnings last quarter?
        Shinhan Financial released its earnings results on Apr 23, 2026. The company reported $2.351 earnings per share for the quarter, beating the consensus estimate of $2.267 by $0.084.
          Is Shinhan Financial overvalued?
          According to Wall Street analysts Shinhan Financial’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Shinhan Financial pay dividends?
            Shinhan Financial pays a Quarterly dividend of $0.491 which represents an annual dividend yield of 2.86%. See more information on Shinhan Financial dividends here
              What is Shinhan Financial’s EPS estimate?
              Shinhan Financial’s EPS estimate is 2.22.
                How many shares outstanding does Shinhan Financial have?
                Shinhan Financial has 474,654,360 shares outstanding.
                  What happened to Shinhan Financial’s price movement after its last earnings report?
                  Shinhan Financial reported an EPS of $2.351 in its last earnings report, beating expectations of $2.267. Following the earnings report the stock price went up 1.769%.
                    Which hedge fund is a major shareholder of Shinhan Financial?
                    Currently, no hedge funds are holding shares in SHG
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Shinhan Financial

                      Shinhan Financial Group Co., Ltd. is a prominent financial services provider that operates both within South Korea and globally. The company's diverse activities are organized into six primary divisions: Banking, Credit Card services, Securities, Life Insurance, Credit, and other specialized financial offerings. For individual clients, Shinhan offers a comprehensive suite of retail banking solutions. These include various deposit account types—demand, savings, and fixed—along with checking accounts. The group also provides personal lending options such as mortgages, home equity loans, and other consumer credit. Furthermore, it facilitates electronic banking, ATM access, bill payment, payroll and check processing, foreign currency exchange, and international money transfer services. The corporate banking arm of Shinhan caters to businesses with services like investment banking, financing for real estate (including overseas and development projects), infrastructure and structured finance, equity/venture capital investments, and advisory for mergers and acquisitions. It also handles securitization, offers derivative products, engages in foreign exchange trading, and provides working capital and facilities loans. Shinhan Financial Group is also actively involved in treasury and investment operations within international capital markets. This includes trading foreign currency-denominated securities, providing a range of foreign exchange services, offering trade-related financial support, international factoring, and managing foreign banking operations. Beyond its core banking and investment functions, the company provides numerous other financial provisions. These encompass trust account management, securities brokerage, and professional asset management. Additional services extend to equipment leasing and financing, specialized savings banking, loan collection and credit reporting, administration of collective investment schemes, private equity investments, and the development of advanced financial systems. By the close of 2021, Shinhan maintained an extensive network of 784 service centers, 5,234 automated teller machines (ATMs), 7 cash dispensing units, and 85 digital kiosks to serve its customers. Established in 1982, Shinhan Financial Group Co., Ltd. is based in Seoul, South Korea.

                      Shinhan Financial Group Co (SHG) Earnings & Revenues

                      SHG Company Deck

                      SHG Earnings Call

                      Q1 2026
                      0:00 / 0:00
                      Earnings Call Sentiment|Neutral
                      The earnings call presented a mixed picture with stable capital management and positive shareholder returns. However, challenges such as declined net income, increased RWA, and concerns over credit costs and asset quality were significant. While there were some positive aspects, notably in interest income growth and asset quality management, the lowlights indicate substantial areas of concern.View all SHG earnings summaries
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                      Ownership Overview

                      0.20%1.15%98.09%
                      Insiders
                      1.15% Other Institutional Investors
                      98.09% Public Companies and
                      Individual Investors
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